What Are Kroger Money Services’ Hours?

Indianapolis - Circa March 2018: Kroger Supermarket.
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At Kroger Money Services, you can perform many transactions you would normally have to go to a bank for. If you don’t have a bank account, your bank is closed, or you just don’t want to make another stop, Kroger Money Services is convenient and inexpensive.

What Are Kroger Money Services’ Hours?

Most Kroger Money Services locations are open from 8 a.m. to 8 p.m., seven days a week, including most holidays. Hours can vary by location, however, so it’s always best to call the store to make sure.

What Can You Do at Kroger Money Services?

Here’s a look at the types of transactions you can make at Kroger Money Services locations.

Pay Bills

At a Kroger Money Services location, you can pay:

  • Utility bills
  • Car payments
  • Cable TV bills
  • Phone bills
  • Rent
  • Child support payments

To pay bills at Kroger Money Services, bring your bill stub and the money to cover the cost of the bill.

Make Your Money Work for You

Kroger Money Services can process payments through Western Union, MoneyGram, CheckFreePay, FirsTech and Fidelity Express. Over 15,000 billers accept payments from Kroger Money Services.

Cash Checks

Even if you don’t have a bank account, you can cash checks at Kroger Money Services. You can cash:

  • Payroll checks
  • Government checks, like Social Security checks
  • Income tax refund checks
  • Insurance settlements
  • Business checks
  • Child support checks

You can also cash PIN debit cards.

To cash a check, you’ll need to bring the check and a valid ID. Acceptable IDs include a U.S. passport, driver’s license or other state-issued ID, military ID, resident alien ID, matricula consular ID or tribal nation or reservation ID.

The cost to cash a check for up to $2,000 is $4 if you have a Kroger card and $4.50 if you don’t. If your check is for more than that amount, the cost is $7 with a Kroger card and $7.50 without one. Costs can vary by location.

Send or Receive Money

You can send money domestically or internationally or pick up money that has been sent to you, using Western Union and Ria Money Transfer. You can receive money in cash, from an ATM, or via deposit into a bank account.

Make Your Money Work for You

You’ll need to bring the funds you want to send, either in cash or on a debit card; the recipient’s name, city, state and country; and your own government-issued ID. Fees vary depending on the amount being sent and the location it’s being sent to.

Purchase Money Orders

A money order is like a paper check, except that anyone can purchase one, even if you don’t have a checking account. Because you pay the amount of the money order at the time you purchase it, there’s no risk that it won’t be honored.

To purchase a money order, you will need your Social Security number or taxpayer identification number and a valid ID. Acceptable IDs include a U.S. passport, a state-issued ID, a driver’s license, a resident alien ID, a military ID, a matricula consular ID or a tribal nation or reservation ID.

The fee for a money order can vary but is generally 84 cents if you have a Kroger card and 88 cents if you don’t. Money orders are typically limited to $1,000.

Make Your Money Work for You

Purchase Prepaid Cards

You can also purchase prepaid cards at Kroger Money Services. A prepaid card is a debit card that is not associated with a bank account.

You purchase the card, and the user of the card can spend that amount by using the card as you would a debit or credit card — online, at the point of sale, or even by withdrawing money at an ATM.

Costs for prepaid cards vary. The activation fee, which you pay when you purchase the card, ranges from $1.95 to $3.95. You can reload a prepaid card, and fees for this range up to $4.95. Some cards have a monthly fee of up to $9.95. ATM fees range from $0 to $3 per transaction.

Some cards pay cash back on eligible purchases you make with them. You can also get your paycheck or government benefits direct deposited to your prepaid card.

Kroger Money Center offers PayPal, Netspend, GO2bank, Ufan and Green Dot prepaid cards.

Information is accurate as of July 5, 2022.

About the Author

Karen Doyle is a personal finance writer with over 20 years’ experience writing about investments, money management and financial planning. Her work has appeared on numerous news and finance websites including GOBankingRates, Yahoo! Finance, MSN, USA Today, CNBC, Equifax.com, and more.

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