Are Banks Open on Black Friday 2017?

Here's what financial institutions are closed on Black Friday.

Black Friday ranks as one of the most popular shopping days of the year, so it’s important to know if you’ll have unrestricted access to your bank accounts. Held annually on the day after Thanksgiving, Black Friday 2017 falls on Nov. 24 this year.

More than 154 million people opened their wallets and shopped during the 2016 Thanksgiving weekend rush, with Black Friday being the most popular day for both online and retail store shoppers. Per person spending rang up to an average of $289.19, according to the National Retail Federation, with over one-third of shoppers scoring sale prices on their total purchases. Serving as the official start of the holiday shopping season, many retailers will offer deep discounts, allowing you to save big both in-store and online.

Are Banks Open on Black Friday?

Many companies close on Black Friday to allow employees to spend time with loved ones or enjoy a day of chasing bargains, but Black Friday isn’t a federal holiday. Most banks are open Nov. 24 because it’s not one of the recognized bank holidays in 2017, but some might hold limited holiday hours. To avoid making a wasted trip to your local branch, call first to see if standard operating hours are in place.

The New York Stock Exchange and the Nasdaq are open on Black Friday but will close early at 1 p.m. EST. The Securities Industry and Financial Markets Association will also adhere to holiday hours and close at 2 p.m. EST.

Banks Closed on Black Friday

Eighteen states recognize the day after Thanksgiving as a holiday, according to the National Constitution Center, though not necessarily in honor of Black Friday. Both Indiana and New Mexico use the day to celebrate Lincoln’s Birthday, and Nevada has designated it Family Day. Note that some financial institutions are closed for the day, and many banks and credit unions located in states that observe the day as a holiday will not be open.

The following credit unions are closed on Black Friday:

  • Allegan Credit Union
  • Mobiloil Credit Union
  • Truliant Federal Credit Union
  • Welcome Federal Credit Union

Of course, banks and credit unions located in a state that recognizes the day after Thanksgiving as a holiday don’t always take the day off. For example, Pennsylvania observes it as a holiday but Pennsylvania-based First National Bank & Trust of Newtown is open — just with limited hours.

See: Black Friday Sales That Aren’t Worth It

Banks Open on Black Friday

These banks will be open on  Black Friday, so you can rest easy if you need to do some banking the day after Thanksgiving. Of course, if Black Friday is a holiday recognized by your state, double-check with your local branch to make sure it’s open.

  • Bank of America
  • Bank of the West 
  • BBVA Compass Bank
  • BB&T
  • BMO Harris Bank
  • Capital One Bank
  • Chase Bank
  • Citibank
  • Citizens Bank
  • Comerica Bank
  • Fifth Third Bank
  • First Niagara Bank
  • HSBC Bank
  • Huntington Bank
  • Huntington State Bank
  • KeyBank
  • M&T Bank
  • People’s United Bank
  • PNC Bank
  • Regions Bank
  • Santander Bank
  • SunTrust Bank
  • TD Bank
  • Union Bank
  • U.S. Bank
  • Wells Fargo

No major banks will be closed on Black Friday as they don’t recognize it as a bank holiday, but always call ahead of time to be certain you can get some Black Friday shopping cash if you need it. And even if your bank or credit union is closed, ATMs will still be available for use, and you can do most of your banking online if necessary.

Find Out: Are You Really Ready for Black Friday?