Here’s Your First Citizens Bank Routing Number

First Citizens Bank routing number

First Citizens Bank has been a part of the U.S. banking system for the last 120 years. The Raleigh, North Carolina-based bank now operates more than 500 branches across dozens of states and uses different routing numbers, depending on where an account was opened.

What Is First Citizen’s Routing Number?

First Citizens’s routing number for all wire transfers is 053100300.

However, the bank has different routing numbers depending on where you opened your account and what action you’re trying to complete. The following routing numbers correspond to electronic payments such as direct deposits and ACH payments.

 

First Citizens Bank Routing Number
State Routing Number
Arizona 122187335
California 122037760
Colorado 102089644
Florida 067092022
Georgia 061191848
Illinois 275071288
Kansas 101089823
Maryland 055003463
Michigan 275071288
Minnesota 275071288
Missouri 101089810
New Jersey 053100300
New Mexico 107089652
North Carolina 053100300
Oklahoma 103089834
Oregon 123084958
South Carolina 053906041
Tennessee 064008970
Texas 114993906
Virginia 051401836
Washington 125107671
West Virginia 051503174
Wisconsin 275071288

It’s important to know which routing number to use to ensure the funds you’re sending or receiving go to the correct account.

What Is a Routing Number?

Banks use routing numbers to identify each other during monetary transfers, or what the American Bankers Association called “negotiable instruments.” These numbers are comprised of nine digits and contain unique chunks of information. For example, a routing number identifies different regional branches and the individual bank they’re a part of, which is why you see different branches using the same routing number. However, two different banks cannot share the same routing number.

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Keep Reading: Routing Numbers: What They Are and How To Find Them

Banks Can Have Multiple Routing Numbers

Yes, as First Citizen shows, banks can have multiple routing numbers. Whether a bank uses different routing numbers for different states usually depends on both its size and whether it has a history of mergers and acquisitions. It also depends on which transaction the number is used for. For example, First Citizens uses a different routing number for wire transfers than it does for direct deposits. Other banks that use multiple routing numbers include Wells Fargo and Citibank.

How Do You Find a Routing Number on a Check?

The routing number on a check can be found on the bottom-left corner of the document, next to your account number.

Also Learn: How To Find Your Bank Routing Number in Seconds

Different Routing Numbers for International Wire Transfers

SWIFT codes are the security codes banks use for international transfers. Although First Citizens uses different routing numbers for different states, all of its branches and accounts use the same SWIFT code: FCBTUS33

Up Next: Demystifying SWIFT Codes: What They Are and How To Find Them

More on First Citizens

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    This content is not provided by First Citizens Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by First Citizens Bank.

    Information accurate as of Oct. 01, 2021.

    About the Author

    Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.

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