It’s useful to know your checking account routing number because you’ll need it to sign up for direct deposit, make payroll payments or send wire transfers. If you’re a Chase customer or are transferring money to a Chase account, refer to this comprehensive list of every routing number Chase uses:
|Chase Bank Routing Numbers|
|New York — Downstate||021000021|
|New York — Upstate||022300173|
What Is a Routing Number?
A routing number, also known as an American Bankers Association, or ABA, number, comprises nine digits that tell financial institutions where transactions need to be processed. For example, when you deposit a check in an ATM, the routing number enables the bank to identify the financial institution on which the check was drawn.
Your Chase Bank check routing number depends on where you opened your account. Chase Bank has 24 different checking routing numbers across the United States to help keep its customers’ accounts organized.
What Do the Numbers Mean?
The first four numbers of the routing number are Federal Reserve Bank identifiers. The next four numbers in the sequence identify your bank — like your checking account number, those identifying numbers are assigned. The last digit is the check digit, which is calculated from an algorithm and validates the eight-digit bank routing number’s authenticity.
How To Find Your Routing Number on a Check
You can find your Chase Bank routing number by looking at the computerized number beginning at the bottom left of your personal or business checks. Reference the following graphic for an example of where to find your routing number on a check:
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Different Routing Numbers for International Wire Transfers
Chase Bank has different routing numbers for different types of accounts. For instance, if you’re making or receiving a domestic wire transfer, there’s a specific number code for that.
To complete an international wire transfer, you need the bank identification code — also known as the Society for Worldwide Interbank Financial Telecommunication, or SWIFT, code — that your recipient’s bank uses to receive wire transfers. A BIC or SWIFT code is an international bank code that identifies banks worldwide. You’ll need to give this code to anyone who wants to send money to you from overseas. You can contact your recipient’s bank directly for the code or look it up online.
In addition to using the SWIFT code, you must supply specific information to your bank whenever someone is wiring money to you from another country. You need to provide your account number, shown in the following example, and your name as it appears on the account.
When you’re transferring money to someone internationally, the recipient will also need to know their bank routing number to receive the money.
Here are Chase Bank’s wire transfer numbers:
|Chase Bank Wiring Numbers|
|Domestic Wire Transfer||021000021|
|International Wire Transfer||021000021|
Keep Reading: How To Find Chase ATMs Near You
More on Routing Numbers
- Routing Numbers: What They Are and How To Find Them
- How To Find Your Bank Routing Number in Seconds
- The Secret Code in Your Routing Number You Never Noticed
Erika Giovanetti contributed to the reporting of this article.
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