Huntington Bank Bonus Offers and Promotions for 2025
Written by
Cynthia Bowman
Edited by
Elizabeth Constantineau
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Like many banks, Huntington Bank offers promotions to attract new customers, but many people fail to realize that these are available. Believe it or not, you can make hundreds just by opening an account and meeting certain requirements.
Current Huntington Bank Bonus Offers: August 2025
Check out the latest Huntington Bank promotions and their bonus values below.
| Account | Bonus Amount | Expiration Date |
|---|---|---|
| Huntington Perks Checking | $400 | Aug. 15, 2025 |
| Huntington Platinum Perks Checking | $600 | Aug. 15, 2025 |
| Unlimited Business Checking | $400 | Oct. 16, 2025 |
| Unlimited Plus Business Checking | $1,000 | Oct. 16, 2025 |
Here’s how you can take advantage of these Huntington Bank promotions.
Huntington Bank Checking Account Promotions
Looking to open a new checking account? Huntington is offering checking account promotions for applicants who live in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia or Wisconsin. Here are the details.
Huntington Perks Checking: $400 Bonus
With the Huntington Perks Checking account, your money earns interest and gives you access to relationship banking rates for other products. Additional perks of this account include credit score monitoring at no additional cost and five free ATM withdrawals each month if you have to use out-of-network ATMs.
Here are the details for the $400 bonus:
- Bonus value: $400
- Minimum deposit to qualify: $500
- Expiration date: Aug. 15, 2025
- How to claim: Open a new Huntington Perks Checking account before the offer’s expiration date. Next, receive qualifying direct deposits of $500 or more — including payroll, salary, pension or government payments — within 90 days and keep the account in good standing for 90 days to earn the bonus.
- When you’ll get it: Within 14 days of meeting the requirements
- Terms and conditions: This offer is for new account holders only. Deposits made through money transfers from other Huntington accounts do not qualify for the bonus. To receive the bonus, you must apply for the account from the promotion page or request a coupon to use at a branch.
- Monthly fee: $10 per month, but can be waived by meeting certain requirements
Start earning your bonus today: Huntington Perks Checking bonus offer.
Huntington Platinum Perks Checking: $600 Bonus
Huntington Platinum Perks Checking has a higher interest rate than the Huntington Perks Checking account. It also offers reimbursed out-of-network ATM fees and free identity and credit monitoring, but it comes with a higher monthly fee and a higher balance requirement needed to waive it.
- Bonus value: $600
- Minimum deposit to qualify: $25,000
- Expiration date: Aug. 15, 2025
- How to claim: Open a new Huntington Platinum Perks Checking account through the offer page or in-branch and deposit $25,000 within the first 90 days. Keep your account open and in good standing for 90 days to claim the bonus.
- When you’ll get it: Within 14 days of meeting the requirements
- Terms and conditions: This offer is available to new customers and those who have not had a Huntington checking account within the last six months. Money transfers from other Huntington accounts do not qualify as deposits. To receive the bonus, you must apply for the account from the promotion page or request a coupon to use at a branch.
- Monthly fee: $25, waived if you maintain $25,000 in total relationship funds with the bank through your consumer and investment accounts
Earn more with this special offer: Huntington Platinum Perks Checking bonus.
Huntington Bank Business Account Promotions
If you need a new business checking account, you can take advantage of a Huntington Bank business account bonus. Offers are available to customers in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, West Virginia or Wisconsin. Here are the details of the current offers.
Unlimited Business Checking: $400 Bonus
The Unlimited Business Checking account is designed for small businesses that want perks like unlimited transactions and waived monthly service fees. With this account, you can choose one free monthly bonus service, such as a fraud detection tool or 10% off Paychex payroll services.
You can also earn a $400 bonus when you open a new account and meet certain criteria. Here’s more on how to qualify:
- Bonus value: $400
- Minimum deposit to qualify: $5,000
- Expiration date: Oct. 16, 2025
- How to claim: Open a new Unlimited Business Checking account before the promotion’s expiration date. Next, deposit $5,000 in the account within the first 60 days and keep the account open for 90 days.
- When you’ll get it: Within 14 days of meeting the requirements
- Terms and conditions: Money transfers from other Huntington Bank accounts do not count as qualifying deposits for this promotion. To receive the bonus, you must apply for the account from the promotion page or request a coupon to use at a branch.
- Monthly fee: $20, waived by meeting the total deposit relationship balance of $10,000
Your reward is ready: Unlimited Business Checking bonus offer.
Unlimited Plus Business Checking: $1,000 Bonus
If you keep a higher balance in your business checking account and want to earn interest, the Unlimited Plus Business Checking account might be a good option. It comes with unlimited transactions, two free bonus services of your choice and a $1,000 cash bonus if you meet certain requirements. Here’s how it works:
- Bonus value: $1,000
- Minimum deposit to qualify: $20,000
- Expiration date: Oct. 16, 2025
- How to claim: Open a new Unlimited Plus Business Checking, Business Analyzed Checking or Non-Profit Analyzed Checking account and make qualifying deposits totaling at least $20,000 within the first 30 days, keep a minimum $20,000 balance for at least 60 days and keep the account open for 90 days.
- When you’ll get it: Within 14 days of meeting the requirements
- Terms and conditions: Closing the account within 180 days may trigger an early closing fee. To receive the bonus, you must apply for the account from the promotion page or request a coupon to use at a branch.
- Monthly fee: $40, waived by meeting the total deposit relationship balance of $50,000
Earning more cash is just a step away–check out the Unlimited Plus Business Checking bonus offer.
How To Open a Huntington Bank Account
You can apply for a Huntington Bank checking account online or in person at a local branch. Make sure you have the Social Security number and government-issued ID available for each owner of the account. You’ll also need your initial deposit.
Apply Online
To apply online for a checking account, locate the webpage for the account you want and then follow the prompts and provide the requested information.
To take advantage of the current Huntington Bank offers, click the “Apply Online” button on the promotion page.
Apply in Person
If you want to open a personal or business checking account, you have the option of visiting a local branch to apply.
To be eligible for the Huntington Bank bonuses, request a Huntington Bank coupon on the account promotion page. Then, use the coupon when opening a new account.
Comparing Huntington Bank’s Offers to Competitor Promotions
Before you choose, take a look at how Huntington Bank bonus offers compare to those from competing banks.
- Huntington Bank: Offers a handsome $1,000 bonus on its Unlimited Plus Business Checking account.
- U.S. Bank: Offers a similar promotion, as you can earn up to $1,000 with a Platinum Business Checking account.
- PNC: Business Checking accounts tie the others with bonus offers up to $1,000.
If you want a more general overview of Huntington Bank and how it stacks up against other banks, here’s a checking and savings account overview.
SELECTED BANK
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
$10 to $25
Up to $6.95, which is waivable
$7 to $25
APY
APY
APY
N/A
N/A
Min Opening
Min Opening
Min Opening
$0
$25
$0
SELECTED BANK
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
$4 to $10
No monthly service fee
$5 monthly
APY
APY
APY
Up to
Up to
Min Opening
Min Opening
Min Opening
$50
$25
$0
Are Huntington Bank Promotions Right for You?
If you live in Huntington Bank’s service area and are looking for a new account, it’s worth taking the time to check out the offers to see if the bank’s products and services are a good fit.
Regardless of the size of your daily account balance, you can earn cash bonuses and take advantage of other features that can help you make the most of your money.
If you don’t live in the service area and prefer in-branch service rather than online banking, the bonuses might not be enough to get you to switch over. Check back each month for updates and new promotions as they are available.
Huntington Bank Promotions FAQ
Here are the answers to some of the most frequently asked questions about Huntington Bank promotions.- How long does it take to receive a new account bonus?
- Huntington Bank will credit your account with the new bonus after 14 days as long as you complete all the required qualifying steps.
- Can existing customers qualify for these promotions?
- Unfortunately, no. If you’re a current customer and have already opened a similar type of account, you will not be eligible. That also goes for anyone who’s closed a Huntington Bank account in the last six months.
- What happens if I close my account early?
- If you close your account before the specified period outlined in the promotion, you will not be able to receive the bonus.
- Are there any taxes on bank bonuses?
- Yes, most bank bonuses are considered taxable income. You’ll be provided either with a 1099-INT or 1099-MISC form from Huntington Bank. You’ll need this when it comes time to file your taxes.
Melanie Grafil and Julia Gordon contributed to the reporting for this article.
Information on promotions is accurate as of Aug. 1, 2025. Additional requirements may apply. Offers and terms are subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
