Dannemora Federal Credit Union Routing Number
Written by
Dawn Allcot
Edited by
Melanie Grafil
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Dannemora Federal Credit Union is a not-for-profit financial institution serving residents and workers in the counties of Clinton, Essex, Franklin and St. Lawrence in New York’s North Country, bordering Vermont and Canada.
The credit union was originally founded more than 65 years ago to serve employees of Dannemora State Hospital. The credit union has since expanded with four local branches across the region and more than 55,000 surcharge-free ATMs as part of the Allpoint Network.
DFCU offers robust online and mobile banking tools, making it easy to bank anywhere and at any time. DFCU is also partnered with the financial technology company, Kasasa, to offer free online rewards checking and other high-yield accounts, combined with the personalized service of a local credit union.
What Is the Dannemora Federal Credit Union Routing Number?
When you open an account, you’ll want to know your routing number. The Dannemora Federal Credit Union routing number is 221375174.
What Is a Routing Number?
A bank or credit union’s routing number is a unique, nine-digit identifier held by every bank or credit union in the U.S.
Routing numbers are issued by the official Registrar for Routing Numbers, as designated by the American Bankers Association. All routing numbers are published in the ABA Key to Routing Numbers. LexisNexis Risk Solutions is the current Registrar for Routing Numbers, according to ABA.com.
Essentially, your unique routing number indicates where funds should go — or be “routed” — when you perform any digital or paper-check-based transactions.
Dannemora Federal Credit Union Membership
It’s free to join DFCU, but you must live, work, worship or study in one of the counties DFCU serves. When you join, you must fund your DFCU Savings account with a minimum opening deposit of $5, which stays in the account for the duration of your membership.
How To Find the DFCU Routing Number
You can see the DFCU routing number above for easy reference and can be found on the credit union’s official website. The routing number at DFCU is 221375174.
As with other banks or credit unions, you can always find your routing number at the bottom of your paper checks, on the left-hand side just before your account number. While your checking and savings account numbers are different, the routing number for DFCU is always the same, regardless of your home branch. Your DFCU routing number also appears on your bank statements.
How To Open a DFCU Account
To get started banking at DFCU, you’ll need to first open a DFCU Savings account with a $5 minimum opening deposit. The account has no monthly service fee and pays an APY of in dividends. You must maintain a minimum balance of $50 to earn dividends. The account allows unlimited withdrawals with no fees as long as you use ATMs within the Allpoint network.
DFCU Deposit Accounts
DFCU offers a variety of free deposit accounts for its members. You can choose from a regular DFCU checking account with no monthly fee, no minimum balance requirements, and an opening deposit of just $5, or one of two Kasasa checking accounts.
Kasasa Cash
Kasasa Cash is a free checking account that delivers a high APY of on balances up to $25,000 when you meet the qualifications. To qualify for Kasasa Cash, you must make at least 15 debit card purchases in that monthly statement cycle, login to online banking at least once, receive e-statements and maintain a valid email address on file with DFCU.
Kasasa Cash Back
Kasasa Cash Back pays 4% cash back on debit card purchases, up to $12 per month. Kasasa accounts also offer up to $25 monthly in refunds on out-of-network ATM withdrawals and have a $10 minimum opening deposit.
Free Kasasa Saver
DFCU also offers choices in savings accounts, including the high-yield Free Kasasa Saver, with yields of on balances up to $50,000 and to APY on balances over $50,000, depending on the total account balance.
To qualify for Kasasa Saver’s highest yields, you must also have a Kasasa Cash account, complete at least 15 debit card purchases in one monthly statement cycle, login to online banking and enroll in eStatements.
DFCU also offers a traditional savings account, a tiered money market account with a $5,000 minimum opening deposit, and club accounts to save for vacations or the holiday season.
DFCU and Kasasa
DFCU is part of Kasasa, a service provider that allows local banks and credit unions to offer high-yield savings, interest-earning checking and cash back checking accounts, all free of monthly fees. To open a high-yield or cash back Kasasa account at DFCU, you must first have a DFCU Savings account.
It’s important to note that you should use the routing number for DFCU if that is where you opened your Kasasa account. Kasasa does not have a routing number of its own, since it is a financial technology services company, not a bank or credit union. Funds deposited in your Kasasa checking or savings accounts through DFCU are fully insured up to the federal limits by the NCUA.
Final Take
Dannemora Federal Credit Union is an easy choice for those living in the northernmost part of New York State and looking for friendly, personal service from a local bank combined with high-yield accounts so their money can grow faster.
You’ll need to know your DFCU routing number to sign up for ACH direct deposit with DFCU, send or receive wire transfers, or set up online bill pay with third party providers.
Dannemora Federal Credit Union Routing Number FAQ
Find out what people are asking about the Dannemora Federal Credit Union routing number.- What is the DFCU routing number?
- The DFCU routing number is 221375174.
- How can I see the DFCU routing number?
- You can find the DFCU routing number on your Dannemora Federal Credit Union checks in the bottom left, just before your account number.
- Does Dannemora Federal Credit Union have Zelle?
- Dannemora Federal Credit Union offers the Zelle person-to-person payment service in the mobile banking app or in online banking under "Bill Pay!" You can sign up to send and receive money between people you know with no fees. You don't need to download an additional app. Just login to Bill Pay, choose, Send Money with Zelle, and enter your cell phone number or email address to get started.
Rates are subject to change; unless otherwise noted, rates are updated periodically. All other information on accounts is accurate as of Jan. 9, 2025.
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