How Much Cash Back Can You Get at Walmart?

Walmart store interior in Portland, Oregon, USA stock photo
artran / iStock.com

If you need quick cash, getting cash back at registers is an easy way to access your funds without having to visit the ATM. While most stores offer cash-back services, each will vary by availability, limits and payment methods.

Read: 3 Ways Smart People Save Money When Filing Their Taxes

Does Walmart do cash back? Read below to find out how much cash back you can get at Walmart, how to use Walmart’s cash-back services and which payment methods Walmart accepts for cash back.

How Much Cash Back Can You Get at Walmart?

You can receive cash back at Walmart registers and self-checkout stations up to three times per day. While there may be varying limits based on your payment method, you can generally choose to receive between $20 and $100 in $20 increments. Therefore, you can choose to get $20, $40, $60, $80 or $100. 

One major difference is that the cash-back limits for personal checks are much lower than cash-back limits for debit cards. If you want to get cash back with a personal check, you can only get $20.

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How Do You Get Cash Back at Walmart?

Getting cash back at Walmart is a relatively simple process. Whether you are going through a regular checkout line or using a self-checkout machine, the process is similar. Using your debit card, you can begin running your transaction as usual. You must be a customer to get cash back, but you can spend as little as $0.01. 

When you begin processing your debit card, the card reader will ask you if you want cash back. You should select “Yes” and then how much you want back. You then pay for the total of your purchase and the amount of cash back that you want. Therefore, you must have enough money on your debit card to cover the cash-back amount. You will receive your cash back as change from the cashier or the cash dispenser at the self-checkout.

You must go through a regular register to get cash back using a personal check. You can tell the cashier that you want cash back. When you fill out the check, you should add up the total of your purchase plus the amount of cash back as the check amount. Then, you can finish the transaction as usual, and the cashier will give you your cash back as change.

Save Time and Money by Getting Cash Back at Walmart

Getting cash back at Walmart is fast and easy. In addition, you can take advantage of the fact that there are no fees. While getting cash from an ATM is useful for everyday cash purchases, the fees can become overwhelming. Getting cash back at Walmart and other retailers is a great way to avoid ATM fees when you’re already making a purchase at the store.

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FAQ

Get answers to some of your most frequently asked questions about getting cash back from Walmart below.
  • Does Walmart offer cash back still?
    • Yes, Walmart offers cash back from most, if not all, of its registers and self-checkout machines. However, some registers may not provide cash back if they're running low on physical bills.
  • How much does Walmart charge for cash back?
    • Walmart doesn't charge any fees to get cash back. However, you must make a purchase to get cash back, so you will need to cover the amount of the purchase plus the cash back.
  • Can I get cash back at Walmart with a credit card?
    • In most cases, you can not get cash back at Walmart with credit cards. However, Discover has a Cash Over benefit that allows you to get cash back. Walmart does participate in this program, so if you have enough funds available to cover the cash back, you should be able to receive cash back like you would from a debit card.

Information is accurate as of Jan. 17, 2023. 

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Our in-house research team and on-site financial experts work together to create content that’s accurate, impartial, and up to date. We fact-check every single statistic, quote and fact using trusted primary resources to make sure the information we provide is correct. You can learn more about GOBankingRates’ processes and standards in our editorial policy.

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Make Your Money Work for You

About the Author

Taylor DeJesus has been a freelance writer for over five years where she specializes in writing SEO blogs and other online content for small and medium-sized businesses. She has also written books, research papers and more on a variety of topics, ranging from business and marketing to lifestyle. In her free time, Taylor likes to read, spend time with her daughter and achieve personal development goals.
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