Loans

Debt

There’s good debt and then there’s bad debt. Learn the difference between the two and find out how to take control of the bad debt that’s plaguing your bank account. GOBankingRates provides expert advice on paying it off for good.

Read More

Interest Rates

Sometimes you want a high interest rate; sometimes you want a low interest rate. Find out when you can make interest rates work for you — such as in a high-yield savings account — and know when to be cautious of APRs.

Read More

Personal Loans

You can take out a personal loan for just about anything, but that doesn’t mean that you should. Find out if this is the best choice for your financial situation and create a payoff plan before you borrow.

Read More

Online Banking

If you never want to step foot in a bank again, online banking can make that happen. GOBankingRates has determined the best online banks based on their rates, customer service and unbeatable features.

Read More

More in Loans

Loading...

Understanding Loans

Loans are borrowing options for individuals who need extra cash to manage short- or long-term financial obligations. Loans are borrowed at an interest rate known as an annual percentage rate (APR) and are repaid, usually in monthly installments.

Should I Take Out a Loan?

Loans can be handy for individuals in need of a large sum of money relatively quickly. Whether you have a financial or medical emergency or want to make repairs to your home, loans give you the flexibility to afford financial obligations you might otherwise be unable to meet.

Learn More About Loans

To help you learn more about loans, take a moment to explore some of the tools and resources:

  • Promotions on loans: Explore promotions on loans offered by financial institutions across the country.
  • Tips on personal loans: Not sure how to find the right loan or want to learn how to select the best offers? Take a look at GOBankingRates’ articles below.
  • Loan rates: Look up loan rates available in your area from local banks and credit unions or compare loan rates from national financial institutions.