Here’s Your Emprise Bank Routing Number

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As an Emprise Bank customer, knowing your routing number helps you complete a wide variety of financial transactions. You can authorize bill pay, order checks, set up direct deposits and even receive your tax refund through your routing number. You can also receive and send wire and ACH transfers with your routing number. Routing numbers allow banks to communicate with other banks and to process your transactions in an efficient and correct manner. Read on to find out Emprise Bank’s routing number and how to use it.

Emprise Bank Routing Number 

The routing number for Emprise Bank is 101100579. This single number enables you to conduct wire and ACH transfers 

What Is a Routing Number? 

The routing number is a unique nine-digit code that is assigned to financial institutions within the United States. This specific routing number enables credit unions and banks to process digital transactions, which may include check processing, direct deposits, bill pay, wire and ACH transfers. 

A routing number is integral in directing money to the correct account at a respective financial institution. 

What Is the Difference Between An Account Number and Your Routing Number?

Your account number is a unique identifier assigned to your checking and savings account. The bank can use that number to identify your specific account for all transactions including deposits, withdrawals and payments. Usually it is found at the bottom of your check after your routing number. 

The routing number is a series of numbers, usually nine digits, that identifies your specific banking institution. 

How Can You Find Your Emprise Bank Routing Number?

You can easily find your Emprise Bank routing number through the following: 

Checks

There will be a series of nine numbers to the bottom left of your check. These digits represent your routing number. The second set of numbers is your personal account number. 

Federal Reserve Website 

The Federal Reserve’s official website, fbservices.org, is a place where you can look up your Emprise Bank routing number. 

Online Banking

Once you log onto your Emprise Bank checking account, you should be able to access your routing number through your account information.

Mobile App

Sign into your Emprise Bank account app, and under account information you can locate your routing number. 

Customer Service

Call the Emprise Bank’s customer service at 1-855-383-4301 to access not only your routing number, but also additional account information. You will likely have to verify your identity by telling them your Social Security number or other identifying information. 

Where Can You Use Your Emprise Bank Routing Number? 

You can use your Emprise Bank routing number in several day-to-day transactions. Most commonly you will let your employer know your routing number so that they can direct payroll to deposit your pay into your checking account. In addition, it will come in handy to set up bill pay or automatic transfers so service providers and other entities will receive their payment timely. If you order checks, you’ll be required to provide your Emprise Bank routing number so that they can print the correct numbers on your checks.

If you decide to conduct a wire transfer because you have to send large amounts of money to an individual or entity, you will need your routing number. The bank will typically charge a fee for a wire transfer (which will depend on the bank and transaction amount). A wire transfer is a speedier way to send cash. 

Finally, the Internal Revenue Service will require a routing number to process your tax refund.  

The Differences Between ACH and Wire Transfers

Emprise Bank uses the same routing number for ACH and wire transfers. However, there are subtle differences between the two types of transfers. 

An ACH transfer is like writing a check, but the money is transferred electronically. These transfers typically take more time, but there is not a cost associated with it. Typically direct deposits and bill pays are handled through an ACH transfer. 

A wire transfer is a faster way to transfer large amounts of money to a financial institution. Sometimes the transfer will happen instantly or within a day. There is a charge for this service. For Emprise Bank, the fee ranges from $20 to $40.

Can You Use Your Emprise Bank Routing Number for International Transfers? 

You can’t use your Emprise Bank routing number for international transfers. You need a SWIFT code or additional codes to process the transaction. The SWIFT code is typically a 8 to 11 character code that has the following identifying information — bank, country, location, and branch codes. The SWIFT code for Emprise Bank is EMPRUS44XXX.

Common Mistakes To Watch Out for When Dealing with Routing Numbers

Routing numbers are easy to find, but some common mistakes will cause financial delays. Avoid these errors when dealing with routing numbers: 

1. Enter your routing number correctly and don’t mix up any of the digits. If one digit is incorrect, it can delay your transaction for days or weeks. 
2. Don’t confuse the routing number with your account number. Your routing number is the first nine digits on the bottom left of your check, and your personal checking account number follows these digits. 
3. Check all the requirements for international transfers to ensure there isn’t a delay. You typically need additional codes to process an international transfer of money. 

Final Take 

You’ll need your Emprise Bank routing number for common transactions like ordering checks, setting up direct deposits and bill payments, or sending and receiving transfers. This number can be found on your checks, online or through the customer service department. The same routing number is used for both wire and ACH transfers. For international transfers, additional codes such as a SWIFT code may be required, so it’s important to contact Emprise Bank for that information.

Always ensure you verify the routing number before making a transaction. Be careful not to confuse it with your account number. Double-check both numbers to avoid entering any incorrect digits. If you’re making an international transaction and need additional codes, reach out to Emprise Bank for assistance before proceeding.

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