Are Banks Open on Presidents Day?

Find out what the federal holiday means for your banking.

Presidents Day — still called Washington’s Birthday by the federal government — is celebrated on the third Monday in February. Although it’s a federal holiday, private banks can choose to be open or stay closed for customers’ banking needs.

Is Presidents Day a Bank Holiday?

Presidents Day is a federal holiday and a bank holiday — but that doesn’t necessarily mean your local bank will shut its doors. It only means that the Federal Reserve System won’t open or make any transactions. Most banks follow the lead of the Federal Reserve and close on the 10 major federal holidays, including Presidents Day.

It’s a three-day weekend for many businesses, so follow this guide, but also call your local branch ahead of time to confirm before you assume it’ll be open or closed when you need it. “Are banks closed today?” and “Are banks open tomorrow?” are two questions you’ll want answered before you find yourself in a financial pinch on a holiday.

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See More: Are Banks Open Today? See Full List of All Bank Holidays

Banks Open on Presidents Day

Customers who bank at TD Bank are in luck. The bank will be open on three federal holidays in 2020, including Presidents Day. In fact, it’s the only major bank currently announcing that its branches will remain open Feb. 17.

TD Bank Headquarters building in Toronto
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Find Out: Is the Stock Market Open on Presidents Day 2020?

Banks Closed on Presidents Day

The vast majority of major regional and national banks are closed for Presidents Day, which falls on Feb. 17, 2020. The following banks have all confirmed that their branches will not be open.

  • American National Bank
  • BancorpSouth: Note that BancorpSouth coastal divisions celebrate Mardi Gras on Feb. 25, 2020, rather than Presidents Day.
  • Bank of America
  • Bank of the West
  • BBVA
  • BB&T
  • Capital One Bank
  • Chase
  • City National Bank
  • Citibank
  • Citizens Bank
  • Comerica Bank
  • Dollar Bank
  • Eastern Bank
  • Fidelity Bank
  • First Citizens Bank
  • First National Bank
  • Huntington
  • KeyBank
  • Kitsap Credit Union
  • M&T Bank
  • Navy Federal Credit Union
  • People’s United Bank
  • PNC Bank
  • Regions Bank
  • Sandy Spring Bank
  • Santander Bank 
  • SunTrust Bank: Traditional locations will be closed but in-store branches will be open.
  • UBank (formerly Huntington State Bank)
  • Union Bank
  • U.S. Bank: Note that some locations might be open, so please check with your local branch.
  • Wells Fargo

Even if your bank is closed on Presidents Day, don’t panic. You can handle most transactions online, on your bank’s mobile app or through an ATM, many of which will allow you to withdraw cash and deposit money or checks on holidays. It’s also likely that your bank will have representatives available to answer your call on its customer service line.

Keep in mind that it’s not just banks you have to worry about on Presidents Day: Federal and state agencies like Social Security offices and departments of motor vehicles often close. The good news is that retailers and entertainment venues like movie theaters and malls know that many people are not working and stay open for business.

Read more about banks that are open on Sundays.

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Sean Dennison and Gabrielle Olya contributed to the reporting for this article.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

About the Author

Andrew Lisa has been writing professionally since 2001. An award-winning writer, Andrew was formerly one of the youngest nationally distributed columnists for the largest newspaper syndicate in the country, the Gannett News Service. He worked as the business section editor for amNewYork, the most widely distributed newspaper in Manhattan, and worked as a copy editor for TheStreet.com, a financial publication in the heart of Wall Street’s investment community in New York City.