How To Activate Your Venmo Debit Card

Focused young lady check card account balance at phone app stock photo
fizkes / iStock.com

Venmo, owned by PayPal, is a mobile digital payment service and social app rolled into one. The Venmo app helps you easily keep in touch with friends and send and receive funds. What began as a text-message-based platform is now a digital wallet app with over 60 million users that offers both the Venmo Visa credit card and Venmo Mastercard debit card.

The Venmo debit card allows users to spend their Venmo balance anywhere Mastercard is accepted in the U.S., even earning cash back at participating stores. The debit card can also be used to withdraw cash at any MoneyPass ATM without a fee.

How Do I Activate My Venmo Debit Card Online?

Before using the card, Venmo debit cardholders have to first activate it. Activation requires access to the debit card for the pertinent card information.

Users can activate a Venmo debit card online using the app in a few simple steps: 

  1. Open the Venmo app on a mobile device.
  2. Tap the menu icon in the upper-right corner. 
  3. Tap the Venmo card option.
  4. Tap “Activate.”
  5. Enter the debit card’s expiration date.
  6. Enter the debit card number.
  7. Enter the debit card’s CVV code.
  8. Enter and reconfirm the PIN. A message should confirm that your card is activated.
A Better Way to Bank

How Do I Add Money to My Venmo Debit Card?

Venmo debit cardholders can add money to their Venmo account using a verified bank account. A bank account can be verified via the Venmo app. Once a bank account is verified, a cardholder can add money to their Venmo balance for use with the debit card.

To add money to your Venmo balance, follow these steps:

  1. Open the Venmo app on a mobile device.
  2. Tap the person icon.
  3. Tap “Manage Balance.”
  4. Enter the amount to be transferred to your Venmo account.
  5. Tap “Next.”
  6. Confirm the transfer details.
  7. Tap “Add [amount] now” to initiate the transfer.

Transfers from a verified bank account to a Venmo account generally take three to five business days. 

Good To Know

Some Venmo debit cardholders can instantly add money to their Venmo account with a tap of the “Instant” button in the Venmo app. This feature can be used to add up to $500 per week.

How Do I Get a Venmo Debit Card?

Venmo users can request a Venmo debit card through the app by doing the following:

  1. Open the Venmo app on a mobile device.
  2. Select the “Cards” tab.
  3. Tap the Venmo Debit Card option to apply.
A Better Way to Bank

The Venmo debit card is not yet available to all users. A “Get in Line” message will notify users if the card is not yet available to them.

The Venmo debit card should arrive by mail within three weeks.

How Do I Replace a Lost or Stolen Venmo Debit Card?

If a Venmo debit card is lost or stolen, use the app to disable the card so that it can’t be used. Here are the steps you’ll need to take:

  1. Open the Venmo app on a mobile device.
  2. Tap the image of the lost or stolen card under the Venmo Debit Card section.
  3. Tap the option to deactivate the card.

If you are unable to access the Venmo app, call 855-204-4090 to deactivate the card.

Recovered Venmo debit cards can be reactivated through the app or by phone at any time. To reactivate a Venmo debit card using the app:

  1. Open the Venmo app on a mobile device.
  2. Tap the image of the lost or stolen card under the Venmo Debit Card section.
  3. Tap the option to reactivate the card.

To order a replacement Venmo debit card, call 855-204-4090 or use the contact form on the Venmo website.

A Better Way to Bank

Why Is My Venmo Debit Card Not Working?

A Venmo debit card may have to be replaced if it stops working. The card might not be working for several reasons:

  • The card isn’t activated. Launch the Venmo app and tap the image of the debit card to determine if it needs to be activated. 
  • Funds might not be available in the Venmo account. Launch the Venmo app to verify the account balance.
  • The debit card is damaged. You can submit a request via the Venmo website or call 855-204-4090 to order a replacement card.

About the Author

Andrea Norris has been in the web publishing business for the past 15 years both as a content contributor and a copy editor specializing in personal finance, frugal living, home and auto topics. She writes both short and long-form content and is well-practiced in SEO keyword research and writing.

Best Bank Accounts of July 2022

Untitled design (1)
Close popup The GBR Closer icon

Sending you timely financial stories that you can bank on.

Sign up for our daily newsletter for the latest financial news and trending topics.

Loading...
Please enter an email.
Please enter a valid email address.
There was an unknown error. Please try again later.

For our full Privacy Policy, click here.