This year’s Fourth of July holiday marks the 244th anniversary of the approval of the Declaration of Independence in 1776, when the U.S. declared autonomy from Great Britain. Although your plans for Independence Day might not include the same festivities as in years past, you might want to at least mix a bit of productivity into the holiday.
- Are Banks Open on the Fourth of July?
- Banks Closed on the Fourth of July 2020
- How To Bank on the Fourth of July Holiday
- Upcoming Bank Holidays in 2020
Independence Day is a federal holiday, so many businesses will close to observe the occasion. Most banks will be closed for the Fourth of July in accordance with the schedule of holidays observed by the Federal Reserve.
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GOBankingRates has confirmed that the financial institutions below will be closed on July 4. Even if your bank is not on the list, it probably won’t be open, so call your local branch first instead of assuming it will have staff on hand. Here are the banks that will be closed on the Fourth of July 2020:
- Bank of America
- BMO Harris Bank
- Citizens Bank
- City National Bank
- First Citizens Bank
- M&T Bank
- PNC Bank
- Santander Bank
- TD Bank
- Union Bank
- U.S. Bank
- Wells Fargo
- Westfield Bank
- Zions Bank
While planning ahead is probably the best option for meeting your banking needs by July 4, options are still available if your local branch is closed. You can still visit an ATM to withdraw or deposit money. You should also be able to use your bank’s online platform to handle many of your banking needs, such as checking your account balances, setting up payments for upcoming bills, and transferring funds.
Any other services available outside of its online banking options will be up to your financial institution. Check with your bank or credit union ahead of time to see what other services are obtainable when branches are closed.
According to the Federal Reserve, most banks will be closed on the following federal holidays in 2020:
- Sept. 7: Labor Day
- Oct. 12: Columbus Day
- Nov. 11: Veterans Day (most banks)
- Nov. 26: Thanksgiving Day
- Dec. 25: Christmas Day
- Are Banks Open Today? Full List of Bank Holidays
- Banks Open on Sunday
- Banks Open During Passover
- Banks Open on Black Friday
- Banks Open on Columbus Day
- Banks Open on Easter Monday
- Banks Open on Easter
- Banks Open on the Fourth of July
- Banks Open on Good Friday
- Banks Open on Halloween
- Banks Open on Labor Day
- Banks Open on July 3
- Banks Open on Mardi Gras
- Banks Open on Martin Luther King Jr. Day
- Banks Open on Memorial Day
- Banks Open on New Year’s Day
- Banks Open on Presidents Day
- Banks Open on St. Patrick’s Day
- Banks Open on Thanksgiving Day
- Banks Open on Veterans Day
- Banks Open on Christmas Day
Steffi Cao contributed to the reporting for this article.
Schedules are subject to change and may vary for individual branches.
This article has been updated with additional reporting since its original publication.