Chime Holidays and Deposit Schedule
Chime®* is a financial technology company that offers access to banking services, which are provided by The Bancorp Bank or Stride Bank. One of its main attractions is that customers can take advantage of its services and offerings without having to worry about overdraft charges or monthly maintenance fees.
If you’re wondering whether Chime operates during typical banking hours, keep reading to find out.
Chime Hours for Holidays
Although Chime is not a bank and has no physical branches, it still observes bank holidays — and banks don’t typically process deposits on holidays. If you make a deposit on a federal or bank holiday, it will be processed the next business day.
These are the holidays that Chime observes in 2023:
| Holiday | Date |
|---|---|
| New Year’s Day (observed) | Monday, Jan. 2 |
| Martin Luther King Jr. Day | Monday, Jan. 16 |
| Presidents Day | Monday, Feb. 20 |
| Memorial Day | Monday, May 29 |
| Juneteenth | Monday, June 19 |
| Independence Day | Tuesday, July 4 |
| Labor Day | Monday, Sept. 4 |
| Indigenous Peoples Day | Monday, Oct. 9 |
| Veterans Day | Saturday, Nov. 11 |
| Thanksgiving Day | Thursday, Nov. 23 |
| Christmas Day | Monday, Dec. 25 |
Chime Hours for Normal Days
As an online-only alternative to banks, Chime doesn’t maintain physical branches, so it’s technically open around the clock. However, some of its banking functions might be affected by national bank holidays.
Is Chime Open on Weekends? Does Chime Deposit on Weekends?
The timing of direct deposits will vary on when the payment is sent to your Chime account. Chime posts deposits Monday through Friday.
You can access your Chime account either online or with the app at any time, including on weekends. Since there are no physical branches, “normal” banking hours do not apply to Chime.
While some customers might prefer face-to-face interactions with bank tellers, one of the advantages of using an online alternative to banks is that you never have to worry about planning your schedule around visiting a physical location.
How To Access Your Chime Account Outside of Business Hours
Chime is designed so you can access your account whenever you want to, whether online or through Chime’s mobile app. With the app, you can transfer money and set up account alerts, and if you’re eligible, you can also use the mobile check deposit feature1.
Chime is also part of an extensive network of more than 60,000 ATMs if you need to make a fee-free withdrawal2.
How To Contact Chime Customer Service
You can contact Chime in the following ways:
- Phone: Chime’s customer service number is 844-244-6363.
- Chat: Send an inquiry via the Chime mobile app.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
*Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
1 Mobile Check Deposit eligibility is determined by Chime in its sole discretion and may be granted based on various factors, including, but not limited to, a member’s direct deposit enrollment status.
2 Out-of-network ATM withdrawal and over-the-counter advance fees may apply. See here for details.
