Are Banks Open on Veterans Day?

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If you’ve ever rushed to finish your banking before a holiday — only to realize too late that your local branch is closed — you’re not alone. With Veterans Day approaching, you might be wondering: Are banks open on Veterans Day? The short answer: most banks are closed on Veterans Day because it’s a federally recognized holiday.

However, exceptions do exist, and there are still ways to manage your money if your bank’s doors are locked.

In this guide, we’ll walk you through which banks might open, what to do if yours is closed, and how to plan ahead for the 2025 holiday schedule.

Bank Hours on Veterans Day

Veterans Day honors U.S. military veterans and is observed annually on November 11. Because it’s a federal holiday, the Federal Reserve typically closes, which heavily influences the schedules of private banks and credit unions. As a result, most major banks shut down for the day to observe the holiday.

• Is your bank open? Most banks are closed on Veterans Day.
• Possible exceptions: Some branches — usually those inside grocery stores — may open with reduced hours. However, this can vary year to year, so it’s always smart to check your bank’s website or call in advance.

Online and Mobile Banking Remain Available

Even if branches are closed, you’re not completely out of options. You can still:

• Check balances: Log in to your bank’s website or mobile app.
• Transfer funds: Move money between accounts or pay bills electronically.
• Monitor transactions: Get real-time updates on your spending or deposits.

Veterans Day Eve Bank Hours

The day before Veterans Day — November 10 — usually sees banks operating on their normal schedules. If you’re worried about closures, this is your chance to tackle any pressing bank errands.

Still, branch hours can differ from place to place, so a quick phone call or a web search could save you a wasted trip.

Common Veterans Day Eve Hours

• Chase: Typically closes at 5:00 p.m.
• Bank of America: Usually closes at 5:00 p.m.
• Wells Fargo: Often closes at 5:00 p.m.
• Citibank: Generally closes at 5:00 p.m.

(Times may vary by location — always confirm with your specific branch.)

Alternative Banking Options

A closed bank on Veterans Day doesn’t have to disrupt your finances. Here are some simple ways to keep your money management on track:

1. ATMs
   • Deposit checks or cash
   • Withdraw money
   • Check balances
2. Online Banking
   • Review statements or transaction history
   • Make electronic bill payments
   • Transfer funds between linked accounts
3. Mobile Deposits
   • Use your smartphone’s camera to deposit checks
   • Great for smaller checks you’d otherwise take to a teller
4. Retail Locations
   • Some supermarkets or convenience stores offer check-cashing services (often for a fee)
   • Money orders and prepaid debit cards are also available

These methods let you handle basic tasks even if your favorite branch is temporarily shuttered.

When Banks Reopen After Veterans Day

If you can wait, most banks will go back to regular hours the day following Veterans Day. Because Veterans Day 2025 lands on a Tuesday (November 11), banks typically reopen on Wednesday, November 12, at their usual times.

If in doubt, check your bank’s website or phone system for operating hours and any relevant holiday messages.

2025 Bank Holiday Schedule

To help you plan out your finances well beyond Veterans Day, here’s a snapshot of the federal holidays in 2025 when most banks shut down:

Note: Some states or individual banks may close for other holidays not listed here, or keep partial hours. Always verify with your branch.

Final Take to GO

So, are banks open on Veterans Day? Most will close, but you can still handle essential banking via online banking, ATMs and mobile apps. For anything that requires face-to-face contact, you’ll need to plan around the holiday. Remember, the day after Veterans Day, banks usually return to their normal schedules.

Key Tips

• Check your bank’s website or phone system ahead of time if you’re unsure about holiday hours.
• Use digital tools (mobile deposit, online transfers, or ATMs) on the actual day.
• Plan big tasks like wire transfers or cashier’s checks for before or after the holiday.

By staying informed about holiday closures, you can avoid last-minute scrambles and keep your financial life running smoothly — even when the bank’s doors are shut.

Lia Sestric contributed to the reporting for this article.

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