Best Chase Promotions and Offers: April 2020

Score a bonus when you open a new Chase checking account.

Getting free money is actually easier than you might think. One way to get something extra for your wallet is by cashing in on bank account sign-up bonuses, such as promotions offered through Chase. All you need to get started is to qualify for and open a new Chase account that’s eligible for rewards and fulfill the requirements set forth.

To find out how to make your money work for you, explore this guide to Chase promotions:

Current Chase Promotions

Chase offers bonuses and rewards with new checking or savings accounts. To be eligible for most bonuses, you must be a new Chase customer when opening an account. While the bonus offers and deadlines are important, there are other valuable pieces of information to consider with each of these Chase promotions and offers. Here’s an overview of what Chase currently has to offer when you open your account:

Chase Total Checking: $200 Bonus

When you sign up for Chase Total Checking, the bank gives you a $200 signing bonus and a debit card with access to 16,000 ATMs and almost 5,000 branches.

  • Minimum deposit to qualify: None
  • Expiration date: July 20, 2020
  • How to get it: You must set up a direct deposit of at least $500 to this account and receive one complete deposit within the first 90 days from either your employer, your pension or a government benefit.
  • When you’ll get it: You’ll receive your bonus within 10 business days after meeting the qualifying requirements.
  • Terms and conditions: The Chase Total Checking bonus is not available to current Chase customers, former customers who have closed an account within the past three months or former customers who have closed an account with a negative balance.
  • Monthly fee: $12
  • Promotion page: Chase Total Checking $200 bonus offer

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Chase Premier Plus Checking: $300 Bonus

With a Premier Plus Checking account, you have free access to nearly 4,900 branches and 16,000 ATMs nationwide.

  • Minimum deposit to qualify: You must set up direct deposit and deposit at least $15,000 in new money to the account within 90 business days of opening the account.
  • Expiration date: April 20, 2020
  • How to get it: Open a Chase Premier Plus Checking account online or in-person using a coupon emailed to you. A qualifying direct deposit must be received within 90 days.
  • When you’ll get it: The bonus will be paid 10 business days after you meet qualifying requirements.
  • Terms and conditions: Account must remain open for six months.
  • Monthly fee:$25, but can be avoided with a balance of at least $15,000 across linked accounts.
  • Promotion page: Chase Premier Plus Checking $300 bonus offer

See More: How To Find Chase ATMs Near You

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Chase College Checking: $100 Bonus

If you’re a college student between the ages of 17 and 24, you qualify for a Chase College Checking account with no monthly service fee for up to five years.

  • Minimum deposit to qualify: None
  • Expiration date: April 9, 2020
  • How to get it: You must open a Chase College Checking account online or in a branch and complete at least 10 qualifying transactions within 60 days.
  • When you’ll get it: The bonus will be paid 10 business days after you meet qualifying requirements.
  • Terms and conditions: Account must remain open for six months.
  • Monthly fee: None for ages 17-24 who are enrolled in college; $6 after your expected graduation date.
  • Promotion page: Chase College Checking $100 bonus offer

Read On: What Is Chase Quickpay with Zelle?

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How To Open a Chase Account

Opening a Chase account is as simple as going online, downloading the mobile app or visiting a Chase branch. You’ll need to provide some personal information such as your Social Security number and a driver’s license or state ID.

If you open an account online, a coupon code for the corresponding bonus will be automatically applied. For people who prefer opening an account at a Chase branch, you’ll enter your email address on the bonus offer page to receive the coupon, which you can take to your nearest Chase branch.

Compare: Best New Bank Promotions and Bonuses

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Are Chase Promotions Right for You?

That’s a question only you can answer based on your banking needs. But if you can meet the minimum requirements and daily balances, you don’t have much to lose and quite a bit to gain with Chase promotions.

Keep in mind that monthly fees can add up over time and eat away at your bonus, but you can avoid Chase’s monthly maintenance fees if you meet certain qualifications. After that, you can sit back and watch your account grow.

Find Out: How To Open a Bank Account Online

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This article has been updated with additional reporting since its original publication. 

This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Chase.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

About the Author

Jared Nigro is from Pittsburgh, which is obvious by the way he gravitates toward cheese at parties. He is a comedy writer from The Groundlings Sunday Company, Upright Citizens Brigade and has his own digital show on Comedy Central called “Broken People.” When he isn’t being funny, he’s reading books on debt and finance and listening to his favorite finance podcast, ChooseFI.