Citi® Routing Number: How To Find Yours Quickly
Written by
Rachel Farrow
Edited by
Elizabeth Constantineau
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Your Citi® routing number might come in handy when you’re signing up for direct deposit or sending cash from your checking or savings accounts to family and friends. Read on to learn why this number matters and how you can find the right one to use.
Citi Routing Numbers by State
Use the chart below to instantly find your Citi routing number.
| Region | Routing Number |
|---|---|
| Northern California — including San Francisco and Central California | 321171184 |
| Southern California — including Los Angeles and San Diego | 322271724 |
| Connecticut | 221172610 |
| Florida | 266086554 |
| Illinois | 271070801 |
| Maryland | 052002166 |
| New Jersey | 021272655 |
| New York | 021000089 |
| Nevada | 322271724 |
| Texas | 113193532 |
| Virginia and Washington, D.C. | 254070116 |
If you don’t see your region listed or aren’t sure where you opened your account, call Citi at 1-888-248-4226 for assistance.
How To Find Your Citi Routing Number
There are a few ways to find a Citi routing number. If you remember which state you opened your account in, just use the chart. You can also find it in the following ways.
On a Check
If you have a Citi checking account, you can find your routing number on a check. The check routing number is the first nine numbers in the lower left corner.
Through Online Banking
You can also find your Citi routing number by checking your online bank account.
- Open your mobile app or log in to Citi’s website.
- Navigate to the “Account Settings” or “Account Details” section.
- Your routing number should be close to your account number.
By Contacting Customer Service
You might not have a check handy or access to online banking, however, so you can also call 1-888-248-4226 any time to find the routing number for your account.
If you are at all confused about which number to use, you should consider calling Citi, because using the right number could mean the difference between your money going into the right or wrong account.
Citi Routing Numbers for Wire Transfers
Sending funds domestically will require a routing number but sending cash across borders comes with a different set of rules. If you’re sending an international wire transfer, you’ll need to know the following:
- The beneficiary’s full name
- The name and location of the beneficiary’s bank
- The beneficiary’s account number
- The BIC or SWIFT code, or Society for Worldwide Interbank Financial Telecommunication code
- The CHIPS UID, or Clearing House Interbank Payments System Universal Identifier
Here’s a chart you can reference:
| Transfer Type | Routing Number | SWIFT Code |
|---|---|---|
| Domestic wire transfer | 021000089 | N/A |
| International wire transfer | 021000089 | CITIUS33 |
Citi Routing Number vs. Account Number: What’s the Difference?
Your routing number identifies the bank or credit union that processes your transactions. This could be for direct deposits or ACH transfers.
Account numbers are unique to you and help ensure money is deposited or withdrawn into the right account.
How To Use Your Citi Routing Number
You’ll need your routing number for a few different financial transactions, including the following:
- Setting up direct deposits
- Sending wire transfers
- Paying bills online
- Linking your account to a payment app like Venmo or PayPal
- Ordering new checks
FAQ
Here are the answers to some of the most frequently asked questions about Citi routing numbers.- Do all Citi accounts have the same routing number?
- No, Citi has different routing numbers depending on where you first opened your account.
- How do I find my Citi routing number without a check?
- You can find your routing number by calling customer service at 1-888-248-4226, checking your mobile app or banking portal or looking at your recent paper bank statements.
- Can I use the same routing number for wire transfers?
- No, wire transfers use a different routing number than for standard ACH transfers or direct deposits.
More About Citi
- Citi Review
- Citi CD Rates
- Citi Savings Account Interest Rates
- Citi Bonus Offers and Promotions
- Citi Hours and Holidays
Erika Giovanetti contributed to the reporting of this article.
Information is accurate as of March 7, 2025.
Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.
