Best Banks of 2018

Bank smarter in 2018 by choosing a bank that can do the most for your money on your terms. GOBankingRates' sixth annual Best Banks rankings make it easy to find the ideal bank for your needs. Kick-start your financial success this year by banking with the best.

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Best Online Bank

Ally Bank's record proves that it's hard to keep a good bank down: After winning the title of Best Online Bank in 2015, 2016 and 2017, the bank finds itself on top yet again in 2018.

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Best National Bank

TD Bank's motto is “bank human,” and the bank lives up to it. TD Bank is one of the country’s 10 largest banks and serves more than 9 million customers with retail, commercial, and small business banking products and services.

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Why You Can Trust Us

Criteria for Best Banks:

  • Top 110 banks by asset size according to the FDIC
  • Active institution
  • Not an investment bank or bank that requires investment services to get a commercial bank account
  • $10 billion asset threshold minimum for brick-and-mortar banks
  • No asset threshold for online-only banks

About the data:

  • Compiled and verified against the banks’ websites between Sept. 12 and Sept. 21, 2017
  • Serves as a resource for all of 2018
  • List is updated annually, so check back for the 2019 edition
  • Some banks included as Best Banks are clients of ConsumerTrack, Inc., but the Best Banks lists are completely objective
  • No banks included in the Best Banks lists paid for inclusion or specific placement

Rates, terms and conditions are subject to change at the discretion of the individual financial institutions. APY was based on the minimum deposit required to open the account. Some interest rates might be short-term or promotional offers only, and it is possible additional terms and conditions must be met in order to obtain the interest rates listed. Rates and availability might vary by region. Please verify terms and conditions before opening an account.

GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions, and other financial services organizations. Some banks mentioned in the Best Banks of 2018 are clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement.