Educational Employees Credit Union Routing Number

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If you bank at Educational Employees Credit Union, which has headquarters located in Fresno, California, you’ll need to know its routing number for common transactions. A routing number is a nine-digit number that helps ensure your money gets to the right place whether you’re transferring money, paying bills or setting up a direct deposit.

Without this unique number, money can be delayed or even lost. The routing number for EECU is 321172594.

Does This Routing Number Apply to All EECUs?

Although there is at least one other institution in the U.S. named Educational Employees Credit Union, this particular routing number, 321172594, only applies to the Educational Employees Credit Union located in Fresno, California, and these other cities and towns in California:

• Clovis
• Hanford
• Madera
• Merced
• Paso Robles
• Porterville
• Reedley
• Sanger
• Selma
• Tulare 
• Visalia.

How To Find EECU’s Routing Number

If you don’t take the time to memorize your routing number, you’ll need to look it up each time you need it. If you have checks, you can find EECU’s routing number–or any other financial institution’s routing number–on the bottom of the check. The nine-digit routing number is the first string of numbers on the bottom left. The second string of numbers is your account number, and the third is your check number.

If you don’t use checks, you can find the routing number on your bank statements or by logging into your online banking account, either in the mobile app or on a computer. Additionally, routing numbers are public information, so you can also visit EECU’s website where you will find it on the top left of the home page. If all else fails, contact a EECU representative at 800-538-3328 and ask for the routing number.

Common Transactions That Require a Routing Number

Here are a few examples of when you’ll need your EECU routing number. 

Wire Transfers

When sending or receiving money via wire transfer, you’ll need to provide your routing number. For example, if you get a cash-out refinance loan on your home, one option for receiving the cash is through a wire transfer. 

Setting Up Direct Deposit

Many employers offer direct deposit to employees’ paychecks, which requires you to provide your bank’s routing number along with your account number.

Receiving a Tax Refund

If you’re eligible for a tax refund, you can opt for direct deposit to receive your funds faster. Just as you do when setting up other direct deposits, you’ll need to give the IRS your bank’s routing number and your bank account number. 

Paying Bills Online

If you pay some of your bills online using your checking account, you’ll need to enter your bank’s routing number and your bank account number to ensure the funds are drawn from your account

Transferring Funds to Another Bank

If you have accounts at different banks and you want to transfer funds between them, you’ll need to set up a bank-to-bank transfer through the ACH network, which will require you to supply your bank’s routing number.

Routing Numbers and International Transfers

Routing numbers are used for domestic transfers, but international transactions require a different identifier called a SWIFT code or a Bank Identifier Code for sending money abroad. In addition to the SWIFT code or BIC, you might also need to provide your routing number in the following situations:

• If you’re sending money from a U.S. bank
• If you’re sending money to certain countries
• If an intermediary bank is involved in the transfer
• If a bank’s policies require it.

Multiple Routing Numbers at Financial Institutions

Some financial institutions have multiple routing numbers, depending on the type of transaction. However, EECU operates with a single routing number: 321172594. Always verify that you have the correct routing number before making fund transfers.

What Happens if You Use the Wrong Routing Number?

If you enter the wrong routing number, the transaction may be rejected. However, in the unlikely event, the funds are sent to an account with the same number at the wrong institution, you’ll need to contact the bank immediately to recover your money.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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