Your Complete Guide To Getting Ahead and Saving on Holiday Shopping

Jelena Danilovic /

With supply-chain challenges causing inventory shortages this summer and fall, many experts say you need to start your holiday shopping early in 2021. If you wait too long, items on your gift list might not be in stock.

Tips: 5 Reasons Why You Need a Cash-Back Card in Your Wallet
Find Out: 18 Reasons Why You Should Be Using Your Credit Cards More

Besides, have you noticed that many stores such as Home Depot already have Christmas decorations out?

GOBankingRates is here to help, with tips to help you get the jump on the holiday season.

Start with your credit card. Many Americans rack up credit card debt over the holidays, but you can save money with some of these credit card hacks.

When you’re making your purchases, consider GOBankingRates’ list of the best credit cards to use for your holiday expenses. You might as well make the most of your extra spending!

Next, check out some of the top holiday toys, gadgets and more that you can get now. These are items that are sure to be on many wish lists, so it’s smart to buy now. Here’s another list of hot items that are going fast — plus how to save a little money on them.

Make Your Money Work for You

Helpful: 9 Ways To Fight Inflation So You’re Not Spending More

Focusing exclusively on toys (’tis the season, after all), we already know some that will be top sellers. With shortages expected, check out these 10 toys that could sell out this season.

Do the loved ones in your life already have too many material things? Consider giving stocks. Or even if you’re not shopping for others, take advantage of the onset of shopping and travel season with these 10 stocks could be smart buys this season.

One way to be an efficient shopper is to get everything in one place. That’s especially true during the holiday season where the occasions stack up quickly. There are plenty of places to do that, but one big one is Costco. Check out GOBankingRates’ guide to preparing for the entire holiday season in one day at Costco.

Make Your Money Work for You

And before you scoot out the door to hit the stores, take a moment to do a little planning. These tips will help you avoid some costly shopping mistakes.

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