Here’s Your GECU Routing Number

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Knowing your Government Employees Credit Union checking account routing number is useful when you want to sign up for direct deposit, make a payroll payment or send a wire transfer.

If you are a GECU customer or want to transfer money to a GECU account, you will need to have the routing number handy. For domestic transfers, GECU’s routing number is 312081089.

GECU’s Routing Number

GECU Routing Number

If you don’t have any way of finding your routing number on a check, you can refer to the guide to find your routing number now.

How To Find Your GECU Routing Number

If you have a GECU checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You can also call GECU any time at 800-772-4328 to find the routing number for your account.

If you are at all confused about which number to use, you should consider calling GECU because using the right number could mean the difference between your money going into the right or wrong account.

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What Is a Routing Number?

A routing number is a nine-digit number that identifies the financial institution that will be processing the payment. It is also called the ABA routing number, ABA number or routing transit number. These numbers are assigned to the financial institution by the American Bankers Association.

Some financial institutions have different routing numbers depending on where you opened the account, but GECU only has one.

Understanding Your GECU Routing Number

Each of the digits in the routing number has significance. The first four digits in the routing number are the Federal Reserve routing symbol.

The first two digits have been allocated to different types of financial institutions: 00 symbolizes the U.S. government and its agencies; 01 to 12 symbolizes banks, Federal Reserve Banks, Federal Home Loan Banks, Federal Land Banks, Federal Intermediate Credit Banks, Farm Credit Banks and state government units; 21 to 32 symbolizes thrift institutions; 61 to 72 are Electronic Transaction Identifiers and 80 means it is a traveler’s check.

The next four digits in the routing number are the ABA institution identifier, and the final digit is the check digit.

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Information is accurate as of July 11, 2022.

Editorial Note: This content is not provided by GECU. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by GECU.

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About the Author

Gabrielle joined GOBankingRates in 2017 and brings with her a decade of experience in the journalism industry. Before joining the team, she was a staff writer-reporter for People Magazine and Her work has also appeared on E! Online, Us Weekly, Patch, Sweety High and Discover Los Angeles, and she has been featured on “Good Morning America” as a celebrity news expert. 
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