Here’s Your Santander Routing Number

How much do you know about routing numbers?

Routing numbers are useful banking devices that designate where funds come from and where they go to during a wire transfer. When moving money between your Santander account and another bank, you’ll need to know Santander’s routing number.

Santander Routing Number

Santander’s routing number changes depending on where and when you opened your account.

See the table below for a state-by-state breakdown of Santander routing numbers:

Santander Routing Numbers
State Number
Connecticut 011075150 (if account was opened on or before May 17, 2012)

231372691 (if account was opened after May 17, 2012)

New Hampshire
Rhode Island
Delaware 231372691

New Jersey
New York

Santander notes on its website that you can tell your routing number by how many digits your account number has:

  • 011075150 for 11 digits
  • 231372691 for 10 digits

Related: Santander Bank Review

What Is a Routing Number?

Routing numbers are made up of nine digits that banks use to identify each other during transactions. The American Bankers Association created routing numbers, also called ABA numbers, to verify checks at processing endpoints. Since then, the routing number’s role has expanded to “designate participants in automated clearinghouses, electronic funds transfer and online banking,” according to the ABA.

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More About Routing Numbers: What They Are and How To Find Them

Can Banks Have Multiple Routing Numbers?

Yes, banks can have multiple routing numbers, as Santander proves. Some banks acquire additional routing numbers through acquisitions and mergers. When banking with an institution that has multiple routing numbers, it’s important to know which one is associated with your account.

Check Out: Citibank’s Routing Number

How Do You Find a Routing Number on a Check?

You can find the routing number on your check by looking in the bottom-left corner of the check. It’s next to your personal account number. Don’t confuse the routing number with your account number — remember that the account number is 10-12 digits and the routing number is only nine.

Learn: How To Write a Check in 6 Easy Steps

What Is the Routing Number for International Transfers?

SWIFT codes are the international equivalent of routing numbers. You’ll use these when transferring funds to or from a bank outside the U.S. Santander’s SWIFT code is SVRNUS33.

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SWIFT codes are broken down into three portions:

  • Bank code: First four letters
  • Country code: Next two letters
  • Location code: The last two digits or letters

Some SWIFT codes contain an additional three digits or letters called the branch code, which just identifies a bank’s particular branch.

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This content is not provided by Santander Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Santander Bank.

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About the Author

Sean Dennison

Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.

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