Does Capital One issue cashier’s checks for non-customers?

Capital One only offers cashier's checks to account holders.

Can I cancel a Capital One cashier’s check?

You can't cancel a Capital One cashier's check once it is issued, unless it's lost, undelivered or unauthorized. You'll need to notify Capital One immediately.

What happens if I lose my cashier’s check?

If you lose your cashier's check , contact Capital One immediately to start the replacement process. You'll need to provide proof of purchase.

Is a cashier’s check safer than a personal check?

Yes, cashier's checks are generally considered safer because they are backed by the bank and guarantee that funds are available.

Can I get a cashier’s check from Capital One on the same day?

If you need a cashier's check today, a Capital One branch can provide one right away. However, ordering online or via the bank's mobile app can expedite shipment directly to the payee, which could be your best option.

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Capital One Cashier’s Check: Fees, Limits and How To Get One

February 17, 2025

6 min Read

Written by Teddy Garcia

Edited by Elizabeth Constantineau

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Cashier’s checks are convenient payment methods since both parties know the funds are guaranteed. Many large purchases, such as vehicle purchases or home down payments, may have cashier’s checks as the preferred payment method. Luckily, you can quickly get Capital One cashier’s checks through various methods.

Capital One Cashier’s Check Fees

Capital One cashier’s checks cost $10 – $20 depending on how you purchase them. Here’s a look at the details:

Cashier’s check fee	In branch: $10 Online or through mobile app: $20
Fee waiver eligibility	Not available
Cashier’s check limits	Online: $250,000 per check; $500,000 daily Kiosk: $2,500 daily

How To Get a Capital One Cashier’s Check Online

To purchase a cashier’s check online, all you have to do is sign in to your Capital One account and follow a few simple steps on the website.

Select your account: Select the account from which you want to draw the cashier’s check. Under your balance information, click on “Account Services & Settings.” Under the “Checks” category, you’ll see “Cashier’s Check.” Select that option and follow the next instructions.
Verify your identity: Capital One will send you a code through SMS or other two-factor authentication methods to ensure security. Enter the verification code once you receive it. Don’t share this sensitive information with anyone.
Enter the cashier’s check details: Next, it will prompt you to enter the details for your check. You can verify the account you’ll draw the funds from. Enter the amount of the check, the name of the payee and a memo if you wish.
Select a delivery option: Capital One will automatically fill in your address on file. You can also have the check delivered directly to the payee or an alternate address. You’ll also receive a delivery date estimate at this point.
Review the order details: You’ll have one last chance to review the payment and delivery info. Carefully check these details, then review and agree to Capital One’s terms. Click “Order My Cashier’s Check,” and the process is complete.

How To Get a Cashier’s Check Through Capital One’s Mobile App

If you’re ordering a cashier’s check using a mobile device, you may find it easier to complete the process using Capital One’s mobile app. You can text “CONFIDENCE” to 80101 or access it via your device’s app store to download it.

Start the process: Tap “View All” from the “I Want To…” menu and then tap “Order a Cashier’s Check.” You’ll be prompted with two-factor authentication to verify your identity. Enter the six-digit code that Capital One sends you. Never share that information with anyone.
Enter your check details: You’ll then go through a series of prompts to collect your check details. Select the appropriate account and tap “Next.” Enter the payee, amount and optional memo, and select “Next.”
Choose a delivery option: You’ll now have the option to choose from the existing address Capital One has on file, have the check shipped directly to the payee, or enter a different address. Make your selection, and select “Next.”
Review the details: The details you’ve entered, including the account, payee, amount and delivery info, will appear on-screen for you to review. Check them carefully, then review the agreements at the bottom of the screen. Once complete, slide the “Slide to Order” bar to complete the process.

Capital One Cashier’s Check Limits

Capital One sets daily limits for cashier’s checks depending on how you request them. For online and mobile orders, you can purchase a single cashier’s check up to $250,000, with a total daily limit of $500,000 per customer. If you’re using a Capital One Cafe kiosk, the daily limit is $2,500.

Where To Get a Capital One Cashier’s Check

You can visit your local Capital One branch in person to purchase a cashier’s check. The teller can answer any questions you have about cashier’s checks. You can also order cashier’s checks online or through the mobile app.

If you experience difficulty ordering cashier’s checks in any way, you can reach out to Capital One’s customer service. Its automated services are open 24/7, and live support is available seven days a week from 8 a.m. to 11 p.m. ET at 800-655-2265.

How Long Does a Capital One Cashier’s Check Take to Clear?

A Capital One cashier’s check typically clears within one business day once deposited. However, depending on the receiving bank’s policies, it may take up to two business days for the funds to become available.

Alternatives To Capital One Cashier’s Checks

Capital One offers a variety of alternative payment options that can replace a cashier’s check in certain situations. Depending on the amount, options such as a direct bill payment or a wire transfer may be suitable.

Capital One also recommends using Zelle for payments to trusted friends or family.

FAQ

Here are the answers to some of the most frequently asked questions about Capital One cashier's checks.

Does Capital One issue cashier’s checks for non-customers?
- Capital One only offers cashier's checks to account holders.
Can I cancel a Capital One cashier’s check?
- You can't cancel a Capital One cashier's check once it is issued, unless it's lost, undelivered or unauthorized. You'll need to notify Capital One immediately.
What happens if I lose my cashier’s check?
- If you lose your cashier's check, contact Capital One immediately to start the replacement process. You'll need to provide proof of purchase.
Is a cashier’s check safer than a personal check?
- Yes, cashier's checks are generally considered safer because they are backed by the bank and guarantee that funds are available.
Can I get a cashier’s check from Capital One on the same day?
- If you need a cashier's check today, a Capital One branch can provide one right away. However, ordering online or via the bank's mobile app can expedite shipment directly to the payee, which could be your best option.

More About Capital One

Data is accurate as of Feb. 17, 2025, and is subject to change.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.