All You Need to Know About Loans

Loans are borrowing options for individuals who need extra cash to manage short- or long-term financial obligations. Loans are borrowed at an interest rate known as an annual percentage rate (APR) and are repaid, usually in monthly installments.

Should I Take Out a Loan?

Loans can be handy for individuals in need of a large sum of money relatively quickly. Whether you have a financial or medical emergency or want to make repairs to your home, loans give you the flexibility to afford financial obligations you might otherwise be unable to meet.

Learn More About Loans

To help you learn more about loans, take a moment to explore some of the tools and resources:

  • Promotions on loans: Explore promotions on loans offered by financial institutions across the country.
  • Tips on personal loans: Not sure how to find the right loan or want to learn how to select the best offers? Take a look at GOBankingRates’ articles below.
  • Loan rates: Look up loan rates available in your area from local banks and credit unions or compare loan rates from national financial institutions.

Featured Banking Rates

Most Read Loans Articles

How to Get the Maximum Personal Loan Amount

Find out how much cash can you get from a personal loan — and what you must do to get it.

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5-Step Guide to Refinancing Your Personal Loan

If you want a better interest rate or lower monthly payment, refinancing your personal loan could be a good option for you.

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SoFi Review: The Price Is Right, but Service Can Be Slow

Find out how SoFi can consolidate your student loans or help you finance dreams with a personal loan.

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8 Free Ways to Send Money to Friends and Family

Learn the easy and free ways you can send money to others.

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Best and Worst Ways to Use a Personal Loan

Learn the difference between good and bad reasons for taking out a personal loan.

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10 Personal Loans for People With Good Credit

A great credit score helps open the door to the best personal loan rates. Find out which lenders offer the top loan options for your credit ...

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Business Loan or Business Credit Card: Which Is Better?

Small businesses often need cash fast to grow or even just to pay the bills. Discover whether a loan or credit card is the right tool to fun...

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Is There a Minimum I Can Borrow for a Personal Loan?

Learn the smallest amount you can borrow for a personal loan and your options for getting one.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  • Jose Rodriguez

    How Can I Get an Unsecured Personal Loan?

  • mary

    God has bless me with three kids and a loving husband, i promise to share this Testimony because of God favor in my life, 4 months ago i was in desperate need of money so i thought of having a loan then i ran into wrong hands who claimed to be a loan lender not knowing he was a scam. He collected $1,860 from me and refuse to email me, since then i was confuse,but God came to my rescue, one faithful Sunday i went to church after the service i share idea with a Church member and she introduce me to a loan agency called Charles Gabriel said she was given $300,000 by the loan agency. I collected the loan agency email address and i emailed them on Monday morning, he told me the rules and regulation and i followed. After processing of the Documents he gave me a loan of $700,000 . Anyone can contact him through: and i know that he must lend because they are the best.

    • Jose Rodriguez

      Stay vilgent……


    ¿Eres un hombre o mujer de negocios? ¿Te ha por cualquierEl estrés financiero o necesita fondos para comenzarSu negocio?

  • Lena

    We offer the following kinds of loans at low interest rate of 2% with a minimum of 5000euros -500,000euros within a duration of 1-25years.

    for more information contact ( for more details of this loan.

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