TD Bank Hours: Are They Open on New Year’s Eve or New Year’s Day?
Written by
Sean Dennison
Edited by
Elizabeth Constantineau, CFHC™
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TD Bank is known as “America’s Most Convenient Bank” thanks to its extended hours and weekend availability. Even so, branch schedules can change around federal holidays, making it helpful to know what to expect before you plan an in-person visit.
Is TD Bank Open on New Year’s Eve and New Years Day?
TD Bank will be open on New Year’s Eve, but expect shortened hours at many branches. All branches will be closed on New Year’s Day, which is a federal holiday.
Online banking, the mobile app and ATMs will remain available to manage your account.
TD Bank Holiday Schedule for 2026
Here’s the full list of federal holidays TD Bank will observe in 2026:
| Holiday | Date |
|---|---|
| New Year’s Day | Thursday, Jan. 1 |
| Martin Luther King, Jr. Day | Monday, Jan. 19 |
| Presidents Day | Monday, Feb. 16 |
| Easter Sunday | Sunday, April 5 |
| Memorial Day | Monday, May 25 |
| Juneteenth National Independence Day | Friday, June 19 |
| Independence Day | Saturday, July 4 |
| Labor Day | Monday, Sept. 7 |
| Columbus Day/Indigenous Peoples Day | Monday, Oct. 12 |
| Veterans Day | Wednesday, Nov. 11 |
| Thanksgiving Day | Thursday, Nov. 26 |
| Christmas Day | Friday, Dec. 25 |
TD is one of the few major banks that offer Sunday hours, but all branches still close for federal holidays.
What If You Need To Bank When TD Bank Is Closed?
Even when branches close for the holidays, TD provides several ways to keep your finances moving:
- Deposit checks through mobile deposit
- Move money between accounts
- Pay bills or schedule payments ahead of time
- Use ATMs for deposits and withdrawals
- Monitor account balances through the app
Local TD Bank Hours May Vary
TD Bank has more than 1,100 branches, and hours differ by region. Some branches inside retail centers may close earlier the day before a holiday.
Always confirm holiday hours using the TD Bank branch locator or the mobile app.
TD Bank Regular Business Hours
Outside the holidays, TD Bank follows one of the most customer-friendly schedules in U.S. banking:
| Day | Hours |
|---|---|
| Monday through Wednesday | 8:30 a.m. to 5 p.m. |
| Thursday | 8:30 a.m. to 6 p.m. |
| Friday | 8:30 a.m. to 6 p.m. |
| Saturday | 9 a.m. to 1 p.m. |
| Sunday | 11 a.m. to 3 p.m. — select locations |
How To Contact TD Bank
If you need support when bank branches are closed, you can reach TD Bank in the following ways:
- Phone: 1-888-751-9000 — 24/7 automated assistance
- Mobile app: iOS and Android
- Mail: TD Bank, N.A., P.O. Box 219, Lewiston, ME 04243
Final Tips for Holiday Banking
- Visit early on before holidays: Teller windows close sooner than lobby doors in some branches.
- Expect processing delays: Deposits and transfers resume the next business day.
- Use digital tools: The TD app remains fully available during holidays.
- Plan ahead: Wire transfers and ACH payments will not process on federal holidays.
TD Bank Holiday Hours FAQ
Here are the answers to some of the most frequently asked questions about TD Bank hours:- Is TD Bank open on New Year's Eve?
- Yes. Most branches close early.
- Is TD Bank open on Christmas Day?
- No. Branches close for the federal holiday.
- Can I deposit checks on holidays?
- Yes, through mobile deposit or an ATM. Processing resumes Friday.
- Are TD Bank ATMs open during the holidays?
- Yes. ATMs operate 24/7.
More on TD Bank
- TD Bank Review
- TD Bank Fees
- TD Bank CD Rates
- TD Bank Overdraft Fees
- TD Bank Savings Account Interest Rates
All holiday hours were confirmed as of Dec. 26, 2025. Check with your local retailer to confirm specific hours. Hours and policies are subject to change.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
