Are Banks Open on Columbus Day?
Written by
Sean Dennison
Edited by
Elizabeth Constantineau
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This year, Columbus Day falls on Monday, Oct. 13. Although it has been recognized as a federal holiday since 1971, Columbus Day is still a normal workday for much of the corporate world.
Since the early 1990s, there has been a push to rename the holiday to Indigenous Peoples Day. This proposed change acknowledges the presence of Native Americans before European colonialization and recognizes their history and culture. Today, a growing number of U.S. cities and states celebrate Indigenous Peoples Day in lieu of Columbus Day.
Are banks open on Columbus Day? Read on to find out.
Bank Hours on Columbus Day
Most banks will be closed on Columbus Day, as it’s one of the federal holidays observed by financial institutions. If you need to visit a branch, check with your bank ahead of time to see if any locations will remain open.
Although the regular branches of banks will be closed, some customer service call centers will be open on Columbus Day — but it depends on the bank. Call your bank before the holiday to find out if you will be able to access your account via phone.
Columbus Day Eve Bank Hours
The day before Columbus Day this year falls on a Sunday and most banks will be closed. Branches located inside grocery stores or retail locations may be open if they normally have Sunday hours. Be sure to call ahead to see if they will close early. ATM and online banking services will remain available over the weekend.
Alternative Banking Options
If your bank is closed, you still have options for conducting banking transactions:
- Access your online banking account to check your balance, pay bills or transfer money.
- ATMs also remain open for the holiday, so you will still have access to your cash.
- Plan to do your banking the preceding Friday.
When Banks Reopen After Columbus Day
Banks typically resume normal hours the day after Columbus Day. However, it is a good idea to verify with your local branch as some locations may have a modified schedule.
2025 Bank Holiday Schedule
Beyond Columbus Day, there are other holidays when banks will close. Here’s a look at the holidays for 2025:
| Holiday | Date |
|---|---|
| New Year’s Day | Wednesday, Jan. 1 |
| Martin Luther King, Jr. Day | Monday, Jan. 20 |
| Presidents Day | Monday, Feb. 17 |
| Memorial Day | Monday, May 26 |
| Easter Sunday | Sunday, April 20 |
| Juneteenth National Independence Day | Thursday, June 19 |
| Independence Day | Friday, July 4 |
| Labor Day | Monday, Sept. 1 |
| Columbus Day/Indigenous Peoples Day | Monday, Oct. 13 |
| Veterans Day | Tuesday, Nov. 11 |
| Thanksgiving Day | Thursday, Nov. 27 |
| Christmas Day | Thursday, Dec. 25 |
FAQ
Here are the answers to some of the most frequently asked questions about banking on Columbus Day.- Are banks open the day after Columbus Day?
- Banks typically have normal business hours the day after Columbus Day. It is a good idea to verify with your local branch before making a trip, however, as some locations may have a shortened schedule.
- Can I deposit checks on Columbus Day?
- You can deposit checks on Columbus Day using mobile banking apps and ATMs. Processing times may be delayed until the next business day.
- Will direct deposits go through on Columbus Day?
- If your direct deposit is scheduled for Columbus Day, it may be delayed until the next business day.
Schedules are subject to change and may vary by branch.
