How to Find and Use Your Bank of America Login

Enroll in Bank of America’s online banking by creating a BofA login.

With over 22 million active mobile users and 34 million active accounts, it’s no wonder Bank of America offers user-friendly online and mobile banking for customers. To securely access your Bank of America account, follow these easy steps to set up and log into your bank account online.

How to Create a Bank of America Online ID

To take advantage of all online banking has to offer, create a Bank of America online login that includes a unique online ID and a passcode. Use the online ID and passcode you create to access all of your accounts.

  1. Visit the Bank of America home page.
  2. Click “Enroll in Online Banking” under the top right search box.
  3. Enter any one of your accounts, credit cards or ATM/debit card numbers in the box followed by your Social Security number.
  4. Click “Continue.”
  5. Choose a unique ID and passcode.
  6. Once all passcode requirements have been met, click “Continue.”
  7. You will be prompted to set up security questions to answer should you forget your online ID or passcode.
  8. Click “Continue.”
  9. Review the information you provided and then click “Enroll.”

See: Bank of America Review — Extreme Convenience and Low Interest Rates

How to Sign In to Bank of America Online

It’s simple and convenient for online users to access their accounts using their Bank of America online banking login from anywhere on the website.

  1. Go to the Bank of America home page.
  2. Enter your online ID and passcode.
  3. Click “Sign In.”

If you decide to access to your online account while browsing the Bank of America website, look for “Sign In” at the top right of any page. For example, if you’re researching home mortgage loans and want to log in to your account to request mortgage information, follow these easy steps:

  1. Click “Sign In” at the top right corner.
  2. Select the current state you live in on the drop-down button.
  3. Click “Go.”
  4. Enter your online ID and passcode.
  5. Click “Sign In.”
©Bank of America

Related: Here’s Your Bank of America Routing Number

How to Sign in to Bank of America Mobile Banking

The Bank of America mobile banking app is free and available for users of iPad, iPhone, Android and Windows 10 devices.

  1. Download the Bank of America app from Google Play or iTunes.
  2. Open the app.
  3. Enter your online ID and passcode.
  4. Click “Sign In.”

Related: 15 Best Mobile Banking Apps and Services

Benefits of Creating a Bank of America Online ID

Online banking services offer customers access to their accounts 24/7.  With Bank of America’s mobile or online banking services, customers can do the following:

  • Deposit checks
  • Transfer money between accounts
  • Pay bills
  • Order checks
  • Track spending and budgeting
  • Change address
  • Replace cards
  • Set up custom alerts
  • Set a travel notice

For the full list of mobile banking and online banking features, visit Bank of America’s online banking home page.

Find Out: ATM Withdrawal Limits at Chase, Bank of America and 48 Other Banks

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

About the Author

Krista Baum is a Pennsylvania-based freelance writer who has held management-level positions at financial institutions in New York.  In addition to her broad banking background, she has worked with government agencies and banking executives to ensure processes and polices are in place to prevent, detect and report money laundering activities in the fight against financial crime. Along with GOBankingRates, her work has appeared on major sites like and the Huffington Post.