FNBO Routing Number: How To Find Yours Quickly
Written by
Sean Dennison
Edited by
Amber Barkley
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Your FNBO Routing Number: The Key to Smooth Transactions
The First National Bank of Omaha (FNBO) routing number is 104000016. You can use this in place of your previous routing number, which depended on the state in which you bank.
Routing numbers are used to identify banks in different types of transactions, including wire transfers, direct deposits and bill payments. The routing number ensures the payment is routed to or from the correct bank.
Read on to learn more about your FNBO routing number and how to use it.
FNBO Routing Numbers by State
Although the primary FNBO routing number is 104000016, you may have a different one on your checks or already in use for your direct deposits or other recurring transactions. These routing numbers, which depend on the state in which you bank, are also acceptable for use.
Here are the six FNBO routing numbers by state.
| State | Routing Number |
|---|---|
| Colorado | 107000262 |
| Illinois | 071902629 |
| Kansas | 101003317 |
| Nebraska | 104000016 |
| South Dakota | 091409487 |
| Texas | 111924392 |
How To Find Your FNBO Routing Number
There are three easy ways to find your FNBO routing number.
On a Check
You can find your bank’s routing number printed along the bottom of your check, on the left side. It’s located before your account number and the individual check number.
You’ll use this routing number, along with your account number, when ordering new checks.
Through Online Banking
You can also log in to your FNBO account online to find your routing number by following a few steps.
- Log into the FNBO mobile app or website.
- Choose your account.
- Select “Account details.”
By Contacting Customer Service
Another option to find your FNBO routing number is to contact customer service at 800-642-0014.
It’s a good idea to have your account number on hand if you know it, and be prepared to identify yourself with information like your full name and date of birth.
FNBO Routing Numbers for Wire Transfers
While your routing number is enough for domestic money transfers, you’ll also need the SWIFT code for international transfers.
Like routing numbers, SWIFT codes identify a particular financial institution in a transaction, but SWIFT codes identify your bank to institutions outside the U.S.
Here are the numbers you’ll need to make a wire transfer through your FNBO account:
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic Wire Transfer | 104000016 | N/A |
| International Wire Transfer | 104000016 | FNBOUS44 |
FNBO Routing Number vs. Account Number: What’s the Difference?
A routing number is a nine-digit security code that identifies a specific bank. They’re used to confirm the bank involved in a financial transaction, such as when you open a bank account.
An account number, on the other hand, is used to identify your specific account. It is unique and can be much longer than a routing number, up to 17 digits. You can usually find your account number next to the routing number on your check and your online account.
How To Use Your FNBO Routing Number
Bank routing numbers are a necessary piece of information for a variety of transactions, including:
- Setting up direct deposits: You can receive your paycheck faster by setting up direct deposit with your employer.
- Making ACH transfers: Transfer money quickly between bank accounts, like your own checking and savings or sending money to a friend or to pay for a purchase.
- Online bill payments: You can pay bills by entering your bank account information online, either for a one-time or recurring payment.
FAQ
Here are the answers to some common questions about FNBO routing numbers.- Do all FNBO accounts have the same routing number?
- Yes, all FNBO accounts now have the same primary routing number: 104000016. However, you may still see an old routing number on your checks, depending on when and where you opened your account. This old routing number is also acceptable to use.
- How do I find my FNBO routing number without a check?
- You can find your FNBO routing number by logging in to your account on the mobile app or FNBO website. You can also call customer service at 800-642-0014.
- Can I use the same routing number for wire transfers?
- Yes, you use the same routing number at FNBO for wire transfers, bill payments and direct deposit.
- Be aware that for international wire transfers, you will also need the FNBO SWIFT code.
More About FNBO
Cynthia Measom contributed to the reporting for this article.
Information is accurate as of Feb. 12, 2025.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
