Venmo Limits: How Much Can You Send and Receive?
Written by
Lindsey Boycott
Edited by
Elizabeth Constantineau
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Venmo is a money transfer service that offers an easy way to send and receive money from others. This comes in handy for everything from splitting dinner bills to settling debts. If you’re planning to use Venmo, however, you should know that the company sets limits for various transactions. Here’s what you need to know about current Venmo limits.
Why Does Venmo Have Transfer Limits?
Venmo sets transaction limits to protect users from fraud and comply with financial regulations. Limits help prevent unauthorized large transfers and keep the platform secure for both personal and business users.
Venmo Sending Limits
Venmo Daily Limit
Unlike some other institutions, Venmo doesn’t set daily transaction limits. Rather, it uses weekly limits for most transfers. The exception is the $1,000 daily limit for ATM withdrawals.
Venmo Weekly Limit
When you open a Venmo personal account, you can send up to $299.99 a week before having to verify your identity with Venmo.
Once verified, your limits increase depending on the type of transaction:
- Bank transfers: Up to $5,000 per transfer and $19,999.99 per week
- Instant transfer minimum: $0.26
- ATM withdrawals: Up to $1,000 per day
- Debit card purchases: Up to $7,000 per week
Venmo Business Account Limits
Business profiles have higher, separate limits.
Unverified business profile:
- Payments to people: $2,499.99 per week
- Transfers to a bank: $999.99 per week
Verified business profile:
- Payments to people: $25,000 per week
- Transfers to a bank: $49,999.99 per week
- Instant transfers to a debit card: Up to $10,000
- Instant transfers to a bank account: Up to $50,000
Venmo Transfer Limits to Bank Accounts
Venmo sets separate limits when sending money from Venmo to your bank account.
- Unverified accounts: Up to $999 per week
- Verified accounts: Up to $5,000 per transfer, $19,999.99 per week
- Minimum for Instant transfers: $0.26
Transfers Into Venmo
Only some users can add money to Venmo. If you see the “Add Money” option you can:
- Add up to $10,000 per week using a verified bank account
- Add up to $3,000 per week using a debit card
Venmo Withdrawal Limits
ATM withdrawals, over-the-counter withdrawals and cash back are limited to $1,000 per day.
For debit cards, the maximum weekly expenditure is $7,000, with a $2,999.99 per-transaction limit.
Cash back at stores counts toward your weekly debit-card spending limit.
Good To Know
If you are unable to add a verified bank account and you don’t have a Venmo debit card, you can still make payments with Venmo by linking another payment method.
Venmo Spending Limits
You can purchase up to $7,000 per week on your Venmo debit card with a verified profile, but just $299.99 with an unverified one.
Venmo debit cards can be used anywhere MasterCard is accepted in the U.S. or in U.S. territories.
How To Increase Your Venmo Limits
You can raise your Venmo limits by completing these steps:
- Verify your identity: You can verify instantly through Plaid by logging into your bank, or you can verify manually by confirming two small test deposits. Manual verification may take a few business days.
- Switch to a business account: Business profiles come with significantly higher weekly and per-transaction limits.
- Link a verified bank account: Adding and verifying a bank account helps unlock higher withdrawal and transfer limits.
Final Take
To get the most out of Venmo, you’ll want to verify your account, or perhaps even open a business account, if eligible. Of course, if you’re concerned about large transactions processing through your Venmo account, perhaps you won’t want to verify your account — that way, your transaction limits will be low.
FAQ
Here are the answers to some of the most frequently asked questions regarding Venmo limits.- Does Venmo have a daily limit?
- Venmo uses weekly limits, not daily limits. However, it does impose a $1,000 daily limit on ATM withdrawals.
- How much can you send on Venmo per week?
- The amount you can send on Venmo per week depends on the type of account you have and whether or not it is verified. In some cases you may be able to send as much as $19,999.99 per week.
- How do I increase my Venmo limit?
- You can increase your Venmo limits by verifying your account.
- What is the Venmo ATM withdrawal limit?
- Venmo allows ATM withdrawals of up to $1,000 per day, unless your Venmo account balance is lower.
- Can I receive unlimited money on Venmo?
- Yes, there are no limitations as to what you can receive in your Venmo account.
- Do business accounts have higher Venmo limits?
- Business accounts have different limits at Venmo, as outlined above. Both weekly and per-transaction transfers to a bank carry much higher limits.
Taylor DeJesus and Elizabeth Constantineau contributed to the reporting for this article.
Information is accurate as of Nov. 13, 2025.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
