How Do You Set Up Direct Deposit with Chase Bank?

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Direct deposit is a banking convenience that’s quite popular among account holders. If you’re not already using direct deposit with Chase, here’s everything you need to know, including how to set it up so you can manage your finances more efficiently.

Steps To Set Up Direct Deposit With Chase Bank

The steps to set up a direct deposit are not complicated. Here are the steps: 

1. Have Your Chase Account and Routing Numbers Ready

You’ll need your Chase account number and routing number. These numbers are found on your checks or online. You will also need to find out where to send your form to your employer or payment provider. 

2. Complete a Chase Bank Direct Deposit Form

You may access your direct deposit form online, through your mobile app or in person. Fill out your form. You have the option to print or download your form. 

3. Submit Your Form to Your Employer or Payment Provider

Give the completed form to your employer’s human resource department. 

4. Confirm Setup With Chase Bank or Your Employer

Ask your employer when you should expect to see the first direct deposit in your account. Monitor your account for direct deposit.

How To Find the Chase Bank Direct Deposit Form

There are three ways to access the direct deposit form. You can either request the form in person at Chase Bank, locate the form online or find it on your mobile app. 

Request the Form from Chase Bank

You can request the direct deposit in person from a teller or another representative at a branch. Fill out the information needed and give it to the customer service representative. 

Locate the Direct Deposit Form Online

You can sign in to your account on the Chase website. Select the account where you’d like to set up the direct deposit. Navigate to “Account Services” and click on “Set up direct deposit form.” You can download, email or print the prefilled form and give it to your employer. 

Get a Direct Deposit Form from the Chase Mobile App

Log in to your Chase Mobile App and tap into the account where you want your direct deposit to go. You can set up your direct deposit form by following the prompts. Once you fill out the form, you can download and print it for your employer. 

How To Get a Voided Check from Chase Bank

Some employers or payment providers may request a voided check to set up direct deposit. This voided check is requested for verification purposes. A voided check can help confirm your routing and account numbers. 

You can void a check from your checkbook or request a direct deposit form from Chase Bank. A direct deposit form is often accepted instead of a voided check. 

To properly void a check, use a permanent ink black or blue pen and write VOID across your check. Do not sign this check. 

Chase Bank Address for Direct Deposit

Typically once your direct deposit form is filled out, you will send it directly to your employer. Sending your completed react deposit form to the bank is usually unnecessary, but if required you can contact Chase Bank customer service to determine where to send your direct deposit form. 

You can access your prefilled direct deposit form either online or in person. Once you’ve finished filling out the required information, you can give it to your employer. 

When Does Chase Bank Direct Deposit Hit?

Typically a direct deposit hits your account immediately on payday, but funds may not be available until the next business day. 

Chase Bank doesn’t offer specific guidance on when your direct deposit will go through and be available in your account. However, typically Chase Bank posts direct deposits to your account on the morning of the scheduled payment date. This means that funds are usually available at the start of the business day. 

Factors that Can Affect the Timing of Your Direct Deposit 

The Automated Clearing House, or ACH, that processes direct deposits does not operate on weekends or holidays. If your scheduled payday falls on a Saturday, Sunday or a federal holiday, your direct deposit will hit on the preceding business day. 

You also need to consider when your employer chooses to initiate the direct deposit. That can also impact when your direct deposit hits your account. 

Chase also offers early direct deposit with their Chase Secure banking account. This account will credit your direct deposit up to two days earlier than payday.

Common Issues and Troubleshooting for Chase Bank Direct Deposit

Sometimes issues may occur with your direct deposit. If your direct deposit doesn’t appear in your account, make sure you’ve waited at least two pay cycles for it to become active. Consider holidays and weekends as a possibility for delay. You may also contact your employer to determine when the direct deposit was initiated. 

How to Check Your Direct Deposit through Chase Online Banking

If you want to find out if your direct deposit has hit your account, log in to chase.com. Navigate to the account where you’re expecting the direct deposit, and review your recent transactions. You can also do the same via the Chase Mobile App. You can also enable notifications on your mobile device. Automatic alerts can be sent to you once your direct deposit hits your account. 

If you need further information regarding your direct deposit, you can call Chase Bank at 1-800-935-9935. 

More About Chase Bank

• Chase Bank Review
• Chase Bank CD Rates
• Chase Bank Savings Account Interest Rates
• Chase Bank Hours
• Chase Bank ATM Limits

Alicia Bodine contributed to the reporting for this article.

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