Here’s Your PNC Routing Number

Keep your routing number at hand for electronic transactions.

Sending and receiving money electronically with your PNC Bank account is not only convenient but also necessary for direct payroll deposits and certain other transactions. All electronic bank transactions in the U.S. require a routing number, and there are several ways to find your PNC routing number. Keep reading to learn more.

PNC Routing Numbers by State

Like many banks, PNC has different routing numbers for different states and even different numbers for regions within a state. Here’s a rundown of PNC’s routing numbers by state:

PNC Bank Routing Numbers 
StatePNC Routing number
AlabamaContact your local branch
District of Columbia054000030
Florida 043002900, 267084199
GeorgiaContact your local branch
Indiana 083009060, 083000108, 071921891
MarylandContact your local branch
New Jersey031207607
New York Contact your local branch
North CarolinaContact your local branch
Ohio042000398, 041000124
Ohio – Youngstown043000096
Pennsylvania – Central North043000096
Pennsylvania – Central South031312738
Pennsylvania – Northeast031300012
Pennsylvania – Northwest043300738
Pennsylvania – Philadelphia031000053
Pennsylvania – Pittsburgh043000096
South CarolinaContact your local branch
VirginiaContact your local branch
West VirginiaContact your local branch

Not all routing numbers are available on PNC Bank’s website, so if you don’t have immediate access to your routing number, you’ll have to either contact your local branch or call PNC customer service at 800-762-9473 to confirm the number.

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For other options on how to find your routing number, PNC Bank’s website includes a “Wire Transfer Payment Instructions” page that lets account holders search for their routing numbers. You can also find your routing number at the bottom left corner of your checks or in the top right-hand corner of your online statement. Routing numbers are always nine digits long.

Check Out: How To Open a PNC Bank Account

What Is a Routing Number?

The American Bankers Association developed routing numbers more than a century ago to identify individual federal- and state-chartered financial institutions. That’s why routing numbers are also called ABA numbers (as well as RT numbers, short for Routing Transit). Nowadays, routing numbers are used in all electronic banking transactions, including wire transfers, automatic deposits and online payments. A routing number is assigned to a financial institution when it maintains an account with the Federal Reserve Bank.

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See: How To Write a Check

Can Banks Have Multiple Routing Numbers?

As PNC demonstrates, banks can have many routing numbers — especially large national banks that operate in multiple states. ABA policy states that eligible banks are entitled to five routing numbers — one associated with its principal office and four additional numbers. Banks can also request more routing numbers, but these requests must be approved by the Routing Number Administrative Board. Requests for additional routing numbers are often necessitated by mergers and acquisitions.

Banks operating in many states, such as PNC Bank, might not only have different routing numbers in each state but also more than one routing number within a single state. It’s a good idea to periodically check the routing number at your local branch, especially if you are notified of a merger involving your bank.

Up Next: How To Wire Money

Different Routing Numbers for International Wire Transfers

To send or receive money involving a bank in another country, you’ll need to use a SWIFT code instead of a routing number.  SWIFT stands for Society for Worldwide Interbank Financial Telecommunications. PNC Bank is a member of SWIFT, along with nearly 10,000 other financial institutions. Each member bank has a unique SWIFT code used in international wire transfers. PNC bank’s SWIFT code is PNCCUS33.

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About the Author

Joe Stone is a freelance writer residing in the Washington D.C. area who has written professionally since 2005. His articles have been published in several online publications, covering many topics including small business, real estate, retirement, background investigations and legal process. He enjoys writing for a variety of reasons, one of which is to provide clarity to complex issues.