Are Banks Open on Memorial Day?

Memorial Day also holds the distinction of being a federal holiday, meaning certain offices, such as the U.S. Postal Service and the Social Security Administration, will be closed that day. It helps to know if banks open on Memorial Day, so you should plan accordingly.

This guide will help you identify your options for banking on this federal holiday. Continue reading to learn the following:

• Banks Closed on Memorial Day 2020
• How To Bank on the Memorial Day Holiday
• Upcoming Bank Holidays in 2020

Banks Closed on Memorial Day 2020

In the financial world, Memorial Day is a holiday for the Federal Reserve System, Nasdaq and the New York Stock Exchange and most banks. You should expect the following banks to be closed on Memorial Day:

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• Ameris Bank
• Bank of America
• Bank of Hawaii
• BB&T
• BBVA
• California Bank & Trust
• Capital One Bank
• Chemical Bank
• Citizens Bank
• Columbia Bank
• Dime
• Dollar Bank
• ESSA Bank & Trust
• F&M Bank
• Farmers & Merchants Bank
• FirstBank
• First Citizens Bank
• First Commonwealth Bank
• First Merchants Bank
• Great Western Bank
• KeyBank
• Kitsap Bank
• M&T Bank
• Merchants & Marine Bank
• NBT Bank
• Peoples Bank
• PNC Bank
• Regions
• Santander Bank
• SunTrust
• TCF Bank
• TD Bank
• UBank
• UMB
• Westfield Bank
• WSFS Bank
• Zions Bank

Check Out: Are Banks Open Today? See Full List of All Bank Holidays

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How To Bank on the Memorial Day Holiday

Due to Memorial Day’s status as a federally recognized holiday, odds are that you won’t be able to stop in at your local bank branch on May 25. That doesn’t mean you don’t have access to your money, though. You can visit an ATM to withdraw or deposit money, or you can use online banking services to set up bill payments, check your account balances and transfer funds between your accounts. It’s also possible to use a money transfer app or service like Zelle provided by your bank to send money to other people.

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Check with your bank or credit union to find out which services — including internet, mobile and telephone banking — are available on bank holidays. You also may be able to apply for a loan or credit card if your bank offers an online application. Then plan ahead so you can avoid any stress caused by not having access to your local branch or by reaching your daily ATM withdrawal limit.

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Upcoming Bank Holidays in 2020

According to the U.S. Office of Personnel Management, the following days are federal holidays that take place after Memorial Day:

• July 4: Independence Day
• Sept. 7: Labor Day
• Oct. 12: Columbus Day
• Nov. 11: Veterans Day
• Nov. 26: Thanksgiving Day
• Dec. 25: Christmas Day

The Federal Reserve System and most banks and credit unions are closed on these days. Note that when a holiday falls on the weekend, financial institutions and government offices typically close on the Monday immediately after the holiday.

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More Bank Holidays

• Are Banks Open Today? Full List of Bank Holidays
• Banks Open on Sunday
• Banks Open During Passover
• Banks Open on Black Friday
• Banks Open on Columbus Day
• Banks Open on Easter Monday
• Banks Open on Easter
• Banks Open on Election Day
• Banks Open on Fourth of July
• Banks Open on Good Friday
• Banks Open on Halloween
• Banks Open on Labor Day
• Banks Open on July 3
• Banks Open on Mardi Gras
• Banks Open on Martin Luther King Jr. Day
• Banks Open on New Year’s Day
• Banks Open on Patriots’ Day
• Banks Open on Presidents Day
• Banks Open on St. Patrick’s Day
• Banks Open on Thanksgiving Day
• Banks Open on Veterans Day
• Banks Open on Christmas Day

This article has been updated with additional reporting since its original publication.

Schedules are subject to change and may vary for individual branches.