How do I find my account number in Franklin Mint?

Your account number is at the bottom of your paper checks. It's the middle number at the bottom--the routing number is to the left, and the check number is to the right. You can also find it when you log in to your bank account online or in the app. It's typically at the top when you navigate to the banking section.

Who owns Franklin Mint Credit Union?

Franklin Mint Credit Union is member-owned, which means that it's a not-for-profit organization with a voluntary board of directors. Because it's member-owned, the credit union is able to prioritize members instead of profit.

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Franklin Mint Federal Credit Union Routing Number

November 11, 2024

6 min Read

Written by Taylor Milam-Samuel

Edited by Melanie Grafil

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Franklin Mint Federal Credit Union serves members in the Philadelphia area, but you don’t need to live in the city to join. Membership is open to people who work, worship, or live in specific areas of Pennsylvania and Delaware. Once you join, you can access full-service personal and business banking, online and in-person.

You’ll need your Franklin Mint Federal Credit Union routing number as you complete different transactions. Here’s how to find it.

What Is the Franklin Mint Federal Credit Union Routing Number?

The Franklin Mint Federal Credit Union routing number is 231382306. The routing number identifies the bank when you complete financial transactions.

The 9-digit code is a standard part of banking. As a credit union member, you’ll use the code to set up direct deposit for work and schedule wire transfers. Because the code identifies the bank, every customer uses the same code for every type of transaction.

Where Is the Routing Number on My Check?

The Federal Mint Federal Credit Union routing number is on the bottom of your paper checks. You can find the code in the bottom left corner. Other numbers are also printed on the bottom of the check, so it’s important to confirm that you’re using the code to the far left.

The number in the middle at the bottom of the check is your account number. The account number is specific to you and identifies your bank account. Bank account numbers usually have eight to 12 digits. You get a bank account number when you open a new account.

Your check number is on the bottom of the check to the far right. The check number identifies the check you’re using, and each check has a different number.

Where You Can Find the Routing Number

The bottom of your check isn’t the only place you can find your routing number. You can also see the 9-digit code in the following areas.

Bank statement: Your routing number is usually at the top of your account statement. You can download a recent statement or request a copy at a branch location.
Online or mobile account: Once you log in to the FMFCU website or mobile app, you can find your routing number when you view your bank account. It’s usually near the top of the page.
Credit union website: You can visit the Franklin Mint Federal Credit Union website to view the routing number, which is at the bottom of every page on the website.
Customer service: If you can’t find the number, call customer service to ask for help. You can reach a credit union representative at 800-220-3193.

Do Some Banks Have More Than One Routing Number?

Some banks have more than one routing number. Banks often have more than one routing number when the company has multiple locations across the country or world. For example, banks like U.S. Bank, Wells Fargo and Citi have numerous routing numbers, usually for different regions.

The good news is that Franklin Mint Federal Credit Union only has one routing number. Once you know the number, you can use it for every financial transaction. As a Franklin Mint customer, where you live doesn’t impact which routing number you use.

How To Use Your Routing Number

You must use your routing number to complete different transactions. Here’s the general rule–you need to input your routing number when you’re transferring money to or from your account. The following scenarios are the most common times you’ll use your routing number.

Direct deposit: You must have your routing number to set up direct deposit through your empower. Direct deposit allows you to receive payment electronically.
Online tax payment: You can usually pay your tax bill online and schedule payments directly from your checking account or savings account. When you schedule the payment, you must have your routing number.
Wire transfer: Wire transfers allow you to send or receive money from one account to another. You need the routing number to identify the bank where you want to send money.
Bill pay: You can schedule bill payments online or over the phone. When you set it up, you need to provide your routing number.
Order checks: You must have your routing number when you order new checks, especially from a new company.

ACH vs Wire Transfers

Automated Clearing House transfers allow you to send money from one bank account to another. Wire transfers and ACH transfers are similar, but there are significant differences.

ACH transfers are usually free, whereas wire transfers require a fee. For example, Franklin Mint Federal Credit Union charges $15 for incoming wire transfers and $25 for outgoing wire transfers.

Companies often use ACH transfers for payroll and other direct deposits. As a consumer, you might be able to use ACH transfers for automatic bill pay when you schedule it on the company’s site. But you often have to use wire transfers to send money to other individuals.

Routing Number vs International SWIFT Code

SWIFT codes identify banks during international money transactions. The code is similar to a routing number and serves the same purpose but in a different context. You need your bank’s SWIFT code when you’re completing international transactions. The routing number, on the other hand, is for domestic transactions.

Franklin Mint Federal Credit Union doesn’t have a SWIFT code. If you need to complete an international transaction, contact your bank for help. You can call 800-220-3193.

Final Take

You must know your bank’s routing number to complete daily financial transactions. For example, you need the 9-digit code to set up automatic bill pay, enroll in direct deposit, and pay taxes online. You can find the Franklin Mint Federal Credit Union routing number at the bottom of your paper check or at the top of your bank statement.

FAQ

You can learn about the Franklin Mint Federal Credit Union routing number through the answers to these common questions. Here's what you need to know.

How do I find my account number in Franklin Mint?
- Your account number is at the bottom of your paper checks. It's the middle number at the bottom--the routing number is to the left, and the check number is to the right. You can also find it when you log in to your bank account online or in the app. It's typically at the top when you navigate to the banking section.
Who owns Franklin Mint Credit Union?
- Franklin Mint Credit Union is member-owned, which means that it's a not-for-profit organization with a voluntary board of directors. Because it's member-owned, the credit union is able to prioritize members instead of profit.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.