Newest Citibank Promotions, Bonuses, Offers and Coupons: July 2021

Citi bank promotions

Citibank is one of the biggest banks in the world. It has almost 700 branches in the United States and more than 1,800 branches in other countries. No matter where you live in the U.S., there’s likely to be a Citibank location or ATM near you.

Like many banks, Citibank offers promotions to attract new customers to the bank. Banks want your business and are willing to pay you for it. You can earn hundreds of dollars by signing up for a new account and following a few steps.

These Citibank promotions were selected because they represent the variety of bonuses Citibank customers can earn this month. They are also easy to earn as long as you qualify for the account. In most cases, you can earn the bonus cash just by using your account — no Citibank coupons required.

Best Citi Checking Account Promotions

If you’re looking for free money for your checking account, you’ve come to the right place.

Citi Priority Checking Offer: Up To $1,500 Bonus

New customers who open a Citi Priority Checking Account are eligible for a bonus of up to $1,500 if you can meet the deposit minimum and maintain it for a period of 60 days. 

More From Your Money
  • Cash value: up to $1,500
  • Minimum deposit to qualify: $15,000
  • Expiration date: Oct. 4, 2021
  • How to get it: After opening a new checking account in the Priority Account Package and enrolling directly from the offer page, deposit the qualifying amount within 20 days of opening the account. Your bonus amount will be determined based on the balance in your account on the 20th day. Tip: If you open a Citi Savings Account at the same time as the checking account, the balance in your new savings account will count toward the bonus requirements. The bonus tiers are as follows: 
    • $15,000-$49,999: $300 bonus
    • $50,000-$199,999: $700 bonus
    • $200,000 or more: $1,500 bonus

After making the qualifying deposit within the first 20 days, maintain that minimum balance for a consecutive 60 days after the 21st day to receive the cash bonus. Refer to the offer for full terms and conditions.

  • When you’ll get it: Within 90 days of completing the required activities.
  • Terms and conditions: You must not have held a Citi checking account in the past six months, be at least 18 years of age and meet the balance requirements described above. 
  • Monthly fee: $30 for the Citi Priority Account Package, or $0 if you maintain an average monthly balance of at least $50,000 across your accounts
  • Promotion page: Citi Priority Checking account offer

Citigold Checking Account: Up To $1,500 Bonus

Citigold is Citibank’s premier offering, combining a checking and savings account with personal banking and wealth management services and tools. Account holders also get additional perks, such as travel benefits and no monthly service fees. And to top it all off, the bank is offering up to a $1,500 cash bonus for new customers who meet eligibility requirements. Here’s more:

  • Cash value: up to $1,500
  • Expiration date: Oct. 4, 2021
  • How to get it: Open a new checking account in the Citigold Account Package through the offer page. Then, fund your account within 20 days of opening. The balance on the 21st day will determine your bonus amount. You must maintain that minimum balance for a consecutive 60 days after the 21st day from account opening to receive the bonus. The bonus tiers are as follows:
    • $15,000-$49,999: $300 bonus
    • $50,000-$199,999: $700 bonus
    • $200,000 or more: $1,500 bonus

Tip: If you open a Citi Savings Account at the same time as the checking account, funds deposited in your new savings account will count toward the minimum balance requirements to earn a bonus.

More From Your Money
  • When you’ll get it: Within 90 calendar days after completing required activities
  • Terms and conditions: Must be a new-to-Citibank checking customer and not have been a signer on a Citibank checking account within the past 180 days.
  • Monthly fee: None
  • Promotion page: Citigold checking offer

Best Credit Card Promotions

Citibank is known for its credit cards. Read on for the best current offers that will have you raking in the rewards.

Citi Premier Card: 60,000 Bonus Points ($600 Value)

The Citi Premier credit card was designed for travelers. You’ll earn triple points on purchases made at restaurants, supermarkets and gas stations and on air travel and hotels. The card also comes with an annual hotel benefit and no foreign transaction fees. Open a new card and start using it to earn 60,000 bonus points. Here’s more:

  • Cash value: $600
  • Minimum spend to qualify: $4,000
  • Expiration date: None
  • How to get it: Spend $4,000 within the first three months of account opening.
  • When you’ll get it: At the end of the billing cycle
  • Terms and conditions: Not available if you’ve received a new cardmember bonus on another Citi card
  • Annual fee: $95
  • Promotions page: Citi Premier Card bonus offer

Citi Rewards+ Card: 15,000 Bonus Points ($150 Value)

This unique rewards card rounds up to the nearest 10 points with every purchase. You also earn double points at supermarkets and gas stations for the first $6,000 you spend each year. New cardholders also earn bonus points when they use their new account. Here’s more on this Citibank offer:

  • Cash value: $150
  • Minimum spend to qualify: $1,000
  • Expiration date: None
  • How to get it: Open a Citi Rewards+ credit card. Use it to spend $1,000 within the first three months of account opening.
  • When you’ll get it: After the close of the billing cycle
  • Terms and conditions: Not available if you’ve received a new cardmember bonus on another Citi card or if you have closed another Citi rewards card in the past 24 months
  • Annual fee: None
  • Promotions page: Citi Rewards+ Card bonus offer

CitiBusiness/AAdvantage Platinum Select Mastercard: 65,000 Bonus Miles ($650 Value)

If you frequently travel for business, you can put the CitiBusiness/AAdvantage Platinum Select Mastercard to good use. You’ll enjoy perks like preferred boarding and savings on air travel while earning AAdvantage miles for every dollar you spend. New customers can earn an additional 65,000 bonus miles after opening a new account. Here are the details:

  • Cash value: $650
  • Minimum spend to qualify: $4,000
  • Expiration date: None
  • How to get it: Spend $4,000 in the first four months after account opening.
  • When you’ll get it: Eight to 10 weeks after meeting requirements
  • Terms and conditions: Not available to those who received a new account bonus from CitiBusiness or AAdvantage Platinum Select in the past four years; accounts are subject to approval
  • Annual fee: $99, waived the first year
  • Promotion page: CitiBusiness/AAdvantage Platinum Select Mastercard bonus offer

    Other Promotions

    Citibank is currently offering a promotion that may interest those looking to get into the real estate market.

    Citi Mortgage Relationship Pricing: $250 Closing Cost Credit

    If you have a Citi checking account, you qualify for the Citi Mortgage Relationship Pricing program. You’ll earn credit at closing or get a discount on the mortgage’s interest rate. Here’s how:

    • Cash value: $250 if your account balance is below $50,000; interest rate discount applies if your account balance is $50,000 or higher
    • Minimum deposit to qualify: $1
    • Expiration date: None
    • How to get it: Set up automatic mortgage payments from your Citi checking account.
    • When you’ll get it: At closing
    • Terms and conditions: To earn the bonus, you must set up automatic mortgage payments from your Citibank deposit account. To enroll in the program, you must speak to a representative.
    • Annual fee: None
    • Promotion page: Citi Mortgage Relationship Pricing bonus offer

    Should You Switch to Citibank?

    Citibank has plenty to offer when it comes to banking and branch availability, a variety of different accounts and products, and online and mobile banking options. If you can earn one of the top Citibank bonuses, it may be worth switching to Citibank and getting the bonus cash.

    However, if you prefer a smaller bank with lower fees and lower minimum deposits, you’ll probably want to look elsewhere. You can explore your options by checking out the newest promotions, bonuses and offers available at other banks.

    Julia Gordon and Levi Leidy contributed to the reporting for this article.

    This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Citibank.

    Information on promotions is accurate as of June 24, 2021. Additional requirements may apply. Offers and terms are subject to change. For the most up-to-date information on an institution or its accounts, visit its website.

    This article has been updated with additional reporting since its original publication.

    About the Author

    Cynthia Paez Bowman is a personal finance writer with degrees from American University in international business and journalism. Besides writing about personal finance, she writes about real estate, interior design and architecture. Her work has been featured in MSN, Brex, Freshome, MyMove, Emirates’ Open Skies magazine and more.

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