BOK Financial Promotions: Best Offers and Bonuses
Written by
Cynthia Bowman
Edited by
Melanie Grafil
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Looking to open a new bank account and earn a little extra cash? Bank of Oklahoma Financial is currently offering promotions that could earn you up to $300 — and the requirements are fairly easy to meet. Here’s everything you need to know about BOK Financial promotions.
Current BOK Financial Promotions: October 2025
BOK Financial is offering two main promotions for new customers. Here’s a side-by-side look at both offers:
| Account | Bonus Value | Expiration Date |
|---|---|---|
| Access Checking | $300 | Dec. 31, 2025 |
| BOK Financial QuickSave | $250 | None |
BOK Financial Access Checking Bonus: Up To $300
This bonus is a limited-time offer. If you’re a college student and you open a new Access checking account, you can receive a $300 bonus.
Here’s more on the offer:
- Cash value: $300
- Minimum deposit: $50
- Expiration date: Dec. 31, 2025
- How to get it: Make the $50 minimum deposit and show at least two forms of identification in the first 60 days. One of these should be a college, university or vocational school student ID. Set up direct deposits totaling at least $200 and make 10 debit card transactions in the first 90 days.
- When you’ll get it: After the first 90 days of having the account open and meeting the requirements, you’ll be credited the bonus within 30 days.
- Terms and conditions: You must be currently enrolled in a college, university or vocational school to qualify. This offer is only available for new accounts.
- Monthly fee: $0
What You Get With BOK Financial Access Checking
- Zelle access for easy money transfers
- QuickSave program for automatic savings with matching
- Ability to block or unblock your debit card
- Overdraft protection
- No monthly fees if enrolled in paperless statements
Sign up for a new checking account and enjoy the BOK Access checking bonus.
BOK Financial QuickSave: Up To $250 Bonus
QuickSave is BOK Financial’s automatic savings program that links to your checking account. Each time you make a purchase with your debit card or use online bill pay, a small amount — $0.25 or $0.50 — is transferred to your savings account.
BOK Financial matches a portion of these transfers, helping you build your savings faster.
- Cash value: Up to $250 annually
- Minimum deposit: N/A
- Expiration date: None
- How to get it: Open a checking account, savings account and request a Visa debit card. Enroll in QuickSave and choose a transfer amount — $0.25 or $0.50 per transaction.
- When you’ll get it: The bank will match 100% of your savings for the first three months, and then 5% thereafter. You’ll receive the bonus match six to eight weeks after your one-year QuickSave anniversary.
- Terms and conditions: You must have a BOK Financial checking account linked to a savings or money market account for the transfers. A Visa debit card is also required.
- Monthly fee: Up to $25, depending on the type of checking account — can be waived by meeting certain requirements
Claim your bonus with the BOK Financial QuickSave offer.
How To Qualify for a BOK Financial Bonus
To qualify for a BOK Financial promotion, you’ll need to open an account. You can open one in person or online if you live in one of the eight states BOK Financial serves.
To apply online, you’ll need:
- Name and home address
- Social Security number
- Date of birth
- Valid student ID — for student promotion
- A way to fund the account, such as a debit card, credit card or your bank’s account and routing numbers
Meeting Deposit and Activity Requirements
To qualify for BOK Financial promotions, you’ll usually need to complete the following after opening an account:
- Make a minimum deposit
- Set up direct deposit — this can include paychecks, Social Security or other government benefits
- Complete a set number of transactions within a given timeframe
Common Reasons Bonuses May Be Denied
To put it simply, if you don’t meet all of the bonus requirements, it leaves you ineligible to receive the bonus. But could there be other reasons for bonuses to get denied? Here are some of those:
- Missing the deadline
- Being a current customer or having recently opened a BOK Financial account
- Closing the account early
Final Take
The best BOK Financial promotion right now is the Access Checking account promotion, which can put an extra $300 in your account if you’re a college student. You don’t need to deposit or spend a lot of money to earn any of the bonuses.
Check back periodically for updates and new promotions as they are available. If none of the above promotions seem like a good fit for you, there are also a number of other banks offering promotions.
BOK Financial Promotions and Offers: FAQ
Have questions about BOK Financial's current promotions? Here are the answers to some of the most commonly asked ones.- Do I need a promotional code to take advantage of BOK Financial's offers?
- No. There is no promo code for any of the current offers and promotions from BOK Financial. If there is one, BOK Financial will provide the code to you either through their online or in an offer mailed to you. If there is no code attached to the promotion, you can feel free to apply without it.
- How can I find current promotional offers from BOK Financial?
- Check the BOK Financial website or speak with your local bank teller at a nearby branch to get more info on the latest promotions and to open one.
- How long does it take to receive a new account bonus?
- After meeting the requirements for the Access checking bonus — including 90 days of having the account open — you'll receive the bonus within 30 days. This is a total of 120 days after opening the account.
- For the savings bonus, if you meet the requirements, you'll receive it six to eight weeks after your one-year anniversary of opening the account.
- These long waiting periods mean that with either account, you may want to open them for reasons other than just receiving a bonus.
- What happens if I close my account early?
- If you close your account before meeting the requirements or waiting the full period for the bonus, you won't receive the bonus amount.
- Are there any taxes on bank bonuses?
- Yes, bank bonuses are taxed similarly to bank interest. If you receive more than $10 in a year in interest or bonus funds from a bank, it will provide you with a 1099 INT for your taxes.
More About BOK Financial
Data is accurate as of Oct. 10, 2025, and is subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
This article has been updated with additional reporting since its original publication.
