All You Need to Know About Loans

Loans are borrowing options for individuals who need extra cash to manage short- or long-term financial obligations. Loans are borrowed at an interest rate known as an annual percentage rate (APR) and are repaid, usually in monthly installments.

Should I Take Out a Loan?

Loans can be handy for individuals in need of a large sum of money relatively quickly. Whether you have a financial or medical emergency or want to make repairs to your home, loans give you the flexibility to afford financial obligations you might otherwise be unable to meet.

Learn More About Loans

To help you learn more about loans, take a moment to explore some of the tools and resources:

  • Promotions on loans: Explore promotions on loans offered by financial institutions across the country.
  • Tips on personal loans: Not sure how to find the right loan or want to learn how to select the best offers? Take a look at GOBankingRates’ articles below.
  • Loan rates: Look up loan rates available in your area from local banks and credit unions or compare loan rates from national financial institutions.

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If you want a better interest rate or lower monthly payment, refinancing your personal loan could be a good option for you.

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How to Get a Loan

Here’s everything you need to know about getting a personal loan or a business loan.

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7 Common Personal Loans — and Options for When You Can’t Qualify

Learn about traditional and non-traditional loan options, plus alternative lending sources.

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How to Get the Best Personal Loan Rates

Learn what you can do to save yourself money by getting the best personal loan rates available.

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6 Tips to Get the Best Holiday Loan

Learn how to improve your chances of getting the best seasonal, personal loan possible.

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7 Best Types of Loans for People With Bad Credit

Just because you have poor credit doesn't mean you can't get a loan. Here are your options.

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How to Get the Maximum Personal Loan Amount

Find out how much cash can you get from a personal loan — and what you must do to get it.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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