Chime is an online bank owned by Bancorp, Inc. One of its main attractions is that customers can bank without having to worry about overdraft charges or monthly maintenance fees.
- Chime Bank Hours for Normal Days
- Chime Hours for Holidays
- How To Bank With Chime Outside of Business Hours
- How To Contact Chime Customer Service
As an online-only bank, Chime doesn’t maintain physical branches, so it’s technically open around the clock. However, it’s customer service lines do follow a schedule, and some of its banking functions might be affected by national bank holidays.
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You can access your Chime account either online or with the app at any time, including on weekends. Since there are no bank branches, “normal” banking hours do not apply to Chime.
While some customers might prefer face-to-face interactions with bank tellers, one of the advantages of using an online bank is you never have to worry about planning your schedule around a bank visit.
Although Chime has no physical branches, it still observes bank holidays — and banks don’t typically process deposits on holidays. If you make a deposit on a federal bank holiday, it will be processed the next business day. These are the holidays that banks in the U.S. observe (dates for some holidays change from year to year):
|New Year’s Day|
|Martin Luther King, Jr. Day|
Chime is designed so you can access your bank account whenever you want to, whether online or through Chime’s mobile banking app. With the app, you can deposit checks, transfer money and set up account alerts.
Chime is also part of an extensive network of more than 38,000 MoneyPass and Visa Plus Alliance ATMs if you need to make a fee-free withdrawal.
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You can contact Chime in three different ways:
- By phone: Chime’s customer service number is 844-244-6363
- By message: Log in to your Chime account to send them an inquiry
- By email: Chime’s support address is firstname.lastname@example.org
Note that customer service lines are open Monday through Saturday from 7 a.m. to 7 p.m. central time, and Sunday from 9 a.m. to 5 p.m. central time.
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