Find Out Which Banks Are Open on Christmas Eve and Christmas Day 2017

Consider taking a trip to your bank before the holidays.

If you’re like many people, you’re typically rushing around until the very last minute trying to accomplish every item on your holiday shopping list. Whether you need to deposit your last paycheck before Christmas or withdraw some cash for gifts, it’s always helpful to know what’s open on Christmas day.

In 2017, Christmas Eve falls on a Sunday and many banks will be closed, so it’s important to plan in advance. You don’t want to wake up on Sunday morning wondering if the banks are open. Because Christmas Day is a bank holiday, you likely will not find any branch locations open. Read on to find which banks are open during the Christmas holiday so you can prepare for the best after-Christmas sales.

Are Banks Open on Christmas Eve?

Because many banks are not open on Sunday, you’ll probably find most banks are closed on Christmas Eve this year. To find out if your local branch is open on a Christmas Eve, see if it’s listed here. If specific hours for your local branch aren’t noted, it might be wise to call and see if it will be operating on a holiday schedule.

Here are banks open on Christmas Eve:

  • Eastern Bank: Some branches located inside a retail establishment might be open. Check with your local branch for specific operating hours.
  • People’s United Bank: Some branches located inside a grocery store will be open on Christmas Eve. Check with your local branch for specific operating hours.
  • PNC Bank: Most branches will have normal hours on Christmas Eve.
  • TD Bank: Branch locations will follow their normal Sunday hours of operation on Christmas Eve.
  • U.S. Bank: Some branch locations might close early on Dec. 24.
  • Valley National Bank: Most branches are open 10 a.m. to 2 p.m. on Sundays.

Save Your Cash This Christmas: 40 Ways to Save Money Over the Holidays

Banks Closed on Christmas Eve

Most banks will be closed on Christmas Eve because it falls on a Sunday. All branch locations of the banks listed here will be closed on Christmas Eve, so be sure to stop in by Dec. 23.

Here are the banks closed on Christmas Eve:

  • Bank of America
  • Bank of the West
  • BBVA Compass Bank
  • BB&T
  • BMO Harris Bank
  • Capital One Bank
  • Chase Bank
  • Citibank
  • Comerica Bank
  • First Citizens Bank: All branches will also be closed on Saturday, Dec. 23.
  • Fifth Third Bank
  • Huntington Bank
  • Huntington State Bank: All branches will also be closed on Saturday, Dec. 23.
  • HSBC Bank 
  • KeyBank
  • M&T Bank
  • Navy Federal Credit Union
  • Regions Bank
  • Santander Bank
  • SunTrust Bank
  • Union Bank
  • USAA
  • Washington First Bank
  • Wells Fargo

Are Banks Open on Christmas Day?

Dec. 25 is one of the 10 bank holidays in 2017 recognized by the Federal Reserve, so banks will not be open on Christmas Day. The NYSE, NASDAQ and SIMFA are all closed and because the holiday falls on a Monday, Christmas Day will be observed on that day.

Of course, online and mobile banking offer 24/7 access to certain account features every day of the year, so if you need to transfer funds or schedule a payment, you can do this right from your computer or smartphone. Since it only comes once a year, enjoy Christmas Day with your loved ones and save the banking for another day.

Banks Closed on Christmas Day

As noted above, if you wake up on Christmas morning wondering if the banks are closed today, the answer is yes. Banks are closed on Christmas Day, so people can enjoy the holiday with family and friends. The following banks have confirmed no branch locations will be open, and it’s highly unlikely any others not on the list will be open either.

Here are banks that will be closed on Christmas Day:

  • Bank of America
  • Bank of the West
  • BBVA Compass Bank
  • BB&T
  • BMO Harris Bank
  • Capital One Bank
  • Chase Bank
  • Citibank
  • Eastern Bank
  • First Citizens Bank: All branch locations will be closed through Dec. 26.
  • Comerica Bank
  • Fifth Third Bank
  • HSBC Bank
  • Huntington Bank
  • Huntington State Bank
  • KeyBank
  • M&T Bank
  • Navy Federal Credit Union
  • People’s United Bank
  • PNC Bank
  • Regions Bank
  • Santander Bank
  • SunTrust Bank
  • TD Bank
  • Union Bank
  • USAA
  • U.S. Bank
  • Valley National Bank
  • Washington First Bank
  • Wells Fargo

Now that you know most major banks’ operating hours for Christmas Eve and Christmas Day, you can plan accordingly. Complete your banking as soon as possible, so you can have one less errand standing in your way of holiday fun. Fortunately, most major banks will be open the day after Christmas and follow normal business hours.

Up Next: The 29 Best Banks of 2017