Here’s Your KeyBank Routing Number

Find your KeyBank routing number quickly and easily.

Your routing number is used for transferring funds to or from your account, which you’ll need in order to sign up for automatic bill payments, send a wire transfer or set up direct deposit. If you are transferring money from your KeyBank account, or you need to transfer money to a KeyBank customer’s account, you will need a bank account routing number, which varies by state. Here are all of KeyBank’s routing numbers:

 

KeyBank Routing Numbers
StateRouting Number (ABA)
Alaska125200879
Colorado307070267
Connecticut222370440
Florida067014181
Idaho124101555
Indiana041001039
Kentucky042200295
Maine011200608
Massachusetts222370440
Michigan041001039
New York Albany021300077 or 222370440
New York Buffalo022000839 or 222370440
New York Hudson Valley021906934 or 222370440
Ohio Columbus044000642
Ohio  Northeast041001039
Ohio — Northwest041200089
Ohio Southwest042200295
Oregon123002011
Pennsylvania222370440
Utah124000737
Vermont211672531
Washington125000574

What Is a Routing Number?

A routing number, also known as a routing transit number or an ABA routing number, is a nine-digit number assigned by the Federal Reserve to a domestic financial institution. The number is used for electronic bank-to-bank transfers within the United States. Routing numbers are determined by the American Bankers Association and are only issued to federal- and state-chartered financial institutions that are eligible to maintain an account at a Federal Reserve bank.

Your KeyBank routing number will depend on where you opened your account. KeyBank has different routing numbers depending on the state, and some states have different routing numbers that vary by region.

How to Find Your KeyBank Routing Number

If you don’t have this chart handy to find your routing number in seconds, you can also find your routing number on checks associated with your KeyBank account, or through your KeyBank online account. To find your KeyBank routing number using a personal check, look at the bottom left-hand corner of your check to locate a nine-digit number — this is your KeyBank routing number. The second set of numbers that follow is your account number, and finally, the last set of numbers is the individual check number.

You will need both your routing and account number to receive funds directly into your KeyBank account.

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What Do the Digits in Your Routing Number Mean?

The nine digits that make up your routing number contain identifiers that help to pinpoint your exact account at your bank. The first set of four digits indicate the geographic location of the bank where you opened your account, the second set of four digits indicate your specific bank branch and the final digit acts as a safety check to ensure the funds are being transferred to the right place.

Different Numbers for Wire Transfers

If you are transferring funds domestically via wire transfer to a KeyBank account, or if you are a KeyBank customer who will be receiving funds domestically via wire transfer, the routing number used might be different than the ABA number. Here are all of KeyBank’s wire transfer routing numbers:

 

KeyBank Wire Transfer Routing Numbers
StateWire Transfer Routing Number
Alaska125200879
Colorado307070267
Connecticut021300077
Florida041001039
Idaho124101555
Indiana041001039
Kentucky041001039
Maine011200608
Massachusetts021300077
Michigan041001039
New York021300077
Ohio041001039
Oregon123002011
Pennsylvania021300077
Utah124000737
Vermont211672531
Washington125000574

 

To make sure you are using the right routing number for your transaction, call KeyBank customer service to verify which number you should use.

If you are a KeyBank customer who is receiving an international wire transfer, you will need to use KeyBank’s SWIFT code to receive funds. SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication, and SWIFT codes are utilized by banks and other financial institutions to securely exchange messages or funds. KeyBank has just one SWIFT code. Here is KeyBank’s SWIFT code:

 

KeyBank SWIFT Code

KEYBUS3B

 

If you are wiring money internationally from KeyBank to a bank abroad, you will need to use the destination bank’s SWIFT code.

A final way to send and receive funds is through an ACH. ACH stands for automated clearing house, and the system was originally developed as an electronic alternative to checks. Unlike wire transfers, which can be immediate, ACH transactions usually take one business day to process. For most KeyBank customers, the ACH routing number is the same as the wire transfer routing number, but it is different for the following states:

 

StateACH Routing Number
Connecticut222370440 for accounts
opened prior to 10/11/16 and 021300077 for accounts
opened 10/11/16 and after
Massachusetts222370440 for accounts
opened prior to 10/11/16 and 021300077 for accounts
opened 10/11/16 and after
New York021300077 or
222370440
Pennsylvania222370440 for accounts
opened prior to 10/11/16 and 021300077 for accounts
opened 10/11/16 and after

 

Whether you’re setting up direct deposit at work or want your tax return deposited into your account, your routing number is essential for many different financial transactions. Knowing your routing number — or knowing how to find it — will help get your money into your account faster and easier than other methods.

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