What are U.S. Bank’s hours today?

Hours vary by branch. Check the Branch & ATM Locator in the app or on usbank.com for today’s schedule.

Are U.S. Bank branches open on federal holidays?

Generally, no. Most branches close on federal holidays, but ATMs, online banking and the mobile app remain available.

Do direct deposits post on bank holidays?

Usually not. ACH and most direct deposits are processed on business days. If your deposit date falls on a holiday, it typically posts the next business day.

Can I apply for a loan or credit card when branches are closed?

Yes. You can start applications online or in the app anytime; review and process a resume during business hours.

How can I reach support when the branch is closed?

Use phone support, in-app chat, or secure messaging. Availability by department may vary on holidays.

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U.S. Bank Hours: What’s Open and How To Bank Anytime

August 29, 2025

3 min Read

Written by Sean Dennison

Edited by Joe Evans

Side of U.S. Bank branch in San Jose, CA with a dark red brick wall and red and white U.S. Bank sign on top

Sundry Photography / Shutterstock.com

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Planning a branch visit to U.S. Bank? Here’s a simple guide to typical branch hours, what’s available on bank holidays, and the quickest ways to get things done online, in the app or at an ATM — no matter the day.

U.S. Bank Regular Business Hours

Hours vary by location, but many branches follow this pattern:

Monday-Friday: ~9:00 a.m. to 5:00 p.m.
Saturday: Limited hours at select locations
Sunday: Closed

Pro tip: Always confirm your local schedule in the U.S. Bank Branch & ATM Locator (mobile app or usbank.com), since mall- or grocery-based locations may differ.

U.S. Bank 2025 Holiday Schedule

Holiday	Date	U.S. Bank Branch Hours
New Year’s Day	Wednesday, Jan. 1	Closed
Martin Luther King Jr. Day	Monday, Jan. 20	Closed
Presidents Day	Monday, Feb. 17	Closed
Memorial Day	Monday, May 26	Closed
Juneteenth National Independence Day	Thursday, June 19	Closed
Independence Day	Friday, July 4	Closed
Labor Day	Monday, Sept. 1	Closed
Columbus Day/Indigenous Peoples’ Day	Monday, Oct. 13	Closed
Veterans Day	Tuesday, Nov. 11	Closed
Thanksgiving Day	Thursday, Nov. 27	Closed
Christmas Day	Thursday, Dec. 25	Closed

Processing note: ACH and many direct deposits don’t post on federal holidays. Items scheduled for a federal holiday usually post the next business day.

How To Bank With U.S. Bank When Branches Are Closed

Even when your local branch is closed, you’ve still got options:

Mobile & Online Banking (24/7)

Check balances and recent activity
Transfer funds and pay bills
Deposit checks via mobile (availability and limits apply)
Set alerts and schedule payments
Send money with Zelle® (recipient eligibility/limits apply)

ATM Access (24/7)

Use U.S. Bank ATMs and participating fee-free partner ATMs to:

Withdraw cash
Check balances
Make eligible deposits
Find nearby machines with the in-app locator.

Customer Support

Phone support: Availability can vary by product line on holidays, but many lines offer coverage.
In-app chat and secure message: Great for non-urgent requests when branches are closed.

Tips for Smooth Banking (Any Day)

Deposit early if you need funds available right after a holiday or weekend.
Schedule bill payments ahead of due dates to avoid late fees.
Use Zelle® for fast, eligible person-to-person transfers (limits apply).
Save the locator in your phone to quickly find ATMs and nearby branches when you travel.
Send a secure message for non-urgent servicing; replies typically follow standard business hours.

Final Take to GO

U.S. Bank makes it easy to handle everyday money tasks — even when branches are closed. With 24/7 mobile and online banking, a wide ATM network and flexible support options, you can check balances, move money, pay bills and deposit checks on your schedule.

For anything that requires in-person help, confirm your branch hours and plan your visit on a regular business day.

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Caitlyn Moorhead contributed to the reporting for this article.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Schedules are subject to change and may vary by branch.

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