Fifth Third Bank Promotions: Best Offers for 2025
Written by
Cynthia Bowman
Edited by
Elizabeth Constantineau
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When people think of bank accounts, they often think about the fees and surcharges associated with them. Rarely do people think of their bank accounts as a way to earn money, apart from interest payments in a high-yield savings account. Find out how Fifth Third Bank’s current promotions can put extra money in your pocket.
Current Fifth Third Bank Promotions: September 2025
You can earn hundreds just by opening an account at Fifth Third Bank. Here are the promotions currently on offer:
| Account | Bonus Value | Expiration Date |
|---|---|---|
| Momentum Checking | $300 | Sept. 30, 2025 |
| Preferred Checking | $300 | Sept. 30, 2025 |
Fifth Third Checking Account Bonus
Fifth Third is currently offering a checking account promotion for personal checking accounts:
Fifth Third Checking Account: $300 Bonus
This Fifth Third Bank promotion is available to customers who open a new Fifth Third Momentum or Preferred checking account and meet the promotional criteria.
- Bonus value: $300
- Expiration date: Sept. 30, 2025
- Minimum deposit to qualify:Â None
- How to claim: Open an eligible checking account online using an offer code — or request a Fifth Third Bank coupon code from the bank’s website to use at a branch. Then, set up direct deposits totaling $500 or more within 90 days of opening the account.
- When you’ll get it: Within 10 business days of qualifying
- Terms and conditions: The offer is only available to new Fifth Third checking customers. You must present your unique offer code when opening an account to receive the bonus.
- Monthly fee: $0 to $25, depending on the account chosen. Fees can be waived by meeting certain balance or deposit requirements.
Get the full breakdown of the Fifth Third checking account offer.
How To Qualify for Fifth Third Bank Bonuses
To earn a Fifth Third Bank bonus, you’ll need to open an eligible checking account. This can be done online or at a local branch. Before applying, carefully review the terms and conditions to ensure the account aligns with your financial needs.
Regardless of which method you choose, you’ll need to provide the following information for each account holder:
- Driver’s license, passport or other government-issued photo ID
- Social Security number
- Method for funding your account
Although Fifth Third Bank doesn’t require a minimum deposit to open an account, you’ll need to fulfill direct deposit requirements to receive the bonus. That means having at least $500 in direct deposits in the first 90 days.
Common Reasons You Might Miss Out on Fifth Third’s Bonus
You won’t qualify for the bonus if you don’t receive at least $500 in direct deposits within 90 days. Also, current Fifth Third checking customers aren’t eligible — this offer is reserved for new account holders only.
How Fifth Third Bank’s Promotions Compare to Competitors
Fifth Third Bank promotions are among the more generous offers available, but how do they compare to bonuses from other banks? Here’s how they stack up.
| Bank and Account | Bonus Amount | Requirements | Expiration Date |
|---|---|---|---|
| Fifth Third Bank Momentum Checking | $300 | Open with a coupon code and receive direct deposits of $500 or more within 90 days. | Sept. 30, 2025 |
| Chase Bank Chase Total Checking | $300 | Open an account and receive direct deposits totaling $500 or more within 90 days. | Oct. 15, 2025 |
| Wells Fargo Everyday Checking | $325 | Open with a bonus code and set up direct deposits of $1,000 or more within 90 days. | Oct. 15, 2025 |
| Huntington Bank Perks Checking | $400 | Open an account and deposit at least $500 in new money within 90 days. | Sept. 15, 2025 |
Choosing a new bank? Don’t just chase the bonus — look at fees, interest rates and account features to make sure it’s a long-term fit.
SELECTED BANK
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
$0 to $25 monthly — can be waived
$0 or $12, with options to waive
$5 to $35 waivable monthly fee
APY
APY
APY
Up to
N/A
Up to
Min Opening
Min Opening
Min Opening
$0
$0
$25
SELECTED BANK
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
$5 monthly
$5 monthly, waivable
Up to $12 monthly service fee – can be waived
APY
APY
APY
Up to for Platinum Savings accounts
Min Opening
Min Opening
Min Opening
$0
$0
$25
SELECTED BANK
MOST COMPARABLE
MOST COMPARABLE
Fees
Fees
Fees
Early withdrawal penalties may apply
No monthly service fee
Early withdrawal penalty may apply
APY
APY
APY
Up to
Up to
Up to
Min Opening
Min Opening
Min Opening
$500 to $5,000
$1,000
$2,500 to $5,000
Tips To Make the Most of Your Fifth Third Bank Bonus
Keeping an eye on fees and requirements can help you maximize your bonus. Here’s how:
- Avoid fees that reduce your bonus: Watch out for ATM, overdraft or monthly maintenance fees. Momentum Checking has no monthly fees, but Preferred Checking charges $25 unless you maintain at least $100,000 across your Fifth Third accounts.
- Stay eligible for the bonus: Make sure you meet the direct deposit requirement within 90 days and don’t close your account too early — both could cost you the bonus.
Is a Fifth Third Bank Bonus Worth It?
While the extra cash can be tempting, Fifth Third Bank promotions and cash bonuses shouldn’t be the only reason you choose to bank there. It’s important to review the bank’s products and services to see if they’re a match for your financial situation. Then, and only then, should you consider applying.
Fifth Third Bank Promotions: FAQ
Have questions about how Fifth Third Bank bonuses work? These are some of the most common questions people ask before opening a new account — and the answers can help you make the most of your offer.- How long does it take to receive the Fifth Third bonus?
- Fifth Third Bank deposits bonuses within 10 days after meeting all of the bonus requirements.
- What happens if I close my account early?
- If you close the account before qualifying for the bonus or receiving the bonus, you won't get it.
- Are there any taxes on bank bonuses?
- Bank bonuses are taxed like interest income. If you make more than $10 in a year from bank interest or bonuses, your bank will provide you with a 1099-INT form for your taxes.
More About Fifth Third Bank
- Fifth Third Bank Review
- How To Avoid Fifth Third Bank Fees
- Fifth Third Money Market Rates
- Fifth Third Routing Number
- Fifth Third Bank Hours and Holiday Schedule
Melanie Grafil, Elizabeth Constantineau, Julia Gordon and Chris Ozarowski contributed to the reporting for this article.
Data is accurate as of Sept. 9, 2025, and is subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
