Are Banks Open on Patriots’ Day?
Written by
Rudri Patel
Edited by
Elizabeth Constantineau
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Patriots’ Day is celebrated on Monday, April 21, 2025, and commemorates the battle that led to the birth of a new nation. It is celebrated each year on the third Monday of April to commemorate April 19, 1775, the day the battles of Lexington and Concord began and the American Revolution officially started.
Because it is not a federal holiday, some may ask, “Are banks open on Patriots’ Day?” The answer may depend on where you live. Most banks will be open on Patriots’ Day, but Massachusetts and Maine observe this day as a state holiday. People in those states may want to call to see if their banks are open.
Bank Hours on Patriots’ Day
Patriots’ Day is not a federal holiday, but it is a state holiday mainly recognized in Massachusetts and Maine. Since the Federal Reserve doesn’t recognize Patriots’ Day as a holiday, most banks across the country will be open. Since Massachusetts and Maine recognize Patriots’ Day as a state holiday, please call your local bank to determine their hours.
Online banking and ATMs remain available 24/7 on Patriots’ Day no matter where you live.
Patriots’ Eve Bank Hours
Patriots’ Eve falls on a Sunday when all banks are closed. However, online banking through a website or app is accessible 24/7. ATMs are also accessible to withdraw cash, make deposits and check account balances.
Alternative Banking Options
If your bank in Massachusetts and Maine is closed on Patriots’ Day, you can still conduct some transactions via ATMs. You can withdraw and deposit cash, as well as make balance inquiries.
Retail stores may also offer check cashing and other services, like money orders and prepaid debit cards.
When Banks Reopen After Patriots’ Day
Most banks don’t observe Patriots’ Day, but those banks that do will typically resume normal hours the next business day. The day after Patriots’ Day falls on Tuesday. Most branches will open at 9:00 a.m.
Make certain you check with your local bank, especially in Massachusetts and Maine to see if those banks will be resuming normal hours.
2025 Bank Holiday Schedule
There are a few holidays in 2025 when banks will close:
| Holiday | Date |
|---|---|
| New Year’s Day | Wednesday, Jan. 1 |
| Martin Luther King, Jr. Day | Monday, Jan. 20 |
| Presidents Day | Monday, Feb. 17 |
| Memorial Day | Monday, May 26 |
| Easter Sunday | Sunday, April 20 |
| Juneteenth National Independence Day | Thursday, June 19 |
| Independence Day | Friday, July 4 |
| Labor Day | Monday, Sept. 1 |
| Columbus Day/Indigenous Peoples Day | Monday, Oct. 13 |
| Veterans Day | Tuesday, Nov. 11 |
| Thanksgiving Day | Thursday, Nov. 27 |
| Christmas Day | Thursday, Dec. 25 |
FAQ
Here are the answers to some of the most frequently asked questions about banking on Patriots' Day.- Are banks open the day after Patriots' Day?
- Yes. The day after Patriots' Day falls on Tuesday. Banks will be open normal hours.
- Can I deposit checks on Patriots' Day?
- Since Patriots' Day is not a federal holiday, deposits made on this day should follow standard processing times. However, if you're in Massachusetts or Maine, it's advisable to verify local branch hours, as some may adjust their schedules.
- Will direct deposits go through on Patriots' Day?
- Yes. Patriots' Day is not a federal holiday, and the clearinghouse, ACH, that processes direct deposits will be open.
Elyssa Kirkham contributed to the reporting for this article.
This article has been updated with additional reporting since its original publication.
