Betterment Holiday Hours: Are They Open on Thanksgiving? 

Woman using the Betterment Investment mobile app during the day, focused on managing her finances.
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Betterment® is one of the most popular online investing platforms, known for its automated portfolios, high-yield cash accounts and digital financial planning tools. Since it operates entirely online, you might wonder whether it closes for holidays or if you can always access your account.

Here’s everything you need to know about Betterment’s hours, investment trading schedule and platform availability in 2025.

Is Betterment Open on Thanksgiving?

Betterment doesn’t close for Thanksgiving the way traditional banks do, mostly because there aren’t any branches to begin with. Your account is still available all day, so you can log in, check your investments, move money around, or update your goals whenever you want.

Just keep in mind that the stock market is closed on Thanksgiving. So even though you can place an order, it won’t actually go through until the markets open again.

If you were planning to make a bigger change to your portfolio, it’s smart to set things up before the holiday so you’re not waiting for trades to process afterward.

Betterment 2025 Holiday Schedule

Here are the days when the U.S. stock market — and Betterment’s trading activity — will be closed in 2025:

Holiday Date
New Year’s Day Wednesday, Jan. 1
Martin Luther King, Jr. Day Monday, Jan. 20
Presidents Day Monday, Feb. 17
Memorial Day Monday, May 26
Easter Sunday Sunday, April 20
Juneteenth National Independence Day Thursday, June 19
Independence Day Friday, July 4
Labor Day Monday, Sept. 1
Columbus Day/Indigenous Peoples Day Monday, Oct. 13
Veterans Day Tuesday, Nov. 11
Thanksgiving Day Thursday, Nov. 27
Christmas Day Thursday, Dec. 25

Is Betterment Open on Holidays?

Yes and no. Betterment’s digital platform is available 24/7, so you can log in, check your investments or make deposits anytime. However, trading activity follows the U.S. stock market schedule, meaning trades won’t execute when markets are closed for federal holidays.

Day Access
Federal Holidays Account access available 24/7; no market trading
Weekdays 9:30 a.m. to 4 p.m. ET for trading
Weekends No trading; platform access available 24/7

Example: You can queue a trade on a federal holiday or weekend, and Betterment will execute it automatically once the markets reopen.

What If You Need To Access Betterment When Markets Are Closed?

Even when markets close for federal holidays, you can still:

Example: If you schedule a withdrawal on a holiday, Betterment will process it as soon as other banks resume normal business operations.

Local Branch Hours May Vary

Betterment is an online-only platform with no physical branch locations. That means all services — including account management and customer support — are available digitally, regardless of holidays.

Betterment Regular Business Hours

Because Betterment operates entirely online, it doesn’t have branch hours. However, its customer service team and trading activity follow weekday business hours:

Service Hours (ET)
Stock Market Trading 9:30 a.m. to 4 p.m.
Customer Support Monday through Friday, 9 a.m. to 8 p.m.
Account Access 24/7 availability

According to the Securities and Exchange Commission (SEC), most U.S. stock trades now settle the next business day under the T+1 rule, which helps reduce delays after holidays or market closures.

How To Contact Betterment

You can reach Betterment customer support in several ways:

Customer service operates during standard weekday hours and resumes normal operations on the next business day after holidays.

Final Tips for Banking and Investing With Betterment

  • Plan trades early: Place investment orders before market holidays to avoid delays.
  • Set recurring deposits: Automation helps keep your strategy consistent year-round.
  • Use digital tools: Review performance, rebalance and track progress anytime.
  • Expect short delays: Transfers to or from external banks may take longer on holidays.

Example: If you deposit funds into your Betterment account on a Sunday or holiday, they’ll show as pending until the next business day.

More on Betterment

All holiday hours were confirmed as of Nov. 12, 2025. Check with your local retailer to confirm specific hours. Hours and policies are subject to change.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.

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