Here’s Your Eastman Credit Union Routing Number
Written by
Marc Guberti
Edited by
Elizabeth Constantineau
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Routing numbers ensure that cash arrives at its intended destination. These 9-digit numbers identify a financial institution, and they have been around since 1910. Some banks have routing numbers for each region, while it’s common for smaller banks to only have one routing number. Luckily, Eastman Credit Union uses the same routing number for all of its customers. That will make it easier to find your 9-digit number.
Your Eastman Credit Union Routing Number
Here’s the Eastman Credit Union routing number:
| Eastman Credit Union Routing Number |
|---|
| 264279350 |
You will have to provide this number and your unique bank account number to initiate most types of money transfers, including ACH and wire transfers.
ACH vs. Wire Transfers
ACH transfers are free worldwide, but it can take up to three business days for the money to arrive in your account. Meanwhile, wire transfers can show up in your bank account within a few hours, but there’s a catch. Wire transfers cost money, and the fees can get a bit high.
Eastman Credit Union charges a $10 fee for domestic incoming and outgoing wire transfers. The credit union also charges a $55 fee for international outgoing wire transfers. While the international outgoing wire transfer is higher than some credit unions and banks, the incoming wire transfer fees and the outgoing domestic wire transfer fees are lower than those of other financial institutions.
Where Is a Routing Number on a Check?
The routing number is at the bottom left of any check. Each check displays the routing number, bank account number and check number in that order. Any Eastman Credit Union check will display this information.
Where Else Can You Find Your Routing Number?
A check isn’t the only place you can find your Eastman Credit Union routing number. You have several options for discovering your bank’s routing number. These are the top choices:
- Bank account statements: You can view your latest bank account statement. It will contain your bank account number, routing number and a list of financial transactions that took place during the statement cycle.
- Online website: Most banks have websites that contain contact details, FAQs and other important information. Many banks and credit unions also include their routing numbers throughout their websites. For instance, Eastman Credit Union displays its routing number at the bottom of every page on its website.
- Contact a representative: It’s technically possible to reach out to a representative to discover the bank’s routing number. Many banks let you contact their customer support via phone, email or live chat. However, most banks list the routing number on their website, so you may discover the 9-digit number before sending your request.
Why Do Some Banks Only Have One Routing Number?
Some financial institutions only have one routing number due to their size and branch locations. Online banks and physical banks with branches concentrated in a few states tend to have a single routing number. It’s mostly the banking giants like Bank of America, Member FDIC, that have regional routing numbers. Large banks often have thousands of branches worldwide, which makes it more important to have multiple routing numbers.
What’s the Eastman Credit Union SWIFT Code for Wire Transfers?
Eastman Credit Union, like many U.S. credit unions, does not have a SWIFT code because it’s not part of the SWIFT network. SWIFT codes, also known as Bank Identification Codes (BICs), are used for international money transfers, while routing numbers are used for domestic transfers.
Although Eastman Credit Union doesn’t participate in the SWIFT system, it offers secure domestic wire transfers using its routing number. While most U.S. banks and larger financial institutions have both routing numbers and SWIFT codes, smaller institutions like credit unions often only utilize routing numbers for their services within the U.S.
Routing Numbers vs. IBAN
Routing numbers identify financial institutions, while IBANs identify individual bank accounts. IBANs, otherwise known as International Bank Account Numbers, aren’t going to replace routing numbers. However, they are gaining momentum in Europe and other international markets as an alternative to SWIFT Codes.
When You Will Need Your Routing Number
Customers will need their routing numbers to initiate money transfers from their checking and savings accounts. Employers will request your routing number and bank account number to enable direct deposits. You will also have to provide your routing number to make automated transfers, such as a regular contribution to your stock portfolio.
FAQ
Here are the answers to some of the most frequently asked questions regarding Eastman Credit Union routing numbers and wire transfers.- Where is the routing number on an Eastman Credit Union check?
- The routing number for Eastman Credit Union is located at the bottom left of any check. It appears before the bank account number and check number, following the standard check format used by all U.S. financial institutions.
- Is the member number the same as the account number at Eastman Credit Union?
- No, the member number is different from the account number at Eastman Credit Union. The member number is used to identify you as a member of the credit union, while your account number is tied to specific accounts such as checking or savings, and is used for transactions.
- Does Eastman Credit Union do wire transfers?
- Yes, Eastman Credit Union offers domestic wire transfers using its routing number. However, it does not have a SWIFT code, so it does not participate in international wire transfers via the SWIFT system.
Information is accurate as of Sept. 24, 2024.Â
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
