Routing numbers, also known as ABA numbers or routing transit numbers, provide banks with the information they need to identify other financial institutions. You’ll need to know your bank’s routing number when completing certain financial tasks, such as signing up for automatic bill pay, arranging for direct deposit through your employer or sending or receiving wire transfers. Although Alaska USA Federal Credit Union has branches in four states, only one routing number applies:
|Alaska USA Federal Credit Union Routing Number|
|Alaska, Arizona, California and Washington||325272021|
You can also locate your financial institution’s routing number by looking at the first string of numbers on the bottom left side of your check or using your online account access to retrieve it. Keep reading to find out more about the importance of routing numbers.
What Is a Routing Number?
Routing numbers, also referred to as routing transfer numbers or ABA numbers, are essential numbers containing nine digits that allow financial institutions to know where to route funds.
Although some financial institutions have multiple routing numbers based on location, the routing number for your Alaska USA Federal Credit Union account is the same no matter where you opened your account.
What Do the Digits in Routing Numbers Mean?
The first two numbers in the sequence identify the bank or credit union that’s responsible for clearing financial transactions. The next two numbers represent the bank’s processing center and its location.
The next four numbers serve to identify your bank, and the last digit is the check digit, which verifies that the routing number is valid.
Other Routing Numbers for International Wire Transfers
Alaska USA Credit Union uses Wells Fargo Bank and its routing number to send outgoing wire transfers. For incoming wire transfers, there are no special codes or routing numbers needed, according to the credit union, other than the exact name on the account, the recipient’s account number and the Alaska USA credit union routing number. Although some financial institutions have a Society for Worldwide Interbank Financial Telecommunication (SWIFT) code to receive international wire transfers or electronic payments, Alaska USA Federal Credit Union does not.
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