Here’s Your KeyBank Routing Number

Find your KeyBank routing number quickly and easily.

By Gabrielle Olya July 3, 2020 Find a Bank

Your checking account’s routing number is used for transferring funds to or from your account, so you’ll need to know it in order to sign up for automatic bill payments, send a wire transfer or set up direct deposit. If you’re transferring money from your KeyBank account, or need to transfer money to a KeyBank customer’s account, a routing number is necessary to complete the transaction.

Here are all of KeyBank’s routing numbers:

KeyBank Routing Numbers by State
State	Routing Number
Alaska	125200879
Colorado	307070267
Connecticut	222370440
Florida	067014181
Idaho	124101555
Indiana	041001039
Kentucky	042200295
Maine	011200608
Massachusetts	222370440
Michigan	041001039
New York — Albany	021300077 or 222370440
New York — Buffalo	022000839 or 222370440
New York — Hudson Valley	021906934 or 222370440
Ohio — Columbus	044000642
Ohio — Northeast	041001039
Ohio — Northwest	041200089
Ohio — Southwest	042200295
Oregon	123002011
Pennsylvania	222370440
Utah	124000737
Vermont	211672531
Washington	125000574

What Is a Routing Number?

A routing number, also known as a routing transit number or ABA number, is a nine-digit number assigned by the Federal Reserve to an American financial institution. The number is used for electronic bank-to-bank transfers within the U.S. Routing numbers are determined by the American Bankers Association and are only issued to federal- and state-chartered financial institutions that are eligible to maintain an account at a Federal Reserve bank.

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Your specific KeyBank routing number is determined by where you opened your account. KeyBank has different routing numbers depending on the state and even different regions within a single state.

How To Find Your KeyBank Routing Number

If you don’t have this GOBankingRates chart handy to look up your routing number, you can find it on checks associated with your KeyBank account or by accessing your account online. On checks, the routing number is the first set of numbers located on the bottom left. The second set of numbers represents your account number and the last set of numbers make up the individual check number.

You will need both your routing and account numbers to receive funds directly into your KeyBank account.

What Do the Digits in Your Routing Number Mean?

The nine digits that make up your routing number contain identifiers that help pinpoint your account at your bank. The first four digits indicate the geographic location of the bank where you opened your account. The second four digits indicate your bank branch, while the final digit acts as a safety check to ensure the funds are being transferred to the right place.

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Different Numbers for Wire Transfers

If you are transferring funds domestically via wire transfer to a KeyBank account, or if you’re a KeyBank customer who will be receiving funds domestically via wire transfer, the routing number used in the transaction might be different than the ABA number. Here are all of KeyBank’s wire transfer routing numbers:

KeyBank Wire Transfer Routing Numbers
State	Wire Transfer Routing Number
Alaska	125200879
Colorado	307070267
Connecticut	021300077
Florida	041001039
Idaho	124101555
Indiana	041001039
Kentucky	041001039
Maine	011200608
Massachusetts	021300077
Michigan	041001039
New York	021300077
Ohio	041001039
Oregon	123002011
Pennsylvania	021300077
Utah	124000737
Vermont	211672531
Washington	125000574

To ensure you are using the right routing number for your transaction, call KeyBank customer service to verify which number you should use.

If you are a KeyBank customer who’s receiving an international wire transfer, you’ll need to use the KeyBank SWIFT code to receive funds. SWIFT stands for the Society for Worldwide Interbank Financial Telecommunication, and SWIFT codes are utilized by banks and other financial institutions to securely exchange messages or funds. Here’s KeyBank’s SWIFT code:

KeyBank SWIFT Code

KEYBUS3B

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If you’re wiring money internationally from KeyBank to a bank abroad, you’ll need to use the destination bank’s SWIFT code.

A final way to send and receive funds is through an automated clearing house transaction. The ACH system was originally developed as an electronic alternative to checks. Unlike wire transfers, which can be processed immediately, ACH transactions usually take one business day to process. For most KeyBank customers, the ACH routing number is the same as the wire transfer routing number. Here’s a look at different ACH routing numbers for different states:

State	ACH Routing Number
Connecticut	222370440 for accounts opened prior to Oct. 11, 2016 and 021300077 for accounts opened on Oct. 11, 2016 or later
Massachusetts	222370440 for accounts opened prior to Oct. 11, 2016 and 021300077 for accounts opened on Oct. 11, 2016 or later
New York	021300077 or 222370440
Pennsylvania	222370440 for accounts opened prior to Oct. 11, 2016 and 021300077 for accounts opened on Oct. 11, 2016 or later

Whether you’re setting up direct deposit at work or want your tax return deposited into your account, your routing number is an essential part of many different financial transactions. Knowing your routing number — or knowing how to find it — will help ensure your money gets into your account faster and more efficiently.

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Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been endorsed by American Express.