What is the Citi SWIFT code for incoming wires?

The primary SWIFT code for Citi in the United States is CITIUS33XXX.

Do I need a SWIFT code for domestic transfers?

You do not need a SWIFT code for a domestic transfer . You typically need to know your bank's routing number for domestic transactions.

How long do international transfers take with a SWIFT code?

Depending on various factors, the international transfer may take one to five business days.

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What Is the Citi® SWIFT Code? Your Guide

September 25, 2025

4 min Read

Written by Rudri Patel

Edited by Melanie Grafil

Singapore - April 11, 2012: Citibank offices in Singapore with people sitting in front and one business man passing by.

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The official Citi SWIFT code is CITIUS33XXX. Keep in mind that Citi uses several different SWIFT codes depending on the country, branch, and type of transaction. It’s best to check with your local branch to find out the correct SWIFT code for your particular transaction.

What Do SWIFT Codes Do?

Swift codes are a set of digits necessary for international bank transactions. If you’re making a global transaction, having your Citi^® SWIFT code may come in handy.

The SWIFT code can be used for several transactions. You can use it to send money internationally, receive money from locations outside of the United States, for large international transfers, or business and corporate transactions.

Citi SWIFT codes can vary branch-to-branch. Before sending money internationally, make certain you verify your SWIFT Code. Here are examples of a few Citi SWIFT codes:

Bank Location	SWIFT Code	Bank Address
Citi Headquarters	CITIUS33XXX	388 Greenwich Street, New York, NY, 10013
Citi Delaware	CITIUS33DEL	No branch address
Citi San Francisco	CITIUS33DBO	No branch address
Citi Maryland	CITIUS33ARR	No branch address

How Does a Citi SWIFT Code Work?

SWIFT codes are used for international wire transfers. They are essentially international routing numbers that identify banks and other financial institutions. Here’s how they work:

Identification: The SWIFT code specifies the recipient bank and its location.
Verification: Banks use SWIFT codes to confirm the legitimacy of the transaction.
Transaction routing: The SWIFT system processes and transmits transaction instructions securely.

For example, if you’re sending money to a Citi account in the U.S., you would provide the SWIFT code CITIUS33, along with the recipient’s account details. This ensures the funds reach the right place without errors.

How To Use the Citi SWIFT Code for International Transfers

It’s quite easy to send money internationally. Here is a step-by-step guide:

1. Gather Your Information

You’ll likely need the following:

Recipient’s name and address
Recipient’s bank name and address
Recipient’s account number
Recipient bank’s SWIFT Code
IBAN Number — this is sometimes required when sending money to Europe
Currency and transfer
Purpose of transfer

2. Log on to Citi or Visit a Branch in Person

If conducting your international transfer online, click on the account you want to use. Under the subhead “International Transfer” and “Send Money Internationally.”

3. Enter the Transfer Details

You’ll need to input all recipient details correctly, including the SWIFT code. Make sure you verify the account number and select the currency of the recipient’s account. Double-check the bank account number to avoid errors. You can verify the transfer and also track it online.

How To Find the Right SWIFT Code for Your Citi Account

Knowing your Citi SWIFT code is information you need to conduct international transactions. To find the right SWIFT code, you can check your bank statement or log in to your bank account on the app or website. Look for the section that says wire transfers. Some banks list the SWIFT code along with your account number.

You can always call Citi customer service at 1-888-248-4226 to find out your specific SWIFT code number. Sometimes SWIFT codes can be different depending on the branch.

Citi SWIFT Code FAQ

Here are the answers to some of the most frequently asked questions about Citi SWIFT codes.

What is the Citi SWIFT code for incoming wires?
- The primary SWIFT code for Citi in the United States is CITIUS33XXX.
Do I need a SWIFT code for domestic transfers?
- You do not need a SWIFT code for a domestic transfer. You typically need to know your bank's routing number for domestic transactions.
How long do international transfers take with a SWIFT code?
- Depending on various factors, the international transfer may take one to five business days.

More About Citi

Sean Dennison contributed to the reporting for this article.

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