How long does it take to receive a new account bonus?

Wells Fargo will apply the bonus within 30 days after meeting all of the qualifying requirements, such as maintaining the minimum balance on the account or setting up direct deposits.

Can existing customers qualify for these promotions?

No. These bonuses are only available to new account openings at this time for new checking and savings. If you’ve received a Wells Fargo bonus in the last 12 months or are an existing customer, you won't qualify.

What happens if I close my account early?

If you close your Wells Fargo checking or savings account early, you may not be eligible for the bonus. Some promotions require you to keep the account open for a certain amount of time, such as 90 days.

Are there any taxes on bank bonuses?

Yes, the bank bonuses from Wells Fargo are reported to the IRS and thus may be considered interest income. You may be issued a 1099-INT form for any bonuses that amount to $10 or more.

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Wells Fargo Bonus Offers and Promotions for 2025

September 8, 2025

5 min Read

Written by Jared Nigro

Edited by Elizabeth Constantineau

13-Smile / Getty Images/iStockphoto

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Whether you’re looking for a new checking account or want to jump-start your savings, these Wells Fargo bonuses can help you maximize your money.

Account	Bonus Amount	Expiration Date
Wells Fargo Everyday Checking	$325	Oct. 15, 2025

Wells Fargo Everyday Checking Account: $325 Bonus

Wouldn’t it be nice if your next Wells Fargo ATM visit included some extra cash in your bank account? There are many checking accounts out there, but signing up for one with a $325 bonus might just be a reason to become a Wells Fargo customer.

Why Consider It?

If you need a basic checking account, Wells Fargo’s Everyday Checking offers a straightforward option with a $325 sign-up bonus.

Bonus value: $325
Minimum opening deposit: $25
Expiration date: Oct. 15, 2025

How to claim:

Open an Everyday Checking Account as a new customer through the promotional offer webpage.
Receive $1,000 or more in qualifying electronic deposits — such as direct deposit — within 90 days.

Monthly fees:

$10 per month, which can be waived if you maintain a daily balance of at least $500, meet direct deposit requirements, link your account to a Wells Fargo Campus ATM or Debit card, or if you are between 17 and 24 years old.

Once you’ve met the requirements, Wells Fargo will deposit the bonus into your account within 30 days. Note that current Wells Fargo checking customers, Wells Fargo employees, and anyone who has received a checking account bonus in the last 12 months are not eligible.

Check out the Wells Fargo Everyday Checking bonus.

Expired Wells Fargo Bank Bonus Offers and Promotions

These offers may have expired, but you can see the offers that were previously available in case a similar one becomes available later on.

Wells Fargo Premier Checking Account: $2,500 Bonus

If you have significant funds to deposit, the Premier Checking promotion offered a generous $2,500 bonus.

Bonus value: $2,500
Expiration date: April 16, 2025

How to claim:

Request a bonus offer code by entering your email on the promotional page.
Open a new Premier Checking Account at a Wells Fargo branch with at least $25. Provide the bonus code to the banker in person.
Deposit $250,000 or more in new funds within 45 days and maintain that balance until at least the 90th day after account opening or upgrade.

Wells Fargo Savings Account: $525 Bonus

Wells Fargo’s savings accounts — Way2Save and Platinum Savings — come with overdraft protection and the option to automate your savings — and now, a $525 bonus.

Bonus value: $525
Minimum deposit to qualify: $25
Expiration date: April 8, 2025

How to claim:

Request a bonus offer code by entering your email on the promotional page.
Open an eligible savings account in-branch with at least $25. Provide the banker with the bonus code.
Deposit $25,000 in new funds and maintain at least a $25,000 daily balance for 90 days.

How To Open a Wells Fargo Account

To take advantage of Wells Fargo promotions and bonuses, you need to open a new Wells Fargo checking account, savings account or credit card account. Fortunately, the bank makes opening these accounts easy and convenient.

Here are a couple of ways to open an account:

Apply online for a credit card, checking account or savings account. Note that some promotions require opening an account at a branch.
Visit any Wells Fargo branch. You can use the online branch locator to find the one nearest to you.

How Does Wells Fargo Compare?

Wells Fargo has strong bank account offerings. How do they stack up against other banks? Here’s a glance at how Wells Fargo’s savings account compares to similar banks.

Savings

Fees

Up to $12 monthly service fee – can be waived

$5 monthly, waivable

$8 waivable monthly maintenance fee per statement cycle

APY

Up to for Platinum Savings accounts

to for most accounts, 5% to 20% booster for Preferred Rewards members

Min Opening

$25

$100

Final Take: Is Wells Fargo Right for You?

With its Wells Fargo bonus promotions, you can earn extra cash by opening a qualifying account and meeting deposit requirements. These offers may appeal to anyone looking for a new everyday checking account or a higher-tier account for larger deposits.

Additionally, Wells Fargo’s branch network, mobile banking tools and comprehensive product lineup make it a convenient, one-stop shop for many customers’ banking needs.

Wells Fargo Bonus Offers and Promotions FAQ

Here are the answers to some of the most frequently asked questions about Wells Fargo promotions.

How long does it take to receive a new account bonus?
- Wells Fargo will apply the bonus within 30 days after meeting all of the qualifying requirements, such as maintaining the minimum balance on the account or setting up direct deposits.
Can existing customers qualify for these promotions?
- No. These bonuses are only available to new account openings at this time for new checking and savings. If you’ve received a Wells Fargo bonus in the last 12 months or are an existing customer, you won't qualify.
What happens if I close my account early?
- If you close your Wells Fargo checking or savings account early, you may not be eligible for the bonus. Some promotions require you to keep the account open for a certain amount of time, such as 90 days.
Are there any taxes on bank bonuses?
- Yes, the bank bonuses from Wells Fargo are reported to the IRS and thus may be considered interest income. You may be issued a 1099-INT form for any bonuses that amount to $10 or more.

More About Wells Fargo

Sarah Sharkey, Melanie Grafil and Caitlyn Moorhead contributed to the reporting for this article.

Information on promotions is accurate as of Sept. 8, 2025. Additional requirements may apply. Offers and terms are subject to change.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.