What Are Chime Bank’s Hours?

Find out if this online bank has restricted hours.

Chime is an online bank owned by Bancorp, Inc. One of its main attractions is that customers can bank without having to worry about overdraft charges or monthly maintenance fees.

If you wonder whether an online bank like Chime operates during typical banking hours, keep reading to find out.

Chime Bank Hours for Normal Days

As an online-only bank, Chime doesn’t maintain physical branches, so it’s technically open around the clock. However, it’s customer service lines do follow a schedule, and some of its banking functions might be affected by national bank holidays.

Find Out: What ATMs Can I Use With Chime Bank?

Is Chime Open on Weekends?

You can access your Chime account either online or with the app at any time, including on weekends. Since there are no bank branches, “normal” banking hours do not apply to Chime.

While some customers might prefer face-to-face interactions with bank tellers, one of the advantages of using an online bank is you never have to worry about planning your schedule around a bank visit.

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Chime Hours for Holidays

Although Chime has no physical branches, it still observes bank holidays — and banks don’t typically process deposits on holidays. If you make a deposit on a federal bank holiday, it will be processed the next business day. These are the holidays that banks in the U.S. observe (dates for some holidays change from year to year):

Chime Holidays 
New Year’s Day
Martin Luther King, Jr. Day
Presidents Day
Memorial Day
Independence Day
Labor Day
Columbus Day
Veterans Day
Thanksgiving Day
Christmas Day

Related: Are Banks Open Today? See Full List of All Bank Holidays

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Chime Bank mobile app

How To Bank With Chime Outside of Business Hours

Chime is designed so you can access your bank account whenever you want to, whether online or through Chime’s mobile banking app. With the app, you can deposit checks, transfer money and set up account alerts.

Chime is also part of an extensive network of more than 38,000 MoneyPass and Visa Plus Alliance ATMs if you need to make a fee-free withdrawal.

Check Out: Best Online Checking Accounts at a Glance

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How To Contact Chime Customer Service

You can contact Chime in three different ways:

  • By phone: Chime’s customer service number is 844-244-6363
  • By message: Log in to your Chime account to send them an inquiry
  • By email: Chime’s support address is support@chime.com

Note that customer service lines are open Monday through Saturday from 7 a.m. to 7 p.m. central time, and Sunday from 9 a.m. to 5 p.m. central time.

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About the Author

Sean Dennison

Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.

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