Here’s Your Zions Bank Routing Number

Get the information you need to make transfers here.

Routing numbers are a crucial component of the financial ecosystem. Banks use these numbers to identify other banks during wire transfers, which help them process funds. Using the wrong routing number can mean your funds go to the wrong account. Many people use routing numbers, for example, to get their tax refunds.

This guide will explain what you need to know to use your Zions Bank routing number to transfer funds to or from your account.

Zions Bank Routing Number

Zions Bank only has one routing number you need to remember:

Zions Bank Routing Number
124000054

When you’re setting up a wire transfer between a Zions Bank account and another bank, you’ll use 124000054 to identify Zions as either the source or destination of funds.

More From Your Money
Sponsors of

Related: How To Find and Use Your Zions Bank Login

Back to top

What Is a Routing Number?

A routing number is a nine-digit code that identifies a bank for the purpose of transferring funds between financial institutions. Another way to think about it is that banks use routing numbers to “talk” to each other. The American Association of Bankers came up with this concept in the early 1900s, which is why you also see routing numbers referenced as ABA numbers.

Check Out: Routing Numbers — What They Are and How To Find Them

Back to top

Can Banks Have Multiple Routing Numbers?

Yes, larger banks, such as Wells Fargo, have multiple routing numbers. These different numbers are usually broken down by region. It’s still important to know which routing number to use, as banks will use that number to confirm which bank holds your account. In that sense, having a smaller bank like Zions simplifies the process in that you just need to know the one number.

More From Your Money
Sponsors of

Back to top

How Do You Find a Routing Number on a Check?

Your bank’s routing number can be found in the lower left-hand corner of your check. The number is displayed using magnetic ink character recognition encoding, which helps banks process the check faster. The routing number is usually displayed alongside your personal account number.

Back to top

What Is the Routing Number for International Transfers?

Banks executing an international wire transfer use SWIFT codes, which is short for Society of Worldwide Interbank Financial Telecommunication. Also known as Bank Identifier Codes, these number-letter combinations function the same way as routing numbers but on a worldwide scale.

Below is the Zions Bank SWIFT code:

Zions Bank SWIFT Code 
ZFNBUS55

Learn This: Demystifying SWIFT Codes

Using routing numbers is fairly straightforward. When setting up a transfer, you’ll need both banks’ routing number information to ensure the funds are deposited to the correct account.

More From Your Money
Sponsors of

Back to top

More on Zions Bank

More Routing Numbers

This content is not provided by Zions Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Zions Bank.

    Related Video

    About the Author

    Sean Dennison

    Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.

    Read More