Sending and receiving money electronically using your PNC account is convenient and might even be necessary for some transactions, such as direct payroll deposits. All electronic banking requires a routing number, and your PNC account routing number can be found in several ways. Here’s a list of PNC routing numbers by state:
Routing numbers for every location are not readily available on PNC Bank’s website, and there might be multiple routing numbers depending on what region your bank is located in. Contact your local branch or call the PNC Bank customer service number at 800-762-9473 to confirm your routing number if you are unsure.
For additional ways on how to find your routing number, PNC Bank’s website includes a “Wire Transfer Payment Instructions” page that allows account holders to search for their routing number. You can also find your routing number at the bottom of one of your paper checks or in the top right-hand corner of your online statement.
What Is a Routing Number?
The American Bankers Association developed routing numbers over one hundred years ago to identify each bank or other financial institution. Sometimes referred to as an ABA routing number or RT number — short for Routing Transit number, the routing number is a nine-digit number initially applied to processing checks. That is why banks print their routing number on checks at the bottom left side. Nowadays the routing number applies to all electronic banking transactions including wire transfers, automatic deposits and online banking. A routing number is assigned to a financial institution when it maintains an account with the Federal Reserve Bank.
See: How to Write a Check
Banks Can Have Multiple Routing Numbers
ABA policy states that eligible banks are entitled to five routing numbers: one routing number is associated with its principal office and four additional numbers. A bank might request more routing numbers, but the request requires the approval of the Routing Number Administrative Board. A request for additional routing numbers is often necessitated by a bank’s merger, consolidation or acquisition. Banks operating in many states, such as PNC Bank, will have different routing numbers in each state and might have more than one routing number within a state. It is good practice to periodically check the routing number for the branch where your accounts are located, especially if you are notified of a merger involving your bank.
Different Routing Numbers for International Wire Transfers
To send or receive money involving a bank in another country, you will need a different routing number for your PNC account. PNC Bank, along with nearly 10,000 other financial institutions, is a member of the Society for Worldwide Interbank Financial Telecommunications, also known as SWIFT. Each member bank has a unique SWIFT code which is used for international wire transfers. PNC bank’s SWIFT code is PNCCUS33.
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