Loans

Loans are borrowing options for individuals who need extra cash to manage short- or long-term financial obligations. Loans are borrowed at an interest rate known as an annual percentage rate (APR) and are repaid, usually in monthly installments.

Should I Take Out a Loan?

Loans can be handy for individuals in need of a large sum of money relatively quickly. Whether you have a financial or medical emergency or want to make repairs to your home, loans give you the flexibility to afford financial obligations you might otherwise be unable to meet.

Learn More About Loans

To help you learn more about loans, take a moment to explore some of the tools and resources:

  • Promotions on loans: Explore promotions on loans offered by financial institutions across the country.
  • Tips on personal loans: Not sure how to find the right loan or want to learn how to select the best offers? Take a look at GOBankingRates’ articles below.
  • Loan rates: Look up loan rates available in your area from local banks and credit unions or compare loan rates from national financial institutions.

Featured Banking Rates

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What Is an Unsecured Loan?

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What Is a Secured Loan?

Learn what a secured loan is and how to get one.

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Why Lending Money to Friends and Family Is a Bad Idea

Your attempt to help someone in need could hurt you financially.

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Can People With Bad Credit Obtain Personal Loans?

If you have bad credit, find out what your options are for personal loans.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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