Personal Finance How-Tos and FAQs

Interest Rates

Sometimes you want a high interest rate; sometimes you want a low interest rate. Find out when you can make interest rates work for you — such as in a high-yield savings account — and know when to be cautious of APRs.

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Personal Finance Tips

GOBankingRates has informative articles that cover a variety of personal finance topics. As you work toward financial stability, check the site for all the personal finance tips you need to grow your wealth.

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Personal Loans

You can take out a personal loan for just about anything, but that doesn’t mean that you should. Find out if this is the best choice for your financial situation and create a payoff plan before you borrow.

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Credit

Building credit gives you the financial freedom to get a mortgage, buy a car and make other large purchases, but good credit doesn’t happen overnight. Find out what good credit is and how to get it.

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Finances Are Personal

Personal finance should be an important topic for every consumer. By learning how to manage your money, no matter how old or young you are, you are setting yourself up for future success and financial stability.

At GOBankingRates, you can find the personal finance tips, FAQs and advice you need to spend less and save more.

Start With Saving

All of GOBankingRates’ expert financial advisors recommend establishing your healthy personal finance habits with a savings goal that you contribute to on a consistent basis. By saving money for a large future purchase, a rainy day or retirement, you can have a greater sense of financial peace of mind.

The search and comparison tools on GOBankingRates can ensure that your current savings account and other investment products are achieving your money’s full potential, thanks to competitive rates, low fees and high yields. The only way to ensure you’re getting the most out of your banking products is by shopping around various financial establishments on the local, national and online levels.

“Budget” Is Not a Dirty Word

GOBankingRates’ contributors have compiled an extensive library of articles on how to execute a budget for your personal finances. These articles can help you identify areas within your budget that can be slimmed down or eliminated in order to expedite your financial goals. By using the resources on GOBankingRates and living within a budget that works for your lifestyle, you can comfortably control your money instead of your money controlling you.