Can existing customers claim these offers?

No, existing Chase customers are not usually eligible to claim offers and promotions, as they are reserved primarily for new customers.

What happens if I don’t meet the direct deposit requirement?

If you don’t meet the direct deposit requirement, you will not be eligible for some promotions. For example, Chase Total Checking requires at least $500 in monthly direct deposits. If you don’t have this set up, you won’t be able to receive the bonus.

How long does it take to receive the bonus?

To receive the Chase bonus, if you fulfill all of the requirements within 90 days, you can expect the bonus within 15 days.

Are Chase promotions taxable?

Yes, Chase promotions are taxable. If you receive $10 or more of interest on your account, you will be furnished Form 1099-INT, which you will need to report on your tax return as income.

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Chase Bonuses and Promotions for 2025

September 5, 2025

6 min Read

Written by Julia Gordon

Edited by Elizabeth Constantineau

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GOBankingRates' editorial team is committed to bringing you unbiased reviews and information. We use data-driven methodologies to evaluate financial products and services - our reviews and ratings are not influenced by advertisers. You can read more about our editorial guidelines and our products and services review methodology.

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If you’ve been considering Chase for a new checking or savings account, now may be a good time to check out the bank’s current offers.

Current Chase Bonuses: September 2025

Account Type	Bonus Amount	Offer Expiration
Chase Total Checking®	$300	Oct. 15, 2025
Chase Business Complete Checking®	Up to $500	Oct. 16, 2025

Chase Total Checking^®: $300 Bonus

This Chase Bank promotion can net you a $300 bonus just by signing up and opening a Chase Total Checking account.

Bonus value: $300
Minimum deposit to qualify: $500
Expiration date: Oct. 15, 2025
How to claim: Open a new Chase Total Checking account through the offer page and receive direct deposits totaling at least $500 within 90 days of opening.
When you’ll get it: Within 15 business days of receiving qualifying direct deposits.
Terms and conditions: You can’t have an existing Chase checking account, have closed one within the last 90 days or have closed an account with a negative balance in the last three years. Closing your account within six months will lead to Chase recouping the bonus.
Monthly fee: The Chase Total Checking account comes with a $15 monthly fee*, which can be waived by receiving at least $500 in electronic deposits in a month, having a balance of $1,500 at the beginning of each day or maintaining a combined average balance of $5,000 across eligible Chase accounts daily.

See the Chase Total Checking bonus offer.

Chase Business Complete Checking®: Up to $500 Bonus

If you’re a business owner, you might enjoy this bonus when you sign up for a new business checking account at Chase.

Bonus value: Up to $500
Minimum deposit to qualify: $2,000 for $300; $10,000 for $500
Expiration date: Oct. 16, 2025
How to claim: Open a new Chase Business Complete Checking® account, deposit the required amount in new money within 30 days, maintain that balance for 60 days and complete five qualifying transactions within 90 days.
When you’ll get it: Within 15 business days of completing qualifying activities.
Terms and conditions: You can’t have an existing Chase business checking account, have closed one within the last 90 days, or have closed an account with a negative balance in the last three years. Closing your account within six months will not allow you to gain the bonus.
Monthly fee: The Chase Business Complete Checking® account comes with a $15 monthly fee, which can be waived by maintaining a $2,000 minimum daily balance, making $2,000 in net purchases on a Chase Ink® Business credit card that earns Ultimate Rewards® points, receiving $2,000 in eligible deposits from Chase QuickAccept® or other Chase Payment Solutions℠ at least one day before the statement period ends, maintaining a linked Chase Private Client Checking℠, JPMorgan Classic Checking, or Private Client Checking Plus account or meeting Chase Military Banking requirements.

Take a look at the Chase Business Complete Checking bonus offer.

Good To Know

Chase is a national bank, but remember to always check with your local branch to see if these offers still apply. Many banks only provide offers, promotions or bonuses that vary by region.

Also, remember that there are deadlines attached to some promotions. Be sure to keep an eye on that too, so you don’t miss out on the window to earn a bonus.

How To Qualify for Chase Bonuses

Before claiming a Chase Bank promotion or bonus, make sure you meet all the eligibility requirements. Here’s a step-by-step guide to help you qualify and avoid missing out:

First, make sure you’re eligible. The offers are open to individuals opening their first Chase account of that type. Those who’ve had a similar Chase account or received a similar bonus in the past two or three years are usually not eligible.
Apply for and open your new account correctly. Be sure to follow the instructions carefully. Some might require you to open an account through a branch office, using a coupon code, for example.
Complete the qualifying activities. This could include setting up direct deposit or maintaining a set balance for a certain period.
Monitor your account. Once you meet the requirements, keep your account open and in good standing until you receive your bonus.

Is Chase the Right Bank for You?

Chase Bank promotions or cash bonuses can be lucrative if you meet the qualifications to get the bonus when you open your new account. However, this shouldn’t be the only reason you open a bank account and become a Chase customer. It’s more important to find a bank that offers products and services that meet your financial needs.

If you can meet the requirements for Chase checking accounts, savings accounts and credit cards to avoid the hefty fees, it may be worth it to look at what Chase offers.

Chase Bank Bonus Offers: FAQ

Here are the answers to some of the most frequently asked questions about Chase promotions, bonuses and offers.

Can existing customers claim these offers?
- No, existing Chase customers are not usually eligible to claim offers and promotions, as they are reserved primarily for new customers.
What happens if I don’t meet the direct deposit requirement?
- If you don’t meet the direct deposit requirement, you will not be eligible for some promotions. For example, Chase Total Checking requires at least $500 in monthly direct deposits. If you don’t have this set up, you won’t be able to receive the bonus.
How long does it take to receive the bonus?
- To receive the Chase bonus, if you fulfill all of the requirements within 90 days, you can expect the bonus within 15 days.
Are Chase promotions taxable?
- Yes, Chase promotions are taxable. If you receive $10 or more of interest on your account, you will be furnished Form 1099-INT, which you will need to report on your tax return as income.

More About Chase Bank

Daria Uhlig, Caitlyn Moorhead and Jared Nigro contributed to the reporting for this article.

Information on promotions is accurate as of Sept. 5, 2025. Additional requirements may apply. Offers and terms are subject to change.

This article has been updated with additional reporting since its original publication.

*Chase Total Checking has a monthly fee of $12 ($15, effective Aug. 24, 2025) or $0 with one of the following, each monthly statement period: Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow^SM network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network, OR a balance at the beginning of each day of $1,500 or more in this account, OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.

The information related to Chase bank accounts was collected by GOBankingRates and has not been reviewed or provided by the issuer of these products/cards. Product details may vary. Please see issuer website for current information. GOBankingRates does not receive commission for these products.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Chase.