Banking / Banks

Here’s Your First Citizens Bank Routing Number

First Citizen's Routing Number
What Is a Routing Number
Multiple Routing Numbers
On a Check
International Wire Transfers

First Citizens Bank has been a part of the U.S. banking system for the last 120 years. The Raleigh, North Carolina-based bank now operates more than 500 branches across dozens of states and uses different routing numbers, depending on where an account was opened.

What Is First Citizen’s Routing Number?

First Citizens’s routing number for all wire transfers is 053100300.

However, the bank has different routing numbers depending on where you opened your account and what action you’re trying to complete. The following routing numbers correspond to electronic payments such as direct deposits and ACH payments.

First Citizens Bank Routing Number
State	Routing Number
Arizona	122187335
California	122037760
Colorado	102089644
Florida	067092022
Georgia	061191848
Illinois	275071288
Kansas	101089823
Maryland	055003463
Michigan	275071288
Minnesota	275071288
Missouri	101089810
New Jersey	053100300
New Mexico	107089652
North Carolina	053100300
Oklahoma	103089834
Oregon	123084958
South Carolina	053906041
Tennessee	064008970
Texas	114993906
Virginia	051401836
Washington	125107671
West Virginia	051503174
Wisconsin	275071288

It’s important to know which routing number to use to ensure the funds you’re sending or receiving go to the correct account.

What Is a Routing Number?

Banks use routing numbers to identify each other during monetary transfers, or what the American Bankers Association called “negotiable instruments.” These numbers are comprised of nine digits and contain unique chunks of information. For example, a routing number identifies different regional branches and the individual bank they’re a part of, which is why you see different branches using the same routing number. However, two different banks cannot share the same routing number.

A Better Way to Bank

Keep Reading: Routing Numbers: What They Are and How To Find Them

Banks Can Have Multiple Routing Numbers

Yes, as First Citizen shows, banks can have multiple routing numbers. Whether a bank uses different routing numbers for different states usually depends on both its size and whether it has a history of mergers and acquisitions. It also depends on which transaction the number is used for. For example, First Citizens uses a different routing number for wire transfers than it does for direct deposits. Other banks that use multiple routing numbers include Wells Fargo and Citibank.

How Do You Find a Routing Number on a Check?

The routing number on a check can be found on the bottom-left corner of the document, next to your account number.

Also Learn: How To Find Your Bank Routing Number in Seconds

Different Routing Numbers for International Wire Transfers

SWIFT codes are the security codes banks use for international transfers. Although First Citizens uses different routing numbers for different states, all of its branches and accounts use the same SWIFT code: FCBTUS33

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Up Next: Demystifying SWIFT Codes: What They Are and How To Find Them

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This content is not provided by First Citizens Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by First Citizens Bank.

Information accurate as of Feb. 10, 2022.

About the Author

Sean joined the GOBankingRates team in 2018, bringing with him several years of experience with both military and collegiate writing and editing experience. Sean’s first foray into writing happened when he enlisted in the Marines, with the occupational specialty of combat correspondent. He covered military affairs both in garrison and internationally when he deployed to Afghanistan. After finishing his enlistment, he completed his BA in English at UC Berkeley, eventually moving to Southern California.