Best Chase Bank Promotions and Offers: November 2019

Score a bonus when you open a new Chase checking account.

A recent GOBankingRates survey found that many Americans are missing out on free money from banks. Free money from banks may sound too good to be true, but it isn’t. Chase Bank frequently offers checking and savings account promotions to its new customers. All you have to do to get started is qualify for and open a new Chase account that’s eligible for rewards. Then, fulfill the particular requirements Chase sets forth.

To find out how to make your money work for you, explore this guide to Chase promotions:

Chase Bank Promotions for November 2019

Chase offers bonuses and rewards with new checking or savings accounts. To be eligible for most bonuses, you have to be a new-to-Chase customer when opening an account. However, if you already have an account with Chase Bank, you can refer your friends and get rewarded — $50 for each friend who opens a new Chase checking or savings account, up to $500 per year.

This table gives you an overview of what Chase currently has to offer you when opening your account.

Best Chase Bank Promotions: November 2019
Account TypeCash Bonus ValueExpiration Date
Chase Total Checking Account$200None
Chase Savings$150None
Combination of Chase Total Checking and Chase Savings Account$350 for opening up both accountsNone
Chase Premier Plus Checking$300Jan. 21st, 2020
Chase Total Business Checking$200Jan. 23rd, 2020
Chase College Checking$100Jan. 11th, 2020

While the bonus offers and deadlines are important, there are other valuable pieces of information to consider with each of these Chase promotions and offers.

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Chase Bank Current Promotions and Offers

Here’s a closer look at the current offers from Chase Bank:

Chase Total Checking

When you sign up for Chase Total Checking, Chase gives you a $200 signing bonus, a debit card, access to 16,000 ATMs and almost 5,000 branches.

  • Minimum deposit to qualify: No minimum deposit requirement applies.
  • Expiration date: No expiration date applies.
  • How to get it: You must set up a direct deposit of at least $500 to this account and receive one complete deposit within the first 90 days from either your employer, your pension or a government benefit.
  • When you’ll get it: You’ll receive your bonus within 10 business days after qualifying activities are completed.
  • Terms and conditions: Chase Total Checking bonus is not available to current Chase customers, those who have closed an account within the past three months or who have closed an account with a negative balance.
  • Monthly fee: $12

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Chase Savings

Chase Savings gives you access to online and mobile banking, account alerts and an automatic savings program.

  • Minimum deposit to qualify: Deposit at least $10,000 of new money to the account within 20 business days of account opening.
  • Expiration date: No calendar expiration date applies. The reward will expire, however, if you have less than $10,000 in new money deposited within the first 20 business days and are not able to maintain a minimum daily balance of $10,000 within the first 90 days.
  • How to get it: You have to deposit $10,000 into this account within the first 20 business days and maintain a minimum $10,000 average beginning daily balance for the first 90 days.
  • When you’ll get it: Bonus will be paid 10 business days after completing qualifying activities.
  • Terms and conditions: Chase Savings bonus is not available to existing Chase customers, those who have closed an account within the past 90 days or those who have closed an account with a negative balance.
  • Monthly fee: $5

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Chase Premier Plus Checking

With the Chase Premier Plus Checking account, you can earn interest on the money in your account and have your first four non-Chase ATM transaction fees waived every statement cycle.

  • Minimum deposit to qualify: No minimum deposit applies.
  • Expiration date: Jan. 21st, 2020
  • How to get it: Open a Chase Premier Plus account online or at a Chase Branch by Jan. 21st, 2020, and make the first direct deposit within 90 days.
  • When you’ll get it: Your bonus will be deposited into your Chase Premier Plus Checking account within 10 business days after you complete qualifying actions.
  • Terms and conditions: Offer not available if you’re an existing Chase customer, you’ve held a Chase account within the past 90 days or you’ve closed a Chase account with a negative balance.
  • Monthly fees: $25

See: Here’s Your Chase Routing Number

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Chase Total Business Checking

On top of your $200 opening bonus, you’ll receive account alerts and unlimited electronic deposits with your Chase Total Business Checking account.

  • Minimum deposit to qualify: Deposit $1,000 of new money into your account within the first 20 business days.
  • Expiration date: This offer expires on January 23rd, 2020.
  • How to get it: Buckle up. You have to deposit at least $1,000 within the first 20 days of opening the account, maintain a $1,000 average daily balance for 60 days and complete five qualifying transactions within the first 60 days.
  • When you’ll get it: Your bonus will be deposited into your Chase Total Business Checking account within 10 business days after you complete qualifying actions.
  • Terms and conditions: The Chase Total Business Checking offer is not available to existing Chase business checking customers.
  • Monthly fees: $15

Check Out: Chase Bank Review

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Chase College Checking

With Chase College Checking, college students get to enjoy easy access to the 16,00 ATMs and near-5,000 Chase branches as well as Chase QuickPay with Zelle.

Minimum deposit to qualify: No minimum deposit amount applies.

  • Expiration date: Bonus offer ends on Jan. 11th, 2020.
  • How to get it: Enroll in Chase Checking Paperless Statements within the first 60 days of opening the account, and complete 10 transactions within the first 60 days.
  • When you’ll get it: Bonus will be deposited into your Chase College Checking account within 10 business days after you complete your qualifying actions.
  • Terms and conditions: Bonus offer not available to existing Chase customers, those who have closed an account within the past 90 days or those who closed an account with a negative balance.
  • Monthly Fees: No monthly fees apply — from when you open your account until after your graduation date, up to five years. Applicants between 17-24 are eligible for this offer. After your graduation date, fees are $6 per statement cycle.

Check out: How To Get Chase Bank’s Best Interest Rates

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Opening a Chase Bank Account

Opening a Chase Bank account is as simple as going online, downloading the mobile app or visiting a Chase branch. You’ll need to provide some personal information such as your Social Security Number and a driver’s license or a state ID.

If you open an account online, a coupon code for the corresponding bonus will be automatically applied. For those who prefer opening an account at a Chase branch, you’ll enter your email address on the bonus offer page to receive the coupon, which you can take to your nearest Chase branch.

Keep Reading: How To Open a Chase Checking Account

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Avoiding Chase Bank Account Fees

Every account with a bonus offer has a monthly service fee, which is avoidable by meeting specific qualifications. Here’s what you need to know:

  • Chase Total Checking: The monthly service Chase fee is $12 per statement cycle, but you can avoid this by having a direct deposit of $500 or more, a minimum daily balance of $1,500 or more, or an average combined beginning daily balance of $5,000 between this account and linked qualifying Chase accounts.
  • Chase Savings: The monthly service Chase fee is $5 per statement cycle, but you can avoid this by having a daily beginning account balance of $300 or more; $25 in total Autosave or other repeating transfers from your Chase accounts; ownership of the account by someone younger than 18; or link this account with the following accounts: Chase College Checking for overdraft protection, Chase Better Banking Checking, Chase Premier Checking, Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking.
  • Chase Premier Plus Checking: The monthly service Chase fee is $25 per statement cycle, but you can avoid this by having a minimum daily account balance of $15,000 in this account. Other waves to waive the fees include linking this account with a qualifying Chase checking or savings account — or another qualifying Chase account. Or by having a Chase first mortgage enrolled in automatic payments from a Chase account.
  • Chase Total Business Checking: There is a monthly service Chase fee of $15 per statement cycle, which you can avoid by having a minimum daily balance of $1,500 or by linking this account to a Chase Sapphire Checking account or a Chase Private Client Checking account. Or reduce the fee to $12 per statement cycle if you sign up for paperless statements.
  • Chase College Checking: There is no monthly service Chase fee for college students, ages 17 to 24. This fee-free offer is valid up to five years. After graduation date, fees are $6 per statement cycle unless you receive a monthly direct deposit to your account or keep an average ending daily balance of $5,000 or more.

Dig Deeper: How To Avoid Chase Checking Account Fees

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Are Chase Promotions Right for You?

Why not pad your account with some extra cash? If you have the funds to meet the minimum daily account balance, all you have to do is set up a direct deposit or complete a few transactions, depending on the specific account. Consider the rewards you’ll reap well worth the effort.

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Additional requirements may apply. Offers and terms are subject to change. 

This content is not provided or commissioned by Chase Bank. Opinions expressed here are author’s alone, not those of Chase Bank,, and have not been reviewed, approved or otherwise endorsed by Chase Bank. This site may be compensated through the bank advertiser Affiliate Program.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

About the Author

Jared Nigro is from Pittsburgh, which is obvious by the way he gravitates toward cheese at parties. He is a comedy writer from The Groundlings Sunday Company, Upright Citizens Brigade and has his own digital show on Comedy Central called “Broken People.” When he isn’t being funny, he’s reading books on debt and finance and listening to his favorite finance podcast, ChooseFI.