Newest Citibank Promotions, Bonuses, Offers and Coupons: April 2021

Citi bank promotions

Citibank is one of the biggest banks in the world. It has almost 700 branches in the United States and more than 1,800 branches in other countries. No matter where you live in the U.S., there’s likely to be a Citibank location or ATM near you.

Like many banks, Citibank offers promotions to attract new customers to the bank. Banks want your business and are willing to pay you for it. You can earn hundreds of dollars by signing up for a new account and following a few steps. For many people, this extra cash could really make a difference during the current economic decline.

These Citibank promotions were selected because they represent the variety of bonuses Citibank customers can earn this month. They are also easy to earn as long as you qualify for the account. In most cases, you can earn the bonus cash just by using your account — no Citibank coupons required.

Best Checking and Savings Account Promotions

If you’re looking for free money for your checking and savings accounts, you’ve come to the right place.

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Citi Priority Account Package or Citibank Account Package: Up To $700 Bonus

New customers who open a regular or interest checking account in the Citi Priority Account Package or the Citibank Account Package are eligible for a bonus of up to $700, which you can earn if you meet the deposit minimum and maintain it for a period of 60 days.

  • Cash value: Up to $700
  • Minimum deposit to qualify: $15,000 to receive $300 for the Citibank Account Package; $50,000 to receive $700 for the Citi Priority Account Package
  • Expiration date: June 30
  • How to get it: You must opening new checking and savings accounts by applying directly from the offer page. Within 30 days of opening the accounts, you’ll need to deposit $15,000 to receive a $300 bonus for the Citibank Account Package or $50,000 to qualify for a $700 bonus for the Citi Priority Account Package. Then, you must maintain that minimum balance for 60 consecutive days to receive the bonus cash. Refer to the offer page for full terms and conditions.
  • When you’ll get it: Within 90 days of completing the required activities
  • Terms and conditions: You must not have held a Citi checking account in the past six months, be at least 18 years of age and meet the balance requirements described above.
  • Monthly fee:
    • $25 for the Citibank Account Package; waived if you maintain an average monthly balance of $10,000 across your accounts
    • $30 for the Citi Priority Account Package, waived if you maintain an average monthly balance of $50,000 across your accounts
  • Promotion page: Citi Priority Account Package and Citibank Account Package bonus offers

Citigold Account Package: $1,500 Bonus

Citigold is Citibank’s premier offering, combining a checking and savings account with personal banking and wealth management services and tools. Account holders also get additional perks, such as travel benefits and no monthly service fees. And to top it all off, the bank is offering a $1,500 bonus for new customers who meet eligibility requirements. Here’s more:

  • Cash value: $1,500
  • Expiration date: June 30
  • How to get it: Open a checking and savings account in the Citigold Account Package through the offer page. Deposit at least $200,000 total in the accounts within 30 days, and keep a combined minimum balance of $200,000 in the accounts for 60 days.
  • When you’ll get it: Within 90 calendar days after completing required activities
  • Terms and conditions: Must be a new-to-Citibank checking customer and not have been a signer on a Citibank checking account within the past 180 days
  • Monthly fee: None
  • Promotion page: Citigold Account Package bonus offer

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Citi Savings Account: Up To $2,700 Bonus

If you’ve got a spare million lying around, you could be eligible to receive a whopping $2,700 in free cash from Citi. The bank is currently offering a series of bonuses depending on how much you save, incentivized for those with higher balances. Read on to find out more.

  • Cash value: Up to $2,700
  • Expiration date: June 30
  • How to get it: Open a new Citi Savings account and fund it with new-to-Citibank funds within 30 days of opening. Then, maintain a minimum balance for 60 days to get the bonus. The minimum deposit and balance amounts and bonuses are as follows:
    •  $25,000-$49,999: $75 bonus
    • $50,000-$99,999: $135 bonus
    • $100,000-$249,999: $275 bonus
    • $250,000-$499,999: $675 bonus
    • $500,000-$999,999: $1,350 bonus
    • $1,000,000 or more: $2,700 bonus
  • When you’ll get it: Within 90 calendar days after completing required activities
  • Terms and conditions: New or existing Citibank customers are eligible for this offer provided they open a new savings account and meet the deposit minimums. If you’re depositing more than $250,000, call to speak with a Citi representative. Your account must also remain open and in good standing through the period necessary to receive the funds (within 90 calendar days after completing the requirements). See the offer page for full terms and conditions.
  • Monthly fee: There is no fee for the Citi Savings account, but the associated checking account may incur fees, depending on the average balance and the type of account.
  • Promotion page: Citi Savings Account bonus offer

Best Credit Card Promotions

Citibank is known for its credit cards. Read on for the best current offers that will have you raking in the rewards.

Citi Premier Card: 60,000 Bonus Points ($600 Value)

The Citi Premier credit card was designed for travelers. You’ll earn triple points on purchases made at restaurants, supermarkets and gas stations and on air travel and hotels. The card also comes with an annual hotel benefit and no foreign transaction fees. Open a new card and start using it to earn 60,000 bonus points. Here’s more:

  • Cash value: $600
  • Minimum spend to qualify: $4,000
  • Expiration date: None
  • How to get it: Spend $4,000 within the first three months of account opening.
  • When you’ll get it: At the end of the billing cycle
  • Terms and conditions: Not available if you’ve received a new cardmember bonus on another Citi card
  • Annual fee: $95
  • Promotions page: Citi Premier Card bonus offer

Citi Rewards+ Card: 15,000 Bonus Points ($150 Value)

This unique rewards card rounds up to the nearest 10 points with every purchase. You also earn double points at supermarkets and gas stations for the first $6,000 you spend each year. New cardholders also earn bonus points when they use their new account. Here’s more on this Citibank offer:

  • Cash value: $150
  • Minimum spend to qualify: $1,000
  • Expiration date: None
  • How to get it: Open a Citi Rewards+ credit card. Use it to spend $1,000 within the first three months of account opening.
  • When you’ll get it: After the close of the billing cycle
  • Terms and conditions: Not available if you’ve received a new cardmember bonus on another Citi card or if you have closed another Citi rewards card in the past 24 months
  • Annual fee: None
  • Promotions page: Citi Rewards+ Card bonus offer

CitiBusiness/AAdvantage Platinum Select Mastercard: 65,000 Bonus Miles ($650 Value)

If you frequently travel for business, you can put the CitiBusiness/AAdvantage Platinum Select Mastercard to good use. You’ll enjoy perks like preferred boarding and savings on air travel while earning AAdvantage miles for every dollar you spend. New customers can earn an additional 65,000 bonus miles after opening a new account. Here are the details:

  • Cash value: $650
  • Minimum spend to qualify: $4,000
  • Expiration date: None
  • How to get it: Spend $4,000 in the first four months after account opening.
  • When you’ll get it: Eight to 10 weeks after meeting requirements
  • Terms and conditions: Not available to those who received a new account bonus from CitiBusiness or AAdvantage Platinum Select in the past four years; accounts are subject to approval
  • Annual fee: $99, waived the first year
  • Promotion page: CitiBusiness/AAdvantage Platinum Select Mastercard bonus offer

Investment and Mortgage Promotions

Citibank is currently offering two promotions that may interest investors and those looking to get into the real estate market.

Citi Personal Wealth Management: Up To $3,500 Bonus

For those with somewhat sizeable assets who are looking to hone their investments, Citi offers an opportunity to get free money while taking advantage of its wealth management services.

  • Cash value: Up to $3,500
  • Expiration date: June 30
  • How to get it: After contacting Citi to enroll in the offer, fund a new or existing eligible Citi Personal Wealth Management account in cash or securities and enroll in e-statements. Then, depending on when you open the account, you must maintain the balance until a certain date (full details can be found in the offer page). The funding amounts and bonuses are as follows:
    • $50,000-$199,999: $500 bonus
    • $200,000-$499,999: $1,000 bonus
    • $500,000-$999,999: $1,500 bonus
    • $1,000,000-$1,999,999: $2,500 bonus
    • $2 million or more: $3,500 bonus
  • When you’ll get it: When the account meets the requirements based on the date it was opened or enrolled
  • Terms and conditions: The entire balance used to fund the account must be new to Citi and can’t be combined with existing balances. Certain types of accounts, such as business accounts, are not eligible for this promotion. For full eligibility details, speak with a Citi representative. You can also refer to the offer page for full terms and conditions.
  • Monthly fee: The fees will depend on the type of account enrolled in the promotion.
  • Promotion page: Citi Personal Wealth Management bonus offer

Citi Mortgage Relationship Pricing: $250 Closing Cost Credit

If you have a Citi checking account, you qualify for the Citi Mortgage Relationship Pricing program. You’ll earn credit at closing or get a discount on the mortgage’s interest rate. Here’s how:

  • Cash value: $250 if your account balance is below $50,000; interest rate discount applies if your account balance is $50,000 or higher
  • Minimum deposit to qualify: $1
  • Expiration date: None
  • How to get it: Set up automatic mortgage payments from your Citi checking account.
  • When you’ll get it: At closing
  • Terms and conditions: To earn the bonus, you must set up automatic mortgage payments from your Citibank deposit account. To enroll in the program, you must speak to a representative.
  • Annual fee: None
  • Promotion page: Citi Mortgage Relationship Pricing bonus offer

Should You Switch to Citibank?

Citibank has plenty to offer when it comes to banking and branch availability, a variety of different accounts and products, and online and mobile banking options. If you can earn one of the top Citibank bonuses, it may be worth it to switch to Citibank and get the bonus cash.

However, if you prefer a smaller bank with lower fees and lower minimum deposits, you’ll probably want to look elsewhere. You can explore your options by checking out the newest promotions, bonuses and offers available at other banks.

Julia Gordon and Levi Leidy contributed to the reporting for this article.

This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Citibank.

Information on promotions is accurate as of April 13, 2021. Additional requirements may apply. Offers and terms are subject to change. For the most up-to-date information on an institution or its accounts, visit its website.

This article has been updated with additional reporting since its original publication.

About the Author

Cynthia Paez Bowman is a personal finance writer with degrees from American University in international business and journalism. Besides writing about personal finance, she writes about real estate, interior design and architecture. Her work has been featured in MSN, Brex, Freshome, MyMove, Emirates’ Open Skies magazine and more.

Newest Citibank Promotions, Bonuses, Offers and Coupons: April 2021
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