Newest Citibank Promotions, Bonuses, Offers and Coupons: January 2021

Citi bank promotions

This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Citibank.

Information on promotions is accurate as of Jan. 18, 2021. Additional requirements may apply. Offers and terms are subject to change. For the most up-to-date information on an institution or its accounts, visit its website.

Citibank is one of the biggest banks in the world. It has almost 700 branches in the United States and more than 1,800 branches in other countries. No matter where you live in the U.S., there’s likely to be a Citibank location or ATM near you.

Like many banks, Citibank offers promotions to attract new customers to the bank. Banks want your business and are willing to pay you for it. You can earn hundreds of dollars by signing up for a new account and following a few steps. For many people, this extra cash could really make a difference during the current economic decline.

These Citibank promotions were selected because they represent the variety of bonuses Citibank customers can earn this month. They are also easy to earn as long as you qualify for the account. In most cases, you can earn the bonus cash just by using your account — no Citibank coupons required.

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Citigold Account Package: $1,500 Bonus

Citigold is Citibank’s premier offering, combining a checking and savings account with personal banking and wealth management services and tools. Account holders also get additional perks, such as travel benefits and no monthly service fees. And to top it all off, the bank is offering a $1,500 bonus for new customers who meet eligibility requirements. Here’s more:

  • Cash value: $1,500
  • Expiration date: April 1
  • How to get it: Open a checking and savings account in the Citigold Account Package before the promotion’s expiration date. Deposit at least $200,000 total in the accounts within 30 days, and keep a combined minimum balance of $200,000 in the accounts for 60 days.
  • When you’ll get it: Within 90 calendar days after completing required activities
  • Terms and conditions: Must be a new-to-Citibank checking customer and not have been a signer on a Citibank checking account within the past 180 days.
  • Monthly fee: None
  • Promotions page: Citigold Account Package bonus offer

Citi Premier Credit Card: 60,000 Bonus Points ($600 Value)

The Citi Premier Credit Card was designed for travelers. You’ll earn triple points on purchases made in restaurants, supermarkets and gas stations and on air travel and hotels. The card also comes with an annual hotel benefit and no foreign transaction fees. Open a new card and start using it to earn 60,000 bonus points. Here’s more:

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  • Cash value: $600
  • Minimum spend to qualify: $4,000
  • Expiration date: None
  • How to get it: Spend $4,000 within the first three months of account opening.
  • When you’ll get it: At the end of the billing cycle
  • Terms and conditions: Not available if you’ve received a new cardmember bonus on another Citi card
  • Annual fee: $95
  • Promotions page: Citi Premier Card bonus offer

Citi Rewards+ Credit Card: 15,000 Bonus Points ($150 Value)

This unique rewards card rounds up to the nearest 10 points with every purchase. You also earn double points at supermarkets and gas stations for the first $6,000 you spend each year. New cardholders also earn bonus points when they use their new account. Here’s more on this Citibank offer:

  • Cash value: $150
  • Minimum spend to qualify: $1,000
  • Expiration date: None
  • How to get it: Open a Citi Reward+ credit card. Use it to spend $1,000 within the first three months of account opening.
  • When you’ll get it: After the close of the billing cycle
  • Terms and conditions: Not available if you’ve received a new cardmember bonus on another Citi card or if you have closed another Citi rewards card in the past 24 months.
  • Annual fee: None
  • Promotions page: Citi Rewards+ Credit Card bonus offer

CitiBusiness/AAdvantage Platinum Select Mastercard: 65,000 Bonus Points ($650 Value)

If you frequently travel for business, you can put the CitiBusiness/AAdvantage Platinum Select Mastercard to good use. You’ll enjoy perks like preferred boarding and savings on air travel while earning AAdvantage miles for every dollar you spend. New customers can earn an additional 65,000 bonus miles after opening a new account. Here are the details:

  • Cash value: $650
  • Minimum spend to qualify: $4,000
  • Expiration date: None
  • How to get it: Spend $4,000 in the first four months after account opening.
  • When you’ll get it: 8-10 weeks after meeting requirements
  • Terms and conditions: Not available to those who received a new account bonus from CitiBusiness or AAdvantage Platinum Select in the past four years; accounts are subject to approval.
  • Annual fee: $99, waived the first year
  • Promotions page: CitiBusiness/AAdvantage Platinum Select Mastercard bonus offer

Citi Mortgage Relationship Pricing: $250 Bonus

If you have a Citi checking account, you qualify for the Mortgage Relationship Pricing program. You’ll earn credit at closing or get a discount on the mortgage’s interest rate. Here’s how:

  • Cash value: $250
  • Minimum deposit to qualify: $1
  • Expiration date: None
  • How to get it: Set up automatic mortgage payments from your Citi checking account.
  • When you’ll get it: At closing
  • Terms and conditions: To earn the bonus, you must set up automatic mortgage payments from your Citibank deposit account. To enroll in the program, you must speak to a representative.
  • Annual fee: None
  • Promotions page: Citi Mortgage Relationship Pricing bonus offer

Should You Switch To Citibank?

Citibank has plenty to offer when it comes to banking and branch availability, a variety of different accounts and products, and online and mobile banking options. If you can earn one of the top Citibank bonuses, it may be worth it to switch to Citibank and get the bonus cash.

However, if you prefer a smaller bank with lower fees and lower minimum deposits, you’ll probably want to look elsewhere. You can explore your options by checking out the newest promotions, bonuses and offers available at other banks.

Levi Leidy contributed to the reporting for this article.

This article has been updated with additional reporting since its original publication.

About the Author

Cynthia Paez Bowman is a personal finance writer with degrees from American University in international business and journalism. Besides writing about personal finance, she writes about real estate, interior design and architecture. Her work has been featured in MSN, Brex, Freshome, MyMove, Emirates’ Open Skies magazine and more.

Newest Citibank Promotions, Bonuses, Offers and Coupons: January 2021
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