Here’s Your KeyBank Routing Number

Find your KeyBank routing number quickly and easily.

Your checking account’s routing number is used for transferring funds to or from your account, so you’ll need to know it in order to sign up for automatic bill payments, send a wire transfer or set up direct deposit. If you’re transferring money from your KeyBank account, or need to transfer money to a KeyBank customer’s account, a routing number is necessary to complete the transaction.

Here are all of KeyBank’s routing numbers:

KeyBank Routing Numbers by State
StateRouting Number
Alaska125200879
Colorado307070267
Connecticut222370440
Florida067014181
Idaho124101555
Indiana041001039
Kentucky042200295
Maine011200608
Massachusetts222370440
Michigan041001039
New York Albany021300077 or 222370440
New York Buffalo022000839 or 222370440
New York Hudson Valley021906934 or 222370440
Ohio Columbus044000642
Ohio  Northeast041001039
Ohio — Northwest041200089
Ohio Southwest042200295
Oregon123002011
Pennsylvania222370440
Utah124000737
Vermont211672531
Washington125000574

What Is a Routing Number?

A routing number, also known as a routing transit number or ABA number, is a nine-digit number assigned by the Federal Reserve to an American financial institution. The number is used for electronic bank-to-bank transfers within the U.S. Routing numbers are determined by the American Bankers Association and are only issued to federal- and state-chartered financial institutions that are eligible to maintain an account at a Federal Reserve bank.

Your specific KeyBank routing number is determined by where you opened your account. KeyBank has different routing numbers depending on the state and even different regions within a single state.


How To Find Your KeyBank Routing Number

If you don’t have this GOBankingRates chart handy to look up your routing number, you can find it on checks associated with your KeyBank account or by accessing your account online. On checks, the routing number is the first set of numbers located on the bottom left. The second set of numbers represents your account number and the last set of numbers make up the individual check number.

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You will need both your routing and account numbers to receive funds directly into your KeyBank account.

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What Do the Digits in Your Routing Number Mean?

The nine digits that make up your routing number contain identifiers that help pinpoint your account at your bank. The first four digits indicate the geographic location of the bank where you opened your account. The second four digits indicate your bank branch, while the final digit acts as a safety check to ensure the funds are being transferred to the right place.

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Different Numbers for Wire Transfers

If you are transferring funds domestically via wire transfer to a KeyBank account, or if you’re a KeyBank customer who will be receiving funds domestically via wire transfer, the routing number used in the transaction might be different than the ABA number. Here are all of KeyBank’s wire transfer routing numbers:

KeyBank Wire Transfer Routing Numbers
StateWire Transfer Routing Number
Alaska125200879
Colorado307070267
Connecticut021300077
Florida041001039
Idaho124101555
Indiana041001039
Kentucky041001039
Maine011200608
Massachusetts021300077
Michigan041001039
New York021300077
Ohio041001039
Oregon123002011
Pennsylvania021300077
Utah124000737
Vermont211672531
Washington125000574

To ensure you are using the right routing number for your transaction, call KeyBank customer service to verify which number you should use.

If you are a KeyBank customer who’s receiving an international wire transfer, you’ll need to use the KeyBank SWIFT code to receive funds. SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication, and SWIFT codes are utilized by banks and other financial institutions to securely exchange messages or funds. Here’s KeyBank’s SWIFT code:

KeyBank SWIFT Code

KEYBUS3B

If you’re wiring money internationally from KeyBank to a bank abroad, you’ll need to use the destination bank’s SWIFT code.

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A final way to send and receive funds is through an automated clearing house transaction. The ACH system was originally developed as an electronic alternative to checks. Unlike wire transfers, which can be processed immediately, ACH transactions usually take one business day to process. For most KeyBank customers, the ACH routing number is the same as the wire transfer routing number. Here’s a look at different ACH routing numbers for different states:

StateACH Routing Number
Connecticut222370440 for accounts
opened prior to Oct. 11, 2016 and 021300077 for accounts
opened on Oct. 11, 2016 or later
Massachusetts222370440 for accounts
opened prior to Oct. 11, 2016 and 021300077 for accounts
opened on Oct. 11, 2016 or later
New York021300077 or
222370440
Pennsylvania222370440 for accounts
opened prior to Oct. 11, 2016 and 021300077 for accounts
opened on Oct. 11, 2016 or later

Whether you’re setting up direct deposit at work or want your tax return deposited into your account, your routing number is an essential part of many different financial transactions. Knowing your routing number — or knowing how to find it — will help ensure your money gets into your account faster and more efficiently.

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More Routing Numbers

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been endorsed by American Express.

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About the Author

Gabrielle joined GOBankingRates in 2017 and brings with her a decade of experience in the journalism industry. Before joining the team, she was a staff writer-reporter for People Magazine and People.com. Her work has also appeared on E! Online, Us Weekly, Patch, Sweety High and Discover Los Angeles, and she has been featured on “Good Morning America” as a celebrity news expert.