Walmart Cashier’s Check: Does Walmart Offer Them?
Written by
John Csiszar
Edited by
Joe Evans, CFHC™
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If you’re searching for a Walmart cashier’s check, here’s the short answer: No, Walmart doesn’t issue cashier’s checks.
Walmart offers money orders through MoneyGram, but it doesn’t provide bank-issued cashier’s checks.
According to Walmart Money Services information, Walmart locations provide money orders, bill pay services and money transfers — not cashier’s checks.
At a Glance: Walmart Cashier’s Check
Service Available at Walmart? Cashier’s check ❌ No Money orders ✅ Yes (via MoneyGram) Check cashing ✅ Yes (fees apply) Money transfers ✅ Yes
Why Doesn’t Walmart Offer Cashier’s Checks?
A cashier’s check is a bank-issued, bank-guaranteed payment instrument. Only financial institutions like banks and credit unions can issue them.
The Consumer Financial Protection Bureau explains that cashier’s checks are backed by the issuing bank’s own funds, which is why they’re often required for large transactions like home closings or vehicle purchases. Because Walmart isn’t a bank, it can’t issue official cashier’s checks.
What Walmart Offers Instead: Money Orders
If you’re looking for a secure payment method, Walmart sells money orders through MoneyGram.
Key Features of Walmart Money Orders
- Typically low flat fee (often around $1 per money order, though fees vary by location)
- Maximum amount usually $1,000 per money order
- Available at Walmart MoneyCenter or the customer service desk
Money orders are prepaid, meaning you pay upfront with cash or a debit card.
Walmart Cashier’s Check vs Walmart Money Order
Here’s how they compare:
| Feature | Cashier’s Check | Walmart Money Order |
|---|---|---|
| Issued by | Bank | Walmart via MoneyGram |
| Backed by | Bank’s funds | Prepaid funds |
| Typical limit | Often no low cap | Usually $1,000 per order |
| Best for | Large transactions | Smaller secure payments |
If you need to pay more than $1,000, you may need multiple money orders — or a cashier’s check from a bank.
When You Actually Need a Cashier’s Check
You may need a true cashier’s check for:
- Real estate closings
- Large car purchases
- Court-ordered payments
- Security deposits requested by landlords
In those cases, you’ll need to visit:
- Your bank or credit union
- The issuing bank of the check
Why It Can Help You
- Walmart money orders are inexpensive
- Available without a bank account
- Convenient extended store hours
What To Watch Out For
- $1,000 maximum per money order
- Potential fees for check-cashing services
- Money order fraud scams
The Federal Trade Commission warns that scammers frequently use fake money orders and cashier’s checks. Always verify before accepting one.
Quick Decision Guide
| Your Situation | Best Option |
|---|---|
| Need to pay under $1,000 | Walmart money order |
| Need to pay more than $1,000 | Bank-issued cashier’s check |
| Don’t have a bank account | Walmart money order |
| Real estate or legal requirement | Bank cashier’s check |
Final Thoughts to GO
A Walmart cashier’s check isn’t available because Walmart isn’t a bank. But Walmart money orders offer a convenient and low-cost alternative for smaller payments. If you need a guaranteed payment for a large transaction, you’ll need to visit a bank or credit union for a cashier’s check.
Before heading out, confirm store hours and service availability at your local Walmart to avoid unnecessary trips.
FAQ
If you’re looking for a Walmart cashier’s check, here are answers to common questions.- Does Walmart issue cashier’s checks?
- No. Walmart does not issue cashier’s checks. You must obtain those from a bank or credit union.
- Can I get a cashier’s check at Walmart MoneyCenter?
- No. Walmart MoneyCenter sells money orders, not cashier’s checks.
- How much is a Walmart money order?
- Fees vary by location but are typically low, often around $1 per money order.
- What’s the maximum Walmart money order amount?
- The limit is generally $1,000 per money order.
- Where can I get a cashier’s check instead?
- You can obtain a cashier’s check from your bank, credit union or the bank that issued the check.
Rudri Patel contributed to the reporting for this article.
Information is accurate as of Feb. 20, 2026.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
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- Walmart "Walmart Financial Services"
- MoneyGram "website"
- Consumer Financial Protection Bureau "Prepaid cards and other prepaid accounts"
- U.S. Federal Trade Commission "Avoiding and Reporting Scams"
