Here’s Your Synchrony Routing Number

Synchrony bank routing number

You might not think about routing numbers much, but they’re crucial components of the banking world. Banks and their customers are constantly using routing numbers, which are essentially bank identifiers for various electronic funds transfers, such as direct deposits of paychecks. Thus, it’s not a bad idea to know your bank’s routing number.

Synchrony Bank Routing Number

Synchrony’s routing number is: 021213591.

One good thing about a bank having only one routing number is that you never have to worry about providing a routing number meant for a different state.

What Is a Routing Number?

A routing number is a nine-digit security feature that identifies the bank it’s assigned to. Whenever you use a routing number, you are confirming that your bank — and your account — is involved in a financial transaction, such as receiving a wire transfer or paying an online bill.

The American Bankers Association invented routing numbers in 1910 so banks could identify a check’s processing endpoint. As banking has evolved, however, so have routing numbers. Today, banks use routing numbers for a variety of purposes.

Can Banks Have Multiple Routing Numbers?

Yes, banks can have different routing numbers, often to cover different states. Bank of America and Wells Fargo both have multiple routing numbers that correspond to the state each customer opened their account in. Some banks, on the other hand, might have just one or two additional routing numbers.

How Do You Find a Routing Number on a Check?

The routing number on a check is the first string of nine numbers, located in the bottom-left corner. The numbers that follow are your bank account number and check number.

A Better Way to Bank

What Is Synchrony’s Routing Number for International Wire Transfers?

When an American bank is on the receiving end of an international wire transfer, it is identified by the other bank using a SWIFT code rather than a routing number. However, not all banks partake in that system, and Synchrony Bank is one such financial institution. You can still receive a wire transfer, however, by using an intermediary bank to deposit the funds into your Synchrony account.

Information is accurate Jan. 27, 2023.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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