31 Ways To Build a Richer Life
Catch up on our daily tips.
GOBankingRates wants to help you Live Richer. For a month, we’ve been sharing daily tips for how you can do just that, with advice on budgeting, saving, investing, making the most of your career, managing debt and making smart money moves in every phase of your life. If you’ve missed out on any of our 31 Days of Living Richer, now’s the time to catch up.
Here’s everything you need to know to live a rich life.
Read More: What It Means To Live a Truly Rich Life and How To Achieve It
Discover: What It’s Really Like to Live on $50K, $300K and $1M

Day 1: The Top 3 Budgeting Tips From Experts
If you’re new to budgeting or are still in search of a budgeting strategy that works for you, you’ll love these tips from personal finance expert Rachel Cruze, “Broke Millennial” author Erin Lowry and David Bach, author of “The Automatic Millionaire.”

Day 2: How To Set a Realistic Budget You Can Live With
We’ve put together the ultimate budgeting guide that includes types of budgeting methods, all the steps you need to create a budget and budgeting tips for beginners.
Read: 10 Ways To Bounce Back From a Heavy Spending Month on Your Credit Card

Day 3: 5 Budgeting Apps That Can Help You Live Richer
Use technology to help you stick to your budget with one of these budgeting apps.

Day 4: How To Live Richer on a Budget
Sticking to a budget does not mean you have to constantly deprive yourself. Find out how to Live Richer on a budget.
See: 18 Reasons Why You Should Be Using Your Credit Card More

Day 5: How To Save a Little Each Month (It Goes a Long Way)
If one of your financial goals is to build up your savings — whether you are aiming to have six months of living expenses saved in an emergency fund, want to plump up your kids’ college savings or are saving for your dream vacation — it can feel overwhelming when your savings goal is high. However, saving just a little bit each month can add up over time. Here are a few ways to kickstart your savings.

Day 6: Where To Put Your Money: Savings or Retirement?
Once you’ve gotten into the habit of saving, you may be wondering if it’s better to put your funds into a savings account or a retirement account. Here’s how to know where to store your funds.
Find Out: 20 Ways To Save Money Fast

Day 7: How To Get Into the Habit of Saving Money
If you haven’t made saving money a habit, here’s how to make it one. The sooner you start, the sooner you’ll reach your savings goals.
Did You Know: 50 Terrible Ways To Try and Save Money

Day 8: How To Save When You Live Paycheck to Paycheck
Saving money can seem impossible if you live paycheck to paycheck, but there are always ways to find a little wiggle room in your budget to make room for saving.
Discover: Cutting Out These 24 Expenses Will Save You Over $15,000 a Year

Day 9: How Growing Your Savings Can Help You Live Richer
You may not feel like saving money needs to be a priority. Perhaps you are more concerned with making more money or paying off debts. But the truth is that saving money is a key component if you want to Live Richer.
Find Out: 20 Ways To Pay Less at Costco

Day 10: How Investing a Little Each Paycheck Goes a Long Way
You don’t need a ton of disposable income to start investing. Here’s how to get started investing with just a little each paycheck.
Read: The Home and Garden Industry Is Blooming — Here’s How To Invest

Day 11: Top Investing Tips From Mark Cuban and More Money Experts
There is a lot of investing advice out there — and not all of it is good. But here’s some advice you can trust from Farnoosh Torabi, host of the “So Money” podcast, Liz Claman, anchor of FOX Business’s “The Claman Countdown,” and entrepreneur and investor Mark Cuban.
Related: Mark Cuban’s Top Investing Advice

Day 12: How To Make Investing Part of Your Long-Term Financial Plan
There’s been lots of buzz about meme stocks and day trading for short-term gains, but ideally, investing is part of your long-term financial plan. That’s because the longer you stay invested, the longer you have to reap the benefits of compounding. Here’s how to invest for the long term.
Investing for Beginners: What First-Time Investors Need To Know

Day 13: How Investing Can Help You Live Richer
Still not convinced you need to be investing? Read about all of the ways investing helps you to Live Richer.
Discover: Why ‘Boring’ May Be Better When It Comes To Investing

Day 14: 3 Side Jobs To Consider If You Need Extra Income
Boosting your income can help you reach all of your financial goals faster. Here are three side jobs that can help you make some money outside of your 9-to-5.
Read: Why You Need To Be ‘Upskilling’ To Stay Competitive in the Job Market

Day 15: How a Side Hustle Can Help You Achieve Your Financial Goals
No matter what your money goals are, a side gig can help you achieve them. Here are a few of the financial goals that a side hustle can be helpful with.
See: Obstacles Different Generations Face in Their Job Search

Day 16: How To Find a New Job That Fits Your Life
Whether you’re currently unemployed or have hit a career plateau, you may not know how to find a job that best fits with your life. Here’s how to get started in your job search.
Find Out: 4 Certificate Programs That Can Get You a High-Paying Job in Less Than a Year

Day 17: Top Perks To Look for When Searching for a New Job
Salary isn’t everything when it comes to choosing the best job for you — you also need to pay attention to the perks and benefits that come along with it. These are the top job perks to look out for.

Day 18: How To Achieve Better Work-Life Balance
Balancing your personal and work life can be a challenge, especially if you are working from home (and even if you aren’t). These tips will help you achieve a better balance between the two.
Discover: Feel Like You’re Retired With One of These 30 Laid-Back Jobs

Day 19: Top 3 Expert Tips for Salary Negotiations
If you’re due for a raise or are accepting a new job offer, don’t be shy about negotiating your salary — you won’t get what you don’t ask for. Here are some expert-approved ways to approach the negotiation.
Did You Know: 10 Job Skills Worth Six-Figure Salaries

Day 20: 3 Signs You’ve Found Your Dream Job
No job is perfect, but there is a job (or jobs) that’s perfect for you. These are the signs you’ve found your dream job.
Read: 10 Ways To Decide Whether a Job Is Right for You — And Money’s Only One of Them

Day 21: Top 3 Expert Tips for Managing Debt
When you’re ready to tackle your debt, you may not know the best way to go about it. Here’s how the experts say you should manage your debt.

Day 22: How To Stop Accumulating Debt Once and for All
The first step to getting out of debt is to stop taking on more debt. Find out how to stop accumulating debt once and for all.
Did You Know: How Much Debt Americans Have at Every Age

Day 23: How To Pay Off Your Debt in a Manageable Way
No matter how much debt you have, you can tackle it if you chip away at it little by little — you don’t need to make drastic moves to become debt-free. Read how to pay off your debt in a manageable way.
Generation Debt: It’s Not Who You Think

Day 24: How Debt Prevents You From Living Your Richest Life
In addition to being a constant stressor, having debt can impact other areas of your financial life and prevent you from living your richest life.

Day 25: How To Live Richer in Your 20s
Your 20s are the time to start building good financial habits. Find out how to Live Richer in your 20s.
Read: Gen Z Feels Financially Unprepared for Adulthood — But Has Hope for the Future

Day 26: How To Live Richer in Your 30s
By your 30s, you’ve likely established yourself in your career and are now tackling new life milestones like getting married, buying a home and having kids. Here’s how to Live Richer in your 30s.
Did You Know: Common Money Myths About Millennials

Day 27: How To Live Richer in Your 40s
Your 40s are the best time to get serious about retirement planning, while still enjoying time with your family. Here’s how to Live Richer in your 40s.
Read: Surprising Ways Gen X and Millennials Are Worlds Apart Financially

Day 28: How To Live Richer in Your 50s
Your 50s are typically your peak earning years, as well as the decade right before you retire. Here’s how to Live Richer in your 50s.
Find Out: Surprising Ways Gen X and Boomers Are Worlds Apart Financially

Day 29: How To Live Richer as a Homeowner
Buying a home is a huge life milestone that also comes with new financial responsibilities. Here’s how to Live Richer as a homeowner.
Read: 6 Things Every Homeowner Should Know About Property Taxes

Day 30: How To Live Richer as a New Parent
Becoming a parent is an exciting time — but it can also cause financial stress if you are not well prepared. Here’s how to Live Richer as a new parent.
Discover: 7 Low-Stress, Flexible Jobs Ideal for Working Parents

Day 31: How To Live Richer in Retirement
Retirement is a time to relax and enjoy yourself after the years of hard work that are now behind you. But it also requires good financial planning to ensure your retirement savings and income will last your lifetime. Here’s how to Live Richer in retirement.