First Hawaiian Bank Routing Number
Written by
Allison Hache
Edited by
Joe Evans
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If you’ve ever banked in Hawaii, there’s a good chance you’ve worked with First Hawaiian Bank, the largest and oldest financial institution in The Aloha State. Like other banks, First Hawaiian uses a unique nine-digit routing number to ensure money transfers arrive at the correct financial institution. You’ll need to know this number to set up direct deposits, pay bills, and complete wire transfers. Here’s how to find it.
What Is the First Hawaiian Bank Routing Number?
Although most banks have a single routing number, First Hawaii Bank has three different numbers–one for each region where it operates. The First Hawaiian Bank routing number for branches in Hawaii is 121301015, and the routing numbers for branches in Guam and the Northern Mariana Islands are 121405238 and 121403065. If you’re not sure which branch your account belongs to, contact customer service or the branch where you opened your account.
Why Should I Know My Bank’s Routing Number?
You’ll need to know your bank’s routing number to set up certain types of transactions. The routing number is a form of identification for your bank, so the system processing the transaction delivers the funds to the correct institution.
To set up the following types of transactions, have the routing number handy:
- Automated Clearing House: The ACH is a network for processing electronic funds transfers. Social Security benefits, payroll direct deposit, and tax refunds are common ACH transactions.
- Checks: Banks refer to the routing number to process paper check payments, whether it shares check images or completes the transaction electronically.
- Direct deposit: When you opt for direct deposit, you agree to receive payments electronically. Your employer or a government agency needs your routing number to ensure it sends the money to your bank.
- Wire transfer: A wire transfer is another type of electronic funds transfer processed on a network like SWIFT or Fedwire.
How Do I Find My Routing Number First at Hawaiian Bank?
A quick way to find your routing number is to look at one of your personal checks. Find the line of numbers in the bottom left corner of the check. The first nine numbers are the routing number, followed by your account number.
If you don’t have personal checks, you can find the routing number on the First Hawaiian Bank website. The bank lists the routing number for branches in Hawaii, Guam and Northern Mariana Islands at the bottom of each page near the social media links. Alternatively, you can use the website’s search feature to find the routing number.
What Is First Hawaiian Bank’s SWIFT Code?
First Hawaiian Bank’s SWIFT code is FHBKUS77. If you receive an international wire transfer, the sender needs to have the SWIFT code to ensure First Hawaiian Bank receives the funds and can deposit them into your account.
SWIFT code vs. Routing Number
SWIFT codes and routing numbers have the same purpose: to identify a financial institution. However, they are used in different types of transactions. A SWIFT code — also called a Bank Identifier Code — is the identifier you use for international transactions made over the SWIFT network. You’ll use the routing number for domestic transactions from other banks in the United States.
How Many Digits Is a First Hawaiian Bank Checking Account Number?
Your First Hawaiian Bank checking account number has 10 digits. In 2022, the bank upgraded to a new processing system and converted all account numbers to the current 10-digit format. To accommodate customers with an eight-digit checking account number, they added 00 to the beginning of the original account number.
How To Find FHB Account Number
The quickest way to find your FHB account number is in the online banking platform. After you’ve enrolled in the system, you can view account information, including the full account number.
Your account number should also be printed on the physical checks you ordered from the bank. Locate the numbers at the bottom of your check. The first group of numbers is the bank’s routing number, followed by your account number.
Final Take
Before you can initiate a direct deposit or wire transfer into your First Hawaiian Bank checking or savings account, you’ll need to locate the FHB routing number. This identifying number helps streamline electronic funds transfers and ensure the money arrives at the correct bank. Since First Hawaiian Bank has multiple routing numbers, knowing which one to use is essential.
FAQ
- How many branches does First Hawaiian Bank have?
- First Hawaii Bank has 48 branches on the Hawaiian islands. It also has three branches in Guam and one in the Northern Mariana Islands. The bank serves personal and business customers, providing savings and checking accounts, loans, credit cards and certificates of deposit.
- Does First Hawaiian Bank do wire transfers?
- Yes, First Hawaiian Bank processes domestic wire transfers through Fedwire and international wire transfers through the SWIFT network. Commercial customers have the option to set up a wire transfer via fax, through the FHB Commercial portal, or in person at a branch. Cutoff times for wire transfers are 10:30 a.m. HST for domestic wires and 2:30 p.m. HST for international wires
- Are wire transfers to First Hawaiian Bank domestic or international?
- Domestic wire transfers are between two banks based in the United States. This includes the territories of Guam and the Northern Mariana Islands. A transfer from an account at Bank of America to First Hawaiian Bank is a domestic wire transfer. A transfer from an account at Canadian-based Scotiabank to a First Hawaiian Bank account is an international wire transfer.
- What information is required for wire transfers?
- To wire funds to a domestic or international bank, you'll need to provide this information:
- Name and mailing address of the person or organization receiving the money
- Receiver's bank information, including routing and account numbers
- Amount to transfer
- How the funds will be used
- To wire funds to a domestic or international bank, you'll need to provide this information:
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